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Vol. 28, No. 38 -FREE- www.advocatenews.net Published Every Friday 781-233-4446 Friday, October 2, 2026
ITâ€™S PUMPKIN PATCH TIME AGAIN
Eager to help
Saugus Veterans
After four weeks on the job, the townâ€™s new Veterans
Service Offi cer, Joseph Connell, said heâ€™s exploring ways
to make life easier for the veterans and families he represents
By Mark E. Vogler
V
eterans who are looking
for work now have access
to more job openFEELING
THE â€œORANGE GLOWâ€�: Mango Realty owner Sue Palomba and her threeyear-old
granddaughter Liliana Tam enjoyed a special family moment on a rainy day
at Saugus Center as â€œThe Pumpkin Patchâ€� came to life for the 24th consecutive year.
Please see inside for more photos and a story about the truck that traveled 2,400 miles
from the Navajo Reservation in Farmington, New Mexico, to deliver 4,600 pumpkins
to the lawn of First Congregational Church. (Saugus Advocate Photo by Tara Vocino)
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ings by going to the Veteransâ€™
Services Office page on the
Town of Saugus website. Saugusâ€™
new full-time Veterans Service
Officer (VSO), Joseph R.
Connell, said he recently included
a new link that will put applicants
in contact with Veterans-friendly
companies all over
the North Shore that had posted
122 job openings this week,
including several GE Aerospace
positions in Lynn. Thatâ€™s one of
several new initiatives that the
retired U.S. Army Colonel has
done so far since fi lling the VSO
position at Saugus Town Hall
about a month ago.
â€œIâ€™m glad to be here,â€� the
65-year-old Lynnfi eld resident
said as he sat at his desk in the
small, fi rst fl oor offi ce at Saugus
Town Hall.
â€œIâ€™ve been wanting to do this
job [VSO] for a long time. And
the opportunity opened for me
in Saugus. And I donâ€™t have to go
far to work because itâ€™s so close
to home,â€� he said.
Connell spent much of his fi rst
month getting oriented to the
Saugus veterans community,
getting to meet the leaders of
the various veterans organizations
in town and to learn about
the buildings and programs that
serve veterans. He said one of his
top priorities in the early months
of his job is to reach out to the
Saugus veterans and their families
to see what the offi ce heâ€™s in
charge of can do to enhance local
veteransâ€™ lives.
â€œI would like to start a once-amonth
â€˜Veterans Welcome Meetingâ€™
so I can get to know everyone
in town better,â€� Connell said. He
envisages setting up an informal
meeting over coff ee where local
veterans and their families can
come and ask questions about
local services and also off er feedback
on how to improve local veterans
services. In addition to that
meeting, he said, he would like to
off er a monthly message from the
VSO to keep local veterans and
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Page 2
their families informed of services
the town provides.
Town officials, including Town
Manager Scott C. Crabtree and
members of the Board of Selectmen,
have praised Connellâ€™s credentials
and the background
he brings to Saugus. Connell
achieved the rank of Colonel
during a 30-year active-duty
Army career that included senior
command and leadership assignments
in the United States, Iraq
and Afghanistan. He commanded
approximately 500 soldiers with
the 2nd Battalion, 11th Field Artillery
Regiment during a 15-month
deployment to northern Iraq in
THE SAUGUS ADVOCATE â€“ FriDAy, OCTObEr 2, 2026
support of Operation Iraqi Freedom,
where his battalion conducted
combat and stability operations.
Connell later served with
the 101st Airborne Division in Afghanistan
and subsequently became
Chief of Staff for the Commander
of United States Forcesâ€“
Afghanistan, helping lead and coordinate
a complex multinational
and interagency headquarters
during a significant period of U.S.
operations in Afghanistan. From
2010 until his retirement in 2014,
Connell served as Senior Army
Advisor to the Adjutant General
of the Massachusetts National
Guard, advising senior leadership
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His military decorations include
the Legion of Merit, Bronze Star,
Defense Meritorious Service Medal,
Meritorious Service Medal, Iraq
Combat Service Medal and Afghanistan
Combat Service Medal,
among numerous other awards
and honors.
Connell also served as a senior
trainer at the Armyâ€™s Joint Readiness
Training Center, where he
trained, coached and mentored
battalion commanders and units
preparing for deployment to Iraq
and Afghanistan.
Connell also brings extensive
municipal and community service
experience. He is a former Chairman
of the Lynnfield Select Board
and has served on numerous municipal
boards and committees. He
serves as Chairman of the Lynnfield
Veterans Memorial Committee
and served as Project Manager
for Lynnfieldâ€™s new Veterans Memorial,
overseeing implementation
of a major community project
honoring those who served.
The new VSO said he and his
wife are both ardent volunteers
and he plans to continue the
Saugusâ€™ new Veterans Service Officer Joseph Connell said
he hopes to put in â€œbetween 10 and 15 yearsâ€� at the job he
began about a month ago. (Saugus Advocate photo by Mark E. Vogler)
same along with his job.
â€œI feel very appreciative of all
of the support I received when I
was in Iraq and Afghanistan,â€� Connell
said.
â€œNow, itâ€™s important for me to
give back to the people who supported
me,â€� he said.
There has been great turnover
in the VSO position, which only
about a year ago became fulltime.
Previously, the town shared
a VSO who worked part-time for
the towns of Saugus, Wakefield
and Melrose.
Connell said he hopes to be the
full-time VSO in Saugus for at least
a decade. â€œDuring my job interview,
I told them [the town manager
and the human resources officer]
Iâ€™m hoping to work between
10 and 15 years,â€� he said.
Veterans, active-duty military
service members and family
members seeking assistance
with benefits, programs or available
resources are encouraged
to contact the Saugus Veteransâ€™
Services Office at 781-231-4010
at Town Hall.
Two decomposed bodies discovered in a tent
in wooded area off Route 1 are the subject of police probe
T
he Essex County District
Attorneyâ€™s Office along
with Saugus Police and
several other law enforcement
agencies are investigating
the deaths of two people
whose decomposed bodies
were found in a tent on Route
1 (Broadway) last month. Police
were initially alerted on
Sept. 20 by a caller who reported
seeing a body inside a tent
in a wooded area along Route
1 North, behind the Walmart
Supercenter.
Responding police later discovered
two bodies, according
to a statement released this
week by Michael Keefe-Feldman,
a spokesperson for Essex
County District Attorney Paul
F. Tucker. â€œAt this time, it remains
active and under investigation
by the Saugus Police
Department, Massachusetts
State Police (MSP) detectives
assigned to DA Tuckerâ€™s office,
MSP Crime Scene Services Section,
and the Massachusetts
Office of the Chief Medical Examiner
(OCME),â€� the statement
said. â€œNo preliminary determination
as to cause and manner
of death was made given
the significant decomposition.
Findings from OCME are
pending.â€�
Authorities did not release
the identities of the two people.
No further information
was available at press time.
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Page 3
A new date for Saugus Olympics Day: Oct. 10
O
rganizers of this yearâ€™s
Saugus Olympics Day
cancelled last Saturdayâ€™s
(Sept. 26) event at World
Series Park in advance of the
norâ€™easter that hit Massachusetts
with heavy rain and strong
winds. Initially, the makeup
date was set for Oct. 17. But
this week, World Series Park
Superintendent Bob Davis announced
a new date â€“ Saturday,
Oct. 10 â€“ from 9 a.m. to 4 p.m.
â€œBecause of various commitments,
our event date has to
again be moved,â€� Davis said in a
recent press release. â€œThis type
of event has great meaning
and satisfaction. We wanted to
bring it back this year to honor
special needs athletes involved
in non-profi t organizations.
Challenger Baseball and
Boys & Girls Club are those organizations
that will take part.â€�
A baseball tournament involving
Challenger Baseball
teams from the area will start
at 9 a.m. At 11 a.m. the opening
ceremony and parade of
athletes will take place. Several
dignitaries will take part.
Former Olympics athletes have
been invited to participate.
Wally, the Red Sox mascot, and
Blades, the Bruins mascot, will
make appearances as will other
costumed characters. Gerry
Agganis will throw out the
fi rst pitch.
Entertainment will start on
the stage noon and will be
provided by Beat ConnXtionz
dancers, Uncle Steve Furbish,
Patty Vellucci and Alvis FortucA
reminder to residents: Property tax exemptions
are available for qualifying individuals
(Editorâ€™s Note: The town recently
issued this press release on behalf
of the Board of Assessors.)
T
he Town of Saugus
Board of Assessors
wishes to inform residents
that a variety of statutory
exemptions are available to
reduce the property tax burden
for qualifying taxpayers.
Property tax relief exemptions
are available for qualifying
residents in the following
categories:
â€¢ Disabled veterans with a
disability rating of 10 percent
or higher
â€¢ Blind persons
â€¢ Seniors ages 70 and older
(income and asset limitations
apply)
â€¢ Surviving spouses and surviving
minors (asset limitations
apply)
Qualifi ed applicants must fi le
for property tax exemptions
every year, as past exemptions
arenâ€™t automatically carried
over to the next year. The Assessors
Department will mail
out applications at the end of
September to all existing applicants.
If
you are new to the program,
do not receive an application
in the mail, or have
questions about eligibility for
the property tax exemptions,
please contact the Assessors
Department at 781-231-4130
or 781-231-4133, or visit the
Assessors Department offi ce
at Saugus Town Hall for more
information.
All completed property tax
exemption applications and
required supporting documentation
must be received
and stamped in by the Assessors
Department no later than
5 p.m. on April 1, 2027. Please
note that this deadline cannot
be extended or waived by the
assessor for any reason. Incomplete
applications or submissions
received after the deadline
will result in a loss of exemption
rights for the tax year,
as the assessor, by law, cannot
grant an exemption.
ci. â€œWe are looking for other entertainers
to volunteer their talent.
Anyone interested please
contact me Bob Davis at 781307-6239.â€�
The
whole day will take on
a festival atmosphere that
will include raffles, a moon
bounce, classic cars, booths,
carnival games, a hayride and
a large variety of food and
drink. Admission to the event
is free and the public is invited
and encouraged to attend.
The rain date will be the next
Lawrence A. Simeone Jr.
Attorney-at-Law
~ Since 1989 ~
* Corporate Litigation
* Criminal/Civil
* MCAD
* Zoning/Land Court
* Wetlands Litigation
* Workmenâ€™s Compensation
* Landlord/Tenant Litigation
* Real Estate Law
* Construction Litigation
* Tax Lien
* Personal Injury
* Bankruptcy
* Wrongful Death
* Zoning/Permitting Litigation
300 Broadway, Suite 1, Revere * 781-286-1560
lsimeonejr@simeonelaw.net
For Advertising with Results,
call The Advocate Newspapers
at 617-387-2200 or Info@advocatenews.net
MORE SUPP
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day, Sunday, Oct. 11.
World Series Park is proud
to again sponsor this type of
event with all proceeds going
to Challenger Baseball and
Boys & Girls Club. Donations
from businesses and individuals
can be made prior to that
day and will be acknowledged
at the event. A fi sh bowl will
be available for donations at
the event. All checks should
be made payable to World Series
Park, 8 Holden Ave., Saugus,
MA 01906.
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THE SAUGUS ADVOCATE â€“ FriDAy, OCTObEr 2, 2026
Saugus Gardens in the Fall
Hereâ€™s whatâ€™s blooming in town this week to make your walks more enjoyable
By Laura Eisener
S
ome leaves have begun
to show color, and
the stormy weather of
late September brought down
some of the colorful leaves onto
the front walk, along with others
that are still green. The red
maple (Acer rubrum) near the
street corner has some leaves
that are turning fire engine
red, while a few from the same
tree are yellow â€” not unusual
among wild, seed-propagated
red maples. Red maples are
some of the most popular native
trees at nurseries and are
often used as street trees. All
of the red maples you are likely
to find in a nursery can be
expected to turn red or red-orange
in the fall, while in the wild
you may find trees with both
red and yellow in the same leaf
once the chlorophyll has faded.
The leaves of the silver maple
(Acer saccharinum) next to this
tree are still bright green, but
in a few weeks, they will turn a
pale yellow.
We still have not had a frost,
and many annuals are still thriving
along with a lot of perennial
plants. One of my garden phlox
varieties has been going strong
since late June, the small-flowered
variety originally discovered
in Tennessee and named
â€˜Jeanaâ€™ (Phlox paniculata â€˜Jeanaâ€™).
While its individual pinkish blossoms
are small, the panicles are
Windblown leaves on the steps include two of red maple
(red leaf and smaller yellow leaf on left) and silver maple.
(Photo courtesy of Laura Eisener)
large, and it has bloomed longer
than any of the other phlox
varieties in my garden. While
a bit bowed by the storm, the
stems have bounced back up
and it is still blooming.
Quite a few branches and
some trees came down in the
stormy late September interlude
last weekend. There is a
new stump at Montgomery
Street near Westland Avenue
where a falling tree took out
the street sign itself but not
the post that held it. That area
also had some lengthy power
outages last weekend. Route 1
has had quite a bit of intentional
tree removal at the Walnut
Street cloverleaf, which changes
the views quite a bit, and some
significant pruning at the Main
Street cloverleaf.
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to schedule those
home improvement
projects youâ€™ve been
dreaming about
all winter!
On Tuesday morning many
people were outside raking up
leaves and surveying the storm
damage. While some plants
were the worse for wear, there
were others that look rejuvenated
from the ground soaking
rains. Saturdayâ€™s delivery of
pumpkins to the Congregational
Church were unloaded very
fast by the volunteers, inspired
to get the job done before the
rain and wind gusts picked up. I
had a busier day than expected
at work Saturday, with a steady
line of homeowners seeking
landscape guidance protected
from the storm at Northeast
Nurseryâ€™s tree and shrub shed.
I left one birdfeeder out in
the storm, and between wind
gusts it was crowded with birds,
mostly sparrows and mournPhlox
â€˜Jeanaâ€™ blooming now with goldenrod, perennial sunflower,
and daisy fleabane. (Photo courtesy of Laura Eisener)
ing doves, but I saw the male
cardinal (Cardinalis cardinalis)
a couple of times. One time a
mourning dove (Zenaida macroura)
and a house sparrow
(Passer domesticus) were walking
around the tray at the base
of the cylinder feeder and startled
each other when they came
face to face, both abruptly flying
off. I only heard the Carolina
wren (Thryothorus ludovicianus)
once this weekend, but
heard its melodious song several
times from deep in the
branches of a tree, sheltering
from the wind and rain. By Tuesday
morning, several of the other
regular visitors, such as the
female downy woodpecker
(Dryobates pubescens) and a
black-capped chickadee (Poecile
atricapillus), had come out
from wherever they had been
hiding to feast. I am gradually
getting the pumpkins rearranged
on the porch, and more
fall decor is coming.
Summer
is Here!
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ØTHE SAUGUS ADVOCATE â€“ FriDAy, OCTObEr 2, 2026
Page 5
~ Letters to the Editor ~
Pete Meaney, Democratic Candidate for 9th Essex District House seat,
says state Rep. Donald Wong refused invitation to debate him
To the Editor:
Voters in Saugus, Lynn, and
Wakefield deserve to see
their candidates answer hard
questions in public. When I
personally asked Representative
Donald Wong to a debate,
he said no. Refusing
to debate isnâ€™t just turning
down an invitation. Itâ€™s dodging
accountability to the people
who elect you. If Representative
Wong is confident
in his record, he should be
willing to defend it on stage.
His refusal highlights a pattern
I hear about constantly
across the district: Representative
Wong is out of reach.
Two years ago, as a city councilor,
I repeatedly reached out
to him to resolve a local highway
repaving issue and never
received a response. If a sitting
councilor canâ€™t get a callback,
how can everyday residents
expect to be heard?
Our district needs a representative
who is accessible,
responsive, and willing
to do the work. After earning
the Democratic nomination
with 70 percent of the
vote, Iâ€™ve seen firsthand that
voters are ready for new, accountable
leadership.
I am ready to debate Representative
Wong anytime, anywhere
in the district, before a
A Heartfelt Thank You for Golden Hills Park
Dear Editor:
I am writing to express my
sincere appreciation for the
wonderful work that was done
at Golden Hills Park.
As a resident of Golden Hills
for 69 years, this park has always
held a very special place
in my heart. I spent many years
there as a child, then watched
my own children grow up enjoying
the park, and now I am
blessed to be able to bring my
grandchildren there.
Seeing this beautiful park renewed
and brought back to life
is truly a blessing for our neighborhood.
The
new park is absolutely
beautiful and is a perfect addition
to our community. It
is wonderful to see so many
children enjoying it, and it is
refreshing to see their smiling
faces outside, playing and
LETTERS | SEE PAGE 6
fair moderator. I will show up,
answer questions, and make
my case.
Representative Wong owes
it to the voters to do the
same.
Gerry
Dâ€™Ambrosio
Attorney-at-Law
Is Your Estate in Order?
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If Not, Please Call for a Free Consultation.
14 Proctor Avenue, Revere
(781) 284-5657
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519 BROADWAY
EVERETT, MA 02149
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State Representative,
9th Essex District
Ward 1 Lynn City Councilor
PHONE: (617) 387-7466
FAX: (617) 381-9186
Visit us online at: WWW.SABATINO-INS.COM
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THE SAUGUS ADVOCATE â€“ FriDAy, OCTObEr 2, 2026
SHS Sachems Sports Roundup: Sachems work through
adversity as fall season hits Homecoming Week
By Dom Nicastro
S
augus Highâ€™s fall teams
have been forced to do
some adjusting lately,
but there have been plenty
of encouraging signs along
the way.
The football team battled
through a difficult home opener
and the loss of its starting
quarterback, while girls soccer
has continued to produce despite
a depleted lineup. Field
hockey responded to its own
personnel challenges with a
shutout victory, and the golf
team has received contributions
throughout its lineup
while battling through a busy
stretch of matches.
Football loses Fialho, falls
to Lynn Tech
Saugus suffered a 35-8 loss
to Lynn Tech in its home opener,
but the bigger concern for
the Sachems was the loss of
quarterback Eli Fialho for the
remainder of the season.
Coach Greg Bluestein said Fialho
endured a difficult night
Friday and weekend afterward
but is recovering.
â€œHeâ€™s tough as nails and is on
the mend,â€� Bluestein said. â€œVery
proud of him and the leader
heâ€™s continuing to be so looking
forward to having him back
on the sideline this year when
heâ€™s ready.â€�
Fialho had been leading the
Saugus offense early this season,
including throwing for
106 yards in the season opener.
saugus-football-roster-2026
Lynn Tech established control
early, but Bluestein was encouraged
by the way his players
reacted when the game began
getting away from them.
â€œI loved how our team reLETTERS
| FROM PAGE 5
spending time together.
I would like to extend my
heartfelt thanks to our Town
Manager, Scott Crabtree; Jeansponded,â€�
Bluestein said. â€œNo
one panicked and we continued
to work hard when things
got tough.â€�
At halftime, Bluestein challenged
his players to become
â€œa problem solver as opposed
to a problem finder,â€� a message
that became particularly relevant
as Saugus adjusted offensively
without Fialho.
The Sachems eventually
broke through late when Pablo
Dejesus scored while Saugus
was operating an offense
it had not spent much time
practicing.
â€œI was happy for the kids to
see some success as they continued
to work through adversity,â€�
Bluestein said. â€œWe will
continue to problem-solve
and work to put these kids in
a good position to compete.
Love the opportunity to help
teach these kids how to battle
through adversity.â€�
Saugus hosts Medford Thursday,
Oct. 1, at 6 p.m. as part of
Homecoming Week. Senior
Night ceremonies for football
and cheer are scheduled
for 5 p.m.
Golf gets contributions
throughout lineup
Saugus golf sits at 6-7 after
a busy stretch in which the Sachems
picked up three victories
and continued developing
some depth behind the top of
their rotation.
Coach Dan Bertrand pointed
to Trey Riley, John Morello,
Jennifer Li and Nick Rinaldi as
the consistent group setting
the tone at the top.
â€œThe consistency the top of
our rotation has had has started
to rub off onto the bottom
half of the rotation,â€� Bertrand
said.
nie Meredith; our Board of Selectmen;
the Finance Committee;
Town Meeting; and our
State Representative, Donald
Wong, for their efforts and
support in making this project
That showed in a 67-5 victory
over Everett on Sept. 17. Li,
Morello, Riley, Artie Oâ€™Leary, Rinaldi,
Jason Cuddy, Zack Modini
and Gio Natalucci all recorded
individual victories.
Saugus followed with a 41.530.5
win over Lynn English
on Sept. 21. Morello, Rinaldi,
Oâ€™Leary, Modini and Natalucci
earned wins, while Cuddy
halved his match.
After a 62-10 loss to Masconomet,
the Sachems
bounced back with another
convincing performance
against Everett, winning 62.59.5.
Morello, Li, Riley, Oâ€™Leary,
Grant Leonard, John Benoit
and Billy Lauziere all won their
matches.
For Leonard, Benoit and
Lauziere, those were their first
individual victories. Natalucci
had picked up his first against
Everett earlier in the stretch
and followed it with another
strong performance against
Lynn English.
Bertrand also credited
Oâ€™Leary with helping energize
some of the younger players
and singled out Riley for competing
well against difficult opponents
at the top of opposing
lineups.
Saugus most recently fell to
Gloucester, 42-30, on Sept. 29,
with Li and Rinaldi earning individual
victories.
Girls soccer battles
through injuries
The injury theme has extended
to girls soccer, but coach
April Martinez has watched
younger players and reserves
respond.
Saugus earned a dramatic
2-1 nonleague victory over
Boston Latin Academy despite
playing without three starters.
possible. I also want to thank
all of our neighbors and everyone
else who played a part
in bringing this project to our
community.
We are truly grateful. GoldSydney
Deleidi scored both
goals. Freshman Hannah Rogers
assisted on the first, and after
Boston Latin tied the game
in the second half, Deleidi
struck again with only about
a minute remaining. Senior
captain Maria Garcia assisted
on the winner after Martinez
moved her from defense to attacking
midfield in search of
more offense.
Martinez also praised Ava
Chaisson on defense and senior
goalkeeper Lauren Mudafort
in net.
The Sachems then battled
Gloucester to a 2-2 draw despite
again missing several
starters.
This time it was eighth-grader
Alannah Sullivan delivering
the offense. Sullivan, Martinezâ€™s
player of the game, scored
both goals. She knocked home
a rebound for an unassisted
goal and later converted off an
assist from Garcia.
Martinez said the Sachems
controlled much of the match,
moved the ball effectively and
remained committed to their
possession-oriented style despite
the lineup changes.
â€œWhat this team has accomplished
under these challenging
circumstances has been remarkable,â€�
Martinez said. â€œThey
continue to grow, learn, and
improve with every game.â€�
Saugus hosts Tyngsboro Saturday,
Oct. 3 at 6 p.m. as part
of the Homecoming festivities.
Field hockey blanks
Everett
Saugus field hockey bounced
back from a 2-0 loss to Marblehead
with an emphatic 6-0 victory
over Everett.
Goalkeeper Jordyn Ripley
Deminski made 17 saves
en Hills Park is more than just a
beautiful new playground, it is
a place where memories are being
made, generations are coming
together, and our children
can simply enjoy being kids.
against Marblehead before
earning the shutout against
Everett without having to face
a shot.
Julia Strout powered the offense
with a hat trick against
Everett, while Bella Colucciello,
Sydney Ferreira and Teaghan
Arsenault added goals. Andrea
Montenegro, Arsenault, Strout
and Sofia McCarrier contributed
assists.
Coach Julie Champigny was
especially pleased with the
performance because Saugus
was missing two starters
and had only one substitute
available.
â€œI was missing two starters
and am very proud of my team
for staying composed in a new
lineup and with only one sub,â€�
Champigny said. â€œEvery one
of my girls that came into new
positions did an awesome job.â€�
Champigny credited Arsenault
with helping drive the offense
before Strout repeatedly
found the net, and she was
particularly happy to see senior
Ferreira score.
â€œShe works so hard and deserves
it,â€� Champigny said.
Freshman Addie Picardi has
also begun making an impact
on the right wing. Champigny
said the newcomer is â€œcoming
to her ownâ€� and doing good
things for the Sachems.
The Everett victory also came
during Saugusâ€™ teacher appreciation
festivities and helped
kick off a busy Homecoming
Week. Field hockey and volleyball
held their teacher appreciation
events Sept. 28, followed
by boys soccer Sept. 30.
Football and cheer take center
stage Thursday against Medford,
with girls soccer rounding
out the week Saturday night
against Tyngsboro.
Thank you to everyone who
helped make this happen. Our
entire neighborhood is so appreciative!
Debbie
Kelly,
Saugus
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Page 7
The Saugus Youth Soccer family
remembers two of its departed members
benches dedicated at Anna Parker Field in memory of Amy Meuse and Duke McLaughlin
REMEMBERING AMY: Left to right: Saugus Middle High School Varsity
Girls Soccer Coach April Martinez, Jeanne Muese (mother of the late Amy
Muese), Jill Moriello and Liz Venezia, the Saugus Youth Soccer Association
Intown Soccer Director. (Courtesy photo of Wendy Magliozzi to The Saugus Advocate)
O
n Saturday, September
19, Saugus Youth Soccer
friends and families
gathered for a dedication
ceremony honoring Amy
Meuse and Duke McLaughlin
at Anna Parker Field. Both
Amy and Duke, as well as their
families, were dedicated to
Saugus Youth Soccer and left
a lasting impact on our soccer
community.
Amy Meuse was a 2005 Saugus
High School graduate who
grew up in the Saugus Youth
Soccer program. Amy was an
outstanding goalie who went
on to play at the collegiate level
at Endicott College. Her entire
family was involved in Saugus
Youth Soccer, including
her two younger brothers who
played, and her mother who
was actively involved with the
board. After Amyâ€™s heartbreaking
passing in May of 2025, her
family chose to honor her legacy
by having donations in her
name be designated to Saugus
Youth Soccer. A generous
donation was collected and is
being used for scholarships to
allow all youth players the opportunity
to play regardless of
financial status.
Marc Magliozzi, SYSA president,
spoke a few words
about the meaning behind
the benches at our field and
why we chose to honor these
two legends in this way.
Liz Venezia, a current SYSA
coach and board member, was
given the honor to say a few
words at the dedication. â€œI was
fortunate enough to grow up
playing soccer with Amy, from
youth soccer through high
school soccer and even in an
adult womenâ€™s league. I lived
with her freshman year at Endicott
while she played collegiate
soccer. It didnâ€™t surprise
me when I heard that Amyâ€™s
family wanted donations in her
memory to go to Saugus Youth
Soccer; a place her entire family
was involved with for many
years. I am now at this field five
days a week between coaching,
directing and watching my
own kids play, and I love looking
over and seeing the bench
in Amyâ€™s honor. With their generosity
many athletes will be
able to play soccer and, hopefully,
enjoy the sport even just
a fraction of the amount she
did. I am lucky to have called
Amy a friend and teammate.â€�
REMEMBERING DUKE: The late Duke McLaughlinâ€™s wife Carol sits on a bench
dedicated to her husband, joined by her sister Sheila. At far left is Mike Bluette,
the Saugus Youth Soccer Association (SYSA) travel director. To the far right is SYSA
President Marc Magliozzi. (Courtesy photo of Wendy Magliozzi to The Saugus Advocate)
A second bench was dedicated
in memory of Duke McLaughlin,
a familiar and beloved
presence at the soccer
fields. Prior to his passing,
Duke could often be found on
the sidelines cheering on not
only his own family members,
but all of the SYSA athletes.
Mike Bluette, current SYSA
travel director and coach,
spoke a few words about Duke
and his presence at the field.
â€œIâ€™ll always fondly remember
Duke sitting under the trees at
Anna Parker, cheering on not
only his grandchildren, Kyle
and Hailey, but all their teammates
as if they were his own.
I believe he saw every child as
part of his extended family.
He also shared wonderful stories
about the people he met,
the places he visited and the
restaurants he enjoyed with his
wife. He was a generally great
guy who was always fun and
interesting to talk to.â€�
These two benches will serve
as a lasting reminder of Amy
and Duke and the special place
they will always hold in the
SYSA family.
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JOSEPH D. CATALDO, CPA, CFP, MST, ESQUIRE.
AICPA Personal Financial Specialist Designee
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THE SAUGUS ADVOCATE â€“ FriDAy, OCTObEr 2, 2026
The Sounds of Saugus
By Mark E. Vogler
Good morning, Saugus
Hope you weathered last
weekendâ€™s storm without much
trouble.
I didnâ€™t have to go far to experience
the wrath of the norâ€™easter.
The high winds toppled a
large tree in my backyard which
shook the house early Sunday
morning. The falling tree actually
bent part of my gutter. But
the house didnâ€™t seem to receive
much damage, fortunately.
Having to clean up a massive
wood debris field is a major inconvenience,
though a welcomed
option that I would prefer
to the tree landing on top of
my house.
Hats off to all of the volunteers
who showed up at Saugus
Center last Saturday morning
to unload the truck that hauled
4,600 pumpkins from the Navajo
Reservation in Farmington,
New Mexico, to the lawn of First
Congregational Church. The
24th Annual â€œPumpkin Patchâ€�
officially began its month-long
event, which will last through
Oct. 31, Halloween. Pumpkins
in all shapes and sizes are for
sale as part of a charitable event
which has become a rich Saugus
tradition that brings joy to
visitors of all ages. Itâ€™s a great
place to bring kids.
Saugus United Parish Food
Pantry
The Saugus United Parish
Food Pantry will be open today
(Friday, Oct. 2), from 9:30-11
a.m. at 50 Essex St. in the basement
of Cliftondale Congregational
Church. The food pantry
welcomes all neighbors facing
food insecurity on Friday mornings.
Volunteers are also welcome.
Please call the Food Pantry
Office at 781-233-2663 or go
to the website cliftondalecc.org
for details.
This weekâ€™s â€œShout Outsâ€�
We received two â€œshout outsâ€�
this week from Jeannie Meredith.
â—�
â€œA special shout out to Senior
Center Director Laurie Davis
and her wonderful staff! Laurie
does an amazing job making
our seniors feel welcome, valued,
and connected. Her creativity
is endless, from dances
and exercise classes to plays,
A downed tree snarled traffic along Walnut Street last Saturday afternoon (Sept. 26) during the norâ€™easter.
(Saugus Advocate photo by Tara Vocino)
murder mysteries and so many
other activities, she truly works
to make sure there is something
for everyone.
â€œOn a personal note, after losing
my dad, the Senior Center
became such a special place for
my mom. She has made wonderful
friendships and found a
safe, fun, and welcoming place
to spend time and enjoy herself.
That means more to our family
than Laurie probably realizes.
Thank you, Laurie, and your
entire staff for the kindness,
energy, and heart you put into
making the Senior Center such
a special place for our seniors.
You are truly appreciated!â€�
â—� â€œA huge shout out to Dante
Hibbard of ASAP Tree!
â€œWhen Dante heard about a
cat that had been stuck high up
in a tree for days, he dropped
what he was doing, rearranged
his work schedule, and came to
the rescue. What makes it even
more incredible is that Dante
climbed that tree with a broken
arm to safely bring the cat
down!
â€œDante has a huge heart and
is always willing to step up
when someone needs help, especially
when itâ€™s a four-legged
friend. Thank you, Dante, for
going above and beyond. Your
kindness did not go unnoticed!â€�
Want to â€œShout Outâ€� a fellow
Saugonian?
This is an opportunity for our
paperâ€™s readers to single out â€“
in a brief mention â€“ remarkable
acts or achievements by Saugus
residents or an act of kindness
or a nice gesture. Just send
an email (mvoge@comcast.net)
with a mention in the subject
line of â€œAn Extra Shout Out.â€� No
more than a paragraph; anything
longer might lend itself
to a story and/or a photo.
Early Voting for Nov. 3
Election
Saugus Town Clerk Ellen
Schena this week released the
In-Person Early Voting dates for
the Nov. 3 State Election, which
is only four weeks away from
next Tuesday (Oct. 6).
If you are a registered voter in
town, you should have received
an 87-page voter information
pamphlet in the mail from Secretary
of the Commonwealth
William Francis Galvin detailing
the nine questions that will
be on this yearâ€™s ballot. With
so many questions to consider
along with a vote on the gubernatorial
race, other state offices,
the U.S. Senate and Congressional
races local and regional
offices, this might be a
convenient option for voters.
Here are the dozen dates for
In-Person Early Voting in the
Community Room of the Saugus
Public Library at 295 Central
St. in Saugus. Voter should
use the Taylor Street Entrance.
â—� Saturday, October 17, 2026
â€“ 9:00 a.m. to 3:00 p.m.
â—� No Sunday
â—� Monday, October 19, 2026
â€“ 8:30 a.m. to 7:00 p.m.
â—� Tuesday, October 20, 2026
â€“ 8:15 a.m. to 5:00 p.m.
â—� Wednesday, October 21,
2026 â€“ 8:15 a.m. to 5:00 p.m.
â—� Thursday, October 22, 2026
â€“ 8:15 a.m. to 5:00 p.m.
â—� Friday, October 23, 2026 â€“
8:15 a.m. to 12:30 p.m.
â—� Saturday, October 24, 2026
â€“ 9:00 a.m. to 5:00 p.m. (also,
last day to register to vote for
Election)
â—� No Sunday
â—� Monday, October 26, 2026
â€“ 8:30 a.m. to 7:00 p.m.
â—� Tuesday, October 27, 2026
â€“ 8:15 a.m. to 5:00 p.m.
â—� Wednesday, October 28,
2026 â€“ 8:15 a.m. to 5:00 p.m.
â—� Thursday, October 29, 2026
â€“ 8:15 a.m. to 5:00 p.m.
â—� Friday, October 30, 2026 â€“
8:15 a.m. to 12:30 p.m.
COVID-19/flu vaccine clinics
The first of four COVID-19 and
flu vaccine clinics â€“ free to Saugus
residents and town employees
â€“ begins today (Friday,
Oct. 2) from 10 a.m. to 1 p.m. at
the Saugus Senior Center (466
SOUNDS | SEE PAGE 10
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Page 9
24th Annual Pumpkin Patch blows away the Norâ€™easter
Shown from left to right: Saugus 12U Level 3 Cheerleaders and Saugus Youth Soccer members Evelyn Lauziere, Francesca
Lincoln, Kenzie Nichols, Avaleigh Kohr, Hadley Nichols, Grace Whitehurst, Emersyn Nichols and Adriana Lincoln said they
came to help, because they love Saugus. (Advocate photos by Tara Vocino)
Mark Smith drove almost
five days from New Mexico to
deliver the pumpkins.
Saugus High School juniors and sophomores, shown from left to right: Nabiha Ramin,
Kimberly Amaya, Christopher Romero, Sofia Rubio and Ivan Santa Maria said itâ€™s fun to see
volunteers gathered there.
By Tara Vocino
A
pproximately 70 children
and teenagers unloaded
a box truck full
of pumpkins in approximately
an hour and 15 minutes for
Saturdayâ€™s 24th Annual Pumpkin
Patch fundraiser â€” even in
the Norâ€™easter â€” at First Congregational
Church.
Driver Mark Smith, of Atlanta,
Ga., awoke from a well-deserved
nap after driving 2,400
miles in four and a half days
from the Navajo Reservation
in Farmington, New Mexico,
which is where the pumpkins
come from. â€œItâ€™s fun,â€� Smith said.
â€œIâ€™m originally from New York,
so itâ€™s going back to my roots.â€�
Rev. William Ladd said the
amazing volunteers braved the
threat of a Norâ€™easter to come
and help unload the pumpkins.
â€œIâ€™d been praying daily for
the storm to push off and give
us some room,â€� Ladd said in a
separate interview on Sunday.
â€œThey were nervous. We were
nervousâ€¦and then the morning
came, and they came!â€�
Ladd added, with smiles, that
friends, parents and coaches
lined up, and the pumpkins
got unloaded. And the wind
and the rain stopped while
they all did their work. â€œIt just
stopped!,â€� Ladd said. â€œBefore
we knew it, it was done â€” in
about an hourâ€™s time!â€�
Ladd thanked God and volunteers,
adding that they
couldnâ€™t have done it without
them.
Event Organizer Carl Spencer
said there were football
players, field hockey players,
cheerleaders, volleyball players,
charter school students,
middle school students, high
school students, among other
volunteers, who were passionate
enough to come in
a Norâ€™easter. They unloaded
2,600 large pumpkins and
2,000 small pumpkins. A second
shipment is expected in
two weeks.
Saugus 12U Level 3 Cheerleader
Avaleigh Kohr said the
team volunteers annually, because
they want to support fellow
athletes, they love Saugus
and they want to help the community.
The teamâ€™s President,
Allison DiPietro, called their
dedication a tradition, adding
that the team came two years
ago in heavy rain.
Saugus High School Varsity
Football Head Coach Gregory
Bluestein thanked Athletic Director
Matthew Serino for organizing
volunteers from the
middle and high schools. â€œThis
event is one of my favorite days
of the year,â€� Bluestein said.
Saugus High School junior
Sofia Rubio said she and her
friends came to help the community
and the United Church
of Christ, which is a mainline
Protestant denomination. â€œWe
plan to come back next year,â€�
Rubio said.
School Committee Vice Chair
Stephanie Mastrocola said she
loves seeing the children and
community get together and
be off their cellular phones for
an hour.
Trustee Scott Davis said this
event is one of the savings of
the church, selling 100,000
pumpkins since its inception. â€œI
originally voted against it, but
Iâ€™m glad it passed,â€� Davis said.
The patch is open seven days
a week from 10 a.m. to 6 p.m.
through November 1 at 300
Central Street.
The patch â€” shown in all its splendor â€” is open seven days
a week from 10 a.m. to 6 p.m. through November 1.
Event Organizer Carl Spencer and School Committee Vice
Chair Stephanie Mastrocola said they love to see children
off their cellular phones for an hour.
Veterans Memorial Elementary School pre-Kindergartener
Ronan Preval, 4, and Colette Preval, 2, go to the pumpkin
patch annually.
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SOUNDS | FROM PAGE 8
Central St.). The remaining clinic
dates are as follows: Thursday,
Oct. 8, from noon to 5 p.m.
at the Saugus Town Hall Auditorium
(second floor); Thursday,
Oct. 15, from 1-5 p.m. at
the Saugus Town Hall Auditorium;
and Friday, Oct. 30, from
10 a.m. to 1 p.m. at the Saugus
Senior Center.
At the clinics, Walgreens
healthcare professionals will
administer the latest Pfizer
COVID-19 booster vaccine as
well the seasonal flu vaccine
â€“ all at no cost. The COVID-19
booster will be available for all
residents age 65 and older and
for ages 12-64 with underlying
health issues. High-dose flu
vaccines will also be available at
the clinic for individuals age 65
and older.
Walk-ins are welcome for the
THE SAUGUS ADVOCATE â€“ FriDAy, OCTObEr 2, 2026
will be turned away.
Here are a few upcoming
events for your calendar:
â—� Sunday, Oct. 4, at 3 p.m., on
clinic. No preregistration is required.
The town asks clinic attendees
to bring proof of insurance
if they have it, but no one
- LEGAL NOTICE -
COMMONWEALTH OF MASSACHUSETTS
THE TRIAL COURT
PROBATE AND FAMILY COURT
Essex Probate and Family Court
36 Federal Street
Salem, MA 01970
(978) 744-1020
Docket No. ES26P2577EA
Estate of: Robert William McManus
Also known as: Robert W. McManus
Date of Death: 01/02/2022
CITATION ON PETITION FOR
FORMAL ADJUDICATION
To all interested persons:
A Petition for Late and Limited Formal Testacy and/or Appointment
has been filed by Andrea McManus of Saugus, MA requesting
that the Court enter a formal Decree and Order and for such
other relief as requested in the Petition.
The Petitioner requests that:
Andrea McManus of Saugus, MA be appointed as Personal
Representative(s) of said estate to serve Without Surety on the
bond in unsupervised administration.
IMPORTANT NOTICE
You have the right to obtain a copy of the Petition from
the Petitioner or at the Court. You have a right to object
to this proceeding. To do so, you or your attorney must file
a written appearance and objection at this Court before:
10:00 a.m. on the return day of 10/26/2026.
This is NOT a hearing date, but a deadline by which you
must file a written appearance and objection if you object to
this proceeding. If you fail to file a timely written appearance
and objection followed by an affidavit of objections within
thirty (30) days of the return day, action may be taken without
further notice to you.
UNSUPERVISED ADMINISTRATION UNDER THE
MASSACHUSETTS UNIFORM PROBATE CODE (MUPC)
A Personal Representative appointed under the MUPC in
an unsupervised administration is not required to file an
inventory or annual accounts with the Court. Persons interested
in the estate are entitled to notice regarding the administration
directly from the Personal Representative and may petition
the Court in any matter relating to the estate, including the
distribution of assets and expenses of administration.
WITNESS, Hon. Frances M. Giordano, First Justice of this
Court.
Date: September 24, 2026
PAMELA A. CASEY Oâ€™BRIEN
REGISTER OF PROBATE
October 02, 2026
the front lawn of St. Johnâ€™s Episcopal
Church (265 Central St. in
Saugus), Father Walter will be
holding a Blessing of the Animals.
Please have your pet on
a leash or in a carrier for their
safety. A picture is also OK. Pets
do not need to get out of your
car; drive-by blessings are also
welcome. In case of rain, we
will go inside. For more details,
please call 781-233-1242
â—� Wednesday, Oct. 7, at 7
p.m., in the second floor auditorium
of Saugus Town Hall,
the Board of Selectmen will
meet. Normally, the meetings
are held on Tuesdays. The
Wednesday date was set to accommodate
scheduling problems.
Selectmen will also meet
this month on Tuesday, Oct. 20.
â—� Wednesday, Oct. 14, at 7
p.m., the Saugus Historical Society
will have a program about
â€œSpecial Saugus Neighborhoodsâ€�
and would like your
input about where you live.
Do you have some thoughts
about what makes your neighborhood
special and what has
changed over the years? If you
OCEAN BREEZE: a wearable yarn painting designed and
crocheted by Joanie Allbee, a frequent contributor to The
Saugus Advocate. â€œOccasionally Iâ€™ll wear it as a shawl,â€� she
said. (Courtesy photo of Joanie Allbee)
have some comments or photos
youâ€™d like to share, please
contact Saugus Historical Society
President Laura Eisener at
781-231-5988 or email LDELD@
shore.net.
â—� Friday, Oct. 23, from 4â€“ 6
p.m., WIN Waste Innovations is
sponsoring a Fall Fun Fest at
Blessed Sacrament Church (14
Summer St.). The event will include
a live DJ, pumpkin decorating,
a Bounce House, pizza
and more. The entry fee is a
donation of any amount to the
ANNOUNCEMENT
The Saugus Board of Selectmen is accepting applications
for appointments to the Saugus Library Board of Trustees
for the Town of Saugus. This is a volunteer/unpaid position
for Saugus residents.
Those interested may submit letter of interest/resume,
no later than October 23, 2026.
Saugus Board of Selectmen
Saugus Town Hall
298 Central Street, Suite 4
Saugus, MA 01906
October 02, 2026
ANNOUNCEMENT
The Saugus Board of Selectmen is accepting applications
for appointments to the Saugus Cemetery Commission for
the Town of Saugus. This is a volunteer/unpaid position for
Saugus residents.
Those interested may submit letter of interest/resume,
no later than October 23, 2026.
Saugus Board of Selectmen
Saugus Town Hall
298 Central Street, Suite 4
Saugus, MA 01906
October 02, 2026
Boys & Girls Club. Every contribution
makes a difference, because
WIN Waste will match all
community donations made
during the event. Support an
incredible nonprofit while having
fun with your friends, family
and neighbors!
Fire hydrant flow testing
ends today
The Saugus Department of
Public Works is expected to
conclude its fire hydrant flow
testing throughout town today,
Oct. 2 These flow tests will
take place between 6 a.m. and
4 p.m. The fire flow testing process
may cause discolored water
and a reduction in water
pressure. The discoloration of
the water will be temporary
and is not harmful. If the condition
persists, please contact the
Saugus Department of Public
Works at 781-231-4145.
The purpose of the fire flow
testing is to investigate the water
distribution system pressures
throughout the Town,
to identify areas of low pressure
and to calibrate the Townâ€™s
distribution system computer
model. The Department of
Public Works appreciates your
patience during this work to
improve the water distribution
system for all of the residents
and businesses of Saugus.
If you have any questions,
please contact the Department
of Public Works at 781231-4145
or the Engineering
Department at 781-231-4032.
DAR prepares for 6th Annual
Veteranâ€™s Day Field of Flags
Preparations for the 6th Annual
Veteranâ€™s Day Field of
Flags to be placed on the lawn
SOUNDS | SEE PAGE 11
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Page 11
SOUNDS | FROM PAGE 10
of Veterans Park at the corner
of Winter and Central Streets
(not the Saugus Town Hall) to
honor and remember all veterans
on Veterans Day, Nov.
11, is underway. The Parson
Roby Chapter of the Daughters
of the American Revolution
(DAR) is sponsoring this
event to honor all veterans,
living or deceased, including
those currently serving.
American flags may be sponsored
through the Parson
Roby Chapter DAR at a cost
of $5 each. The flags will be
placed at Veterans Park prior
to Nov. 11 and will wave
throughout the week until
Nov. 12 with your veteranâ€™s
name on the flag. Flags may
be sponsored to honor a family
member, friend, neighbor or
employee who has served or
is currently serving our country.
The deadline to sponsor
flags is Oct. 30. You may send
a check ($5 per flag) made payable
to Parson Roby Chapter
along with the information
of the veteran (Name/Rank/
Branch of Service/Years or War
if known) and mail it to Treasurer,
27 Pearson St., Saugus,
MA 01906. After 12 noon on
Nov. 11, you can pick up your
sponsored flag to either keep
or put on a grave.
â€œ2021 was our first year
sponsoring the Field of Flags
and it has been a huge success.
So many members of the community
stopped by to thank us
in remembering our veterans
this way. There were over 140
flags sponsored with veteranâ€™s
names waving in the wind and
we hope for many more veterans
to be sponsored this year.
All proceeds from the Veteranâ€™s
Field of Flags will support
the Daughters of the American
Revolutionâ€™s mission to
preserve American history
and secure Americansâ€™ future
through education and proDue
on Sale Clause
and Irrevocable Trusts
P
eople are often concerned
about a lender exercising
LIFETIME ACHIEVEMENT AWARD: Longtime Saugus
Town Counsel John Vasapoli had an appointment
yesterday (Thursday, Oct. 1) at the Fairfield Inn and
Waypoint Conference Center in New Bedford, where
the Massachusetts Municipal Lawyers Association was
scheduled to present him with its prestigious Presidentâ€™s
Award in recognition for his many years as a municipal
counsel and for his contributions to municipal law and
local government. Vasapoli, 74, has served as town counsel
since 1981. He was born in Lynn and moved with his family
to Saugus when he was three. Vasapolli got married and
raised a family. His wife Linda, from Lynn, is a nurse. They
have two sons: Joseph, 41, of Chelmsford, and David, 35,
of Georgetown, who has worked nearly 10 years as an
attorney for his father in the Saugus Law Office of Vasapolli
& Ricciardelli. (Saugus Advocate file photo by Mark E. Vogler)
moting patriotism. For more
information on how to sponsor
a flag or in joining the Parson
Roby Chapter DAR, please
email parsonroby.saugusdar@
gmail.com.â€�
Saugus town-wide fall
street sweeping begins
Town Manager Scott C. Crabtree
and the Department of
Public Works announced that
the Townâ€™s annual fall street
sweeping program will begin
on Monday, Oct. 5, weather
permitting. Sweepers will start
in the area of North Saugus
(Precincts 5 and 7) and work
their way across Town, working
from 7 a.m. to 3:30 p.m.
The work will generally follow
the schedule and order listed
below:
â—� Week of Oct. 5: Precincts 7,
5, 3, 10 and 2.
â—� Week of Oct. 13: Precincts
2, 6 and 8.
â—� Week of Oct. 19: Precincts
1, 4 and 9 (and work not accomplished
in precincts from
previous weeks).
Work will be performed on
Town parking lots only on Columbus
Day, Monday, Oct. 12,
2026
the â€œdue on sale clauseâ€� contained
in their mortgage allowing
a lender to call in the
note and force a refinance of
the property at a much higher
interest rate. So many people
have been locked in at 2.75%
to 3.75% mortgage rates and
they certainly would not want
to be paying todayâ€™s mortgage
rates approximating 7.00%.
When trying to protect your
home from a nursing home,
you may very well decide to
transfer it to an irrevocable
Trust to start the five-year look
back period. Five years after
the transfer, the home will be
protected as it would not be
considered a countable asset
for MassHealth purposes.
Under 12 U.S.C. Section
1701(j)-3(d)(8), a lender may
not exercise a due on sale
clause when a borrower transfers
residential real estate
(with fewer than 5 dwelling
units) into an â€œintervivosâ€� Trust
where the borrower is and remains
a beneficiary of the
Trust and rights of occupancy
do not change. An intervivos
Trust is simply a Trust you
create during your lifetime. An
intervivos Trust can be revocable
or irrevocable. Therefore,
transferring your home into an
irrevocable Trust should not
lead to a lender exercising its
due on sale provision. Your interest
rate should be protected.
We often will ask the lender
to approve the transfer to
the irrevocable Trust by providing
the lender with a draft
of the Trust.
I have yet to see a lender exercise
the due on sale clause
when someone transferred
the home to an irrevocable
Trust when the home was encumbered
by a mortgage.
The Garn-St. Germain federal
law passed in 1982 was designed
to protect lenders by
having federal law preempt
State law that might have limited
a lenderâ€™s right to exercise
the due on sale clause. Subsequently,
Congress enacted 12
U.S.C Section 1701j-3(d) which
carved out 9 exceptions where
lenders cannot exercise the
due on sale clause.
Exception number 8 applies
to intervivos Trusts. So long
as the Settlor of the irrevocable
Trust (who is also the borrower
on the original mortgage
taken out), pursuant to
the terms of the Trust, has the
right of use, occupancy and
possession of the real estate
held in Trust and is the current
income beneficiary, Section
(d)(8) should protect against
the due on sale clause as this
is federal law.
Consequently, you should
not have to reserve a life estate
on the deed to protect
against the due on sale clause.
The downside to reserving a
life estate on the deed is that if
the home is subsequently sold,
the portion of the sale attributable
to the life estate interest
gets paid to the life tenant and
is then back on the table as a
countable asset for MassHealth
eligibility purposes. You can always
cite this federal statute to
a loan officer as many will not
be familiar with this law.
Joseph D. Cataldo is an estate planning/elder law attorney,
Certified Public Accountant, Certified Financial Planner,
AICPA Personal Financial Specialist and holds a masters degree in taxation.
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THE SAUGUS ADVOCATE â€“ FriDAy, OCTObEr 2, 2026
REAL ESTATE TRANSACTIONS
Copyrighted material previously published in Banker & Tradesman/The Commercial Record, a weekly trade newspaper. It is reprinted with permission from the
publisher, The Warren Group. For a searchable database of real estate transactions and property information visit: www.thewarrengroup.com.
BUYER1
Garcia, Edilzar Y H
Hyppolite, Joel
Kairouz, Anthony
BUYER2
Lopezperez, Gladis V
Brice, Santia
SELLER1
111 Hamilton St Rt
White Sr Richard F Est
Remington, Melissa
FURNISHED ROOM FOR RENT
EVERETT
Armand Robert
â€œBobâ€�
Chinchillo
High School
Valedictorian,
MiT graduate,
Nationally
1 bedroom, 1 bath furnished room for rent.
$275. per week rent. Two week deposit
plus 1 week rent required.
Call: 617-435-9047 - NO TEXT
ranked Sprinter
A
rmand Robert â€œBobâ€�
Chinchillo passed away
peacefully on Saturday,
September 26, 2026, at the age
of 83 â€“ one day before his 84th
birthday â€“ surrounded by family.
Bob was the Revere High
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School Class Valedictorian and
Class President in 1960. He went
on to get his Undergraduate &
masterâ€™s degrees at MIT in Cambridge.
He spent 40 years working
at Raytheon where he retired
from.
Bob raised his family in Saugus
and moved to North Reading
in 1987. He earned a black
belt in karate, wrote a novel, ran
some half-marathons, and competed
in Masters Track Meets,
gaining a national ranking in
the 400-meter sprint. He loved
talking politics and sports with
whoever would listen! He was
an avid gardener who took great
pride in his multiple flower gardens.
He was a lover of all tools
and just 2 weeks ago completed
building a small treehouse in his
backyard for his great-grandson.
He was incredibly proud of his
grandkids and enjoyed watching
them participate in dance
recitals, soccer games, and track
meets. He enjoyed traveling the
world on many cruises and vacations
with his wife Elaine.
His greatest joy was being surrounded
by his family for all of
the holiday & birthday gatherings
at his home. He loved participating
in the annual Turkey
Trot on Thanksgiving morning
with his son Bob and granddaughter
Jillian.
He is survived by his wife
Elaine of 62 years; his daughter
AnnBeth and her partner
Ralph Paglucca, his granddaughter
Alexa Giannino and
her partner Gio Serrano, and his
great-grandson Seven; his son
Bob, daughter-in-law Stephanie,
grandson Cameron, and granddaughter
Jillian. He was at the
center of everything his family
did and will be sorely missed.
In lieu of flowers, please consider
a donation to the Koch Institute
for Integrative Cancer
Research at MIT (https://ki.mit.
edu/giving).
A visitation for Bob will be
held October 2, 2026, at 10:0011:00AM
with an 11:00AM
Prayer service at Buonfiglio Funeral
Home 128 Revere street,
Revere.
Family and friends are warmly
encouraged to leave condolences
and share memories on
his memorial page at https://
www.buonfiglio.com/obituaries/a-robert-chinchillo
SELLER2
Haberek,
Mary M
Virnelli, Julie A
ADDRESS
111 Hamilton St
150 Hamilton St
18 Austin Ct #18-E
OBITUARY
CITY
Saugus
Saugus
Saugus
DATE
09.08.26
09.11.26
09.09.26
PRICE
640000
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Page 13
1. On Oct. 2, 1945, Don McLean was
born; he had a hit with what 1971 song
that included the nursery rhyme â€œJack
Be Nimbleâ€�?
2. Which of the New Seven Wonders of
the World is having various running
events?
3. In Sept. 1987, in the Finger Lakes of
New York, a company got a Guinness
World Record for the then-largest pancake
(28 feet); how was it flipped?
4. On Oct. 3, 1990, what country reunified?
5.
What was candy corn originally called?
6. To what Cambridge organization have
Deval Patrick, Jack Lemmon and Theodore
Roosevelt belonged?
7. On Oct. 4, 1895, what silent film actor
(â€œGreat Stone Faceâ€�) was born who
was in â€œThe Sapheadâ€� and â€œOur Hospitalityâ€�?
8.
What kind of teacher is a sensei?
9. What city has the Catacombs of Old
St. Patrickâ€™s Cathedral, where the Delmonico
Family is buried?
10. The Henry Knox Trail goes from
forts on what large lake to Dorchester
Heights?
11. On Oct. 5, 1813, the Battle of the
Thames was won during what war?
12. How are diamond-backed, painted
and snapping similar?
13. Which flower is edible: daffodil,
daylily or hemlock?
14. On Oct. 6, 1868, what author of â€œLittle
Dorritâ€� began a series of â€œFarewell
Readingsâ€�?
15. What mammal of Central and
South America and Mexico is named
for a vampire?
16.
In what year did many U.S. communities
cancel Halloween: 1929, 1933 or
1942?
17. On Oct. 7, 1894, Oliver Wendell
Holmes, author of â€œThe Poet of the
Breakfast Table,â€� died in what city?
18. What 19th-century countess is
now known for STEM?
19. Doodlesack is a British word for
what musical instrument?
20. On Oct. 8, 1921, was the first live radio
broadcast of what type of game?
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1.
2.
â€œAmerican Pieâ€�
The Great Wall of China
3. With a crane (The original griddle is
available for photo ops.)
4. Germany
5.
6.
7.
8.
Chicken feed
The Hasty Pudding Institute of 1770
Buster Keaton
Japanese martial arts
9. NYC (The family founded the cityâ€™s oldest
surviving restaurant.)
10. Champlain (In 1775-76 cannons were
taken to the Continental Army overlooking
Boston.)
11. War of 1812 (The Thames River is in
southern Ontario; the USA was victorious.)
12. Fresh water turtle species in
Massachusetts
13. Daylily
14. Charles Dickens (â€œLittle Dorritâ€� has a
chapter about government titled â€œThe
Circumlocution Office.â€�)
15. Vampire bat
16. 1942 (due to World War II)
17. Boston
18. Augusta Ada King, Countess of Lovelace,
the only legitimate child of poet Lord Byron
19. Bagpipe
20. Football
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THE SAUGUS ADVOCATE â€“ FriDAy, OCTObEr 2, 2026
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TRINITY REAL ESTATE
321 MAIN STREET | SAUGUS, MA | VILLAGE PARK
TrinityHomesRE.com 781.231.9800
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1260 Sea St, Quincy, MA 02169
List Price: $929,000
SINGLE FAMILY HOME
Listed by: Lucia Ponte Cell: 781.883.8130
1st SHOWINGS ON THIS GEM BEGIN OCT. 3RD! Houghs Neck!!
Gorgeous 3 bedroom, 2Â½-bath Colonial offering a bright, spacious, and
inviting open concept layout. The first floor features a beautiful quartz
kitchen with an abundance of custom cabinetry, stainless steel appliances, and
a gas range with a built-in grill, perfect for both everyday living and
entertaining. Recessed lighting and hardwood floors flow throughout the sun
filled rooms, creating a warm and elegant atmosphere. Upstairs, youâ€™ll find
three generously sized bedrooms and two full bathrooms, including a private
en-suite bath in the main bedroom. The main bedroom also features sliders
leading to a private balcony, where you can enjoy the refreshing ocean breeze,
unwind after a long day, or sip your morning coffee. This home combines
modern amenities, comfortable living, and a fantastic location with easy
access to MBTA bus #216, recreation, dining, and the waterfront. A
wonderful opportunity to enjoy coastal living in style! Showing begin at Open
House on Sat. 10/3 12pm to 4PM.
32 Grant Street, Lynn, MA 01902
List Price: $825,000 2 FMILY HOME
Listed by: Michael Foulds Cell: 617.461.1952
Opportunity is knocking with this great 2 family home built in 2008. Offering an
abundance of parking and set back from the street for added privacy, this young home
features 6 bedrooms, 2 full baths, and excellent basement and attic spaces for storage and
seasonal items. Each unit has private entrances, 3 generously sized bedrooms, stylishly
updated bathrooms, hardwood floors, convenient in-unit laundry, and great layouts
throughout with open concept living/dining room combo, ample kitchen for the home
cook, and large closets. Enjoy the generous private yard and a rare two-level detached
outbuilding in the rear which is perfect for an expanded home office space, creative
studio, expansive home gym, handyman workshop, or create your very own private
retreat. Now is the perfect time to explore all that Lynn has to offer, with trendy
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781.231.9800
~Let our team of experienced REALTORSÂ® assist in all your real estate needs~
28 Clifton St., Unit 1, Revere, MA 02151
Rental Price: $2,600
Listed by: Lucia Ponte Cell: 781.883.8130
Available October 1st! Modern, spacious, 1st floor apartment,
steps to express bus! Enjoy the convenience of this two bedroom or
one bedroom with nice size office. Floor plan is versatile. This
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and stainless-steel appliances and offers a large pantry closet.
Tenant has two assigned, off street parking spots and access to
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for their gas heat and electric. North Revere, Location is prime
with convenient access to Rte 1, with Shopping, Restaurants and all
area amenities. No pets and no smoking!
41 Elm Street, Saugus, MA 01906
List Price: $599,900 Single Family Home
Listed by: Lori Johnson Cell: 781.718.7409
Welcome home to this warm, sun-filled Colonial, professionally renovated
and proudly owned by the same family for over 40 years. Charming farmerâ€™s
porch welcomes you into the open-concept main level featuring a spacious
living room with bay window, dining area, and stylish barâ€”perfect for
entertaining. Beautifully updated kitchen offers gas cooktop, double wall
ovens, granite countertops, breakfast bar, abundant maple cabinetry, and
built-in desk with custom shelving. A convenient half bath with laundry
completes the first floor. The second floor opens to a landing featuring a
built-in window seat and picture window overlooking the yard, leading to
three well-sized bedrooms and a full bath with double vanity. The primary
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include crown molding, hardwood flooring, Andersen windows, custom builtins,
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desirable Lynnhurst area with easy access to Route 1 and approximately 20
minutes to Boston.
â€œTreating your home as our own and each client like familyâ€�
Providing Real Estate services for Saugus, Melrose, Wakefield, Malden, North Shore, Boston & Beyond.
FOR
RENT
FOR
SALE
SALE
PENDING
FOR
SALE
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Page 15
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THE SAUGUS ADVOCATE â€“ FriDAy, OCTObEr 2, 2026
SAUGUS - 1st AD
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EXCEPTIONAL OPPORTUNITY to own a corner unit at
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