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SAUGUS
Saugus’ Only Local Weekly News Source!
OCODDV C TECATAAT
Vol. 25, No. 33 -FREE- www.advocatenews.net Published Every Friday 781-233-4446 Friday, August 19, 2022
REMEMBERING A HOMETOWN HERO
Investigation
clears offi cer
DA Blodgett determines there is no
basis to prosecute offi cer in last year’s
shooting death of a Saugus woman
S
tephanie Gerardi died in
her Alfred Road home
on Aug. 14 of last year
after a Saugus Police Offi cer
drew his gun and fi red three
shots at her, one of them
striking her in the head. Offi -
cer Sean Murphy told investigators
he feared for the lives
of himself and fellow offi cer
David Harris as the 38-yearold
woman charged toward
them with a large kitchen knife
raised over her head.
It took about a year for Essex
County District Attorney
Jonathan W. Blodgett’s Offi
ce to complete its investigation
into the offi cer-involved
shooting death and issue a
fi nding that Offi cer Murphy
should not be held criminally
responsible for Gerardi’s
INVESTIGATION | SEE PAGE 2
A PROUD SAUGONIAN: Retired Saugus fi refi ghter Chuck Shipulski loved to display his patriotic
pride in the front yard of his Main Street home. He also demonstrated a great passion for
the town, working for four decades as a member of the Saugus Fire Department. He died last
week at age 72. See inside for more photos and story. (Saugus Advocate fi le photo by Mark E. Vogler)
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KILLED BY A POLICEMAN:
Stephanie Gerardi, a Saugus
mother of two children, died
in an offi cer-involved shooting
in her home on Aug. 14,
2021. An investigation by
the Essex County District Attorney’s
Offi ce recently determined
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THE SAUGUS ADVOCATE – FriDAy, AUGUST 19, 2022
INVESTIGATION | FROM PAGE 1
death. “Judging the actions
of Officer Sean Murphy from
the perspective of a reasonable
officer at the scene and
in that moment in time, the
shooting of Stephanie Gerardi
does not support criminal
homicide charges against Officer
Murphy,” Blodgett concluded
in a five-page report
detailing the year-long investigation.
“At
the moment that he
shot and killed Gerardi, Officer
Murphy reasonably believed
that his life and that of
Officer David Harris were in
imminent danger,” Blodgett
said. “Based upon all of the
evidence in this case, this Office
will not pursue criminal
charges against Officer Murphy.”
The
investigation found
that at 4:32 p.m. on August
14, 2021, Gerardi’s sister and
cousin called police to report
that Gerardi, whom Saugus
Police had assisted in
the past, was making suicidal
statements, according to
a recent press release issued
by Blodgett’s office. Four Saugus
Police Officers were dispatched
to Gerardi’s home
at 3 Alfred Rd., where they
found her inside the home.
After a brief conversation, Gerardi
turned suddenly to the
kitchen and got a large kitchen
knife and proceeded to advance
rapidly at the officers
with the knife overhead.
Officer Murphy fired his
weapon three times, killing
Gerardi.
The investigation included
a review of interviews with
witnesses and responding
Saugus and Lynnfield Police
Officers, evidence collected
at the scene, police radio
transmissions, evidence and
witness statements from the
scene, information from the
Office of the Chief Medical Examiner,
Massachusetts State
Police Crime Scene Services,
Crime Lab and Firearm Identification
Section.
The District Attorney’s Office
has referred the case to
the Saugus Police Department
for whatever internal
administrative review is
deemed appropriate.
(Editor’s Note: Below is the
final report issued recently by
Essex County District Attorney
Jonathan W. Blodgett on
his office’s investigation of the
Aug. 14, 2021, fatal shooting of
Stephanie Gerardi by Saugus
Police Officer Sean Murphy.)
FINDINGS OF ESSEX
COUNTY DISTRICT ATTORNEY
JONATHAN W.
BLODGETT REGARDING
OFFICER INVOLVED FATAL
SHOOTING OF STEPHANIE
GERARDI IN SAUGUS ON
AUGUST 14, 2021.
The Essex District Attorney’s
Office and the Massachusetts
State Police assigned to the
Essex
District Attorney’s Office
have concluded the investigation
into the fatal shooting
of Stephanie Gerardi, by
the Saugus Police at 3 Alfred
Road, Saugus on August 14,
2021.
Based upon a thorough review
of the facts surrounding
the shooting and application
of the case law pertaining to
the use of force to defend
oneself or another, it is determined
that officers reasonably
believed Gerardi posed
an immediate threat of killing
or seriously injuring them or
others. Accordingly, this office
will not pursue criminal homicide
charges against the officer
who shot Gerardi.
Framework for the
Investigation
The Essex District Attorney’s
Office, by statute, has the
duty and authority to oversee
all death investigations
in Essex County. The purpose
of the investigation is solely
to decide the narrow question
whether criminal homicide
charges against any of
the involved officers are supportable
under the law and
could be proved beyond a
reasonable doubt.
A determination as to
whether the actions of the
involved police officer could
constitute a criminal act must
be considered in light of the
applicable case law on the
use of force by law enforcement.
To be a lawful use of
deadly force, the actions of
the officers must be objectively
reasonable in light of
all of the facts and circumstances
confronting them at
the scene. The determination
of such reasonableness
is judged from the perspective
of a reasonable officer at
the scene and in that moment
in time and not through the
perspective of hindsight. As
stated by the United States
Supreme Court, “The calculus
of reasonableness must embody
allowance for the fact
that police officers are often
forced to make split-second
judgments – in circumstances
that are tense, uncertain and
rapidly evolving – about the
amount of force that is necessary
in a particular situation.”
Graham v. Connor, 490 U.S,
386, 396-397 (1989).
The investigation included
a review of the following:
interviews of witnesses
who were in contact with
Stephanie Gerardi during the
time leading up to the shooting
and/or were in the home
when the shooting occurred;
interviews with the Saugus
Police Officers and paramedics
present at the scene at
the time of the shooting and
in the immediate aftermath;
evidence found at the scene;
Saugus Police radio transmissions;
and reports of the Medical
Examiner and Massachusetts
State Police ballistician.
Background Information
Stephanie Gerardi lived at
3 Alfred Road in Saugus with
her two sisters, Deanna and
Stacey; her two children; and
Deanna’s thirteen-year-old
son. She was 37 years old.
When Stephanie1 was in her
mid-twenties she began to
INVESTIGATION | SEE PAGE 7
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Page 3
The Passing of a Saugus Firefi ghting Legend
Chuck Shipulski, who spent four decades working for the town’s Fire Department, dies at 72
By Mark E. Vogler
D
uring his 40 years
working at the Saugus
Fire Department
up until early 2013, fellow
firefighters addressed
Charles (Chuck) Russell Shipulski
by his nickname –
“Coach.” Shipulski was indeed
respected as a dedicated
coach of youth sports,
including Saugus Youth
Hockey, Saugus Pop Warner
and Saugus National
Little League. But young
and inexperienced firefighters
he worked with during
his long and illustrious career
looked up to him as a
great mentor who was always
willing to share his expertise.
Fire
Captain William Cross
said that although Shipulski
had retired from the department
approximately 10
years ago, it was a sad time
for the department after attending
his wake Tuesday
night.
“The best word to describe
him was he was a
‘Saugus guy,’” Cross said. “He
loved being from Saugus.”
Cross knew Shipul sk i
since he was young, noting
he was always talented,
playing guitar and involved
in carpentry. He had talked
to him a few weeks ago.
The legendary firefighter,
who served under five Saugus
Fire Chiefs, died unexpectedly
last week (Thursday,
Aug. 11) with his family
by his side. He was 72.
Fire Chief Michael NewFirefi
ghter Charles Shipulski
served the town for 40 years.
(Courtesy photos, Fire Captain
Richard Porter)
bury said Shipulski’s career
spanned nearly five decades.
“He was a great firefighter
but was also part of
the fabric of the community,”
Newbury said Wednesday.
“He coached all his kids
in sports.”
Newbury added that Shipulski
lived right on Main
Street; thus, people always
stopped by daily, and he
was never able to get any
yard work done. He worked
tirelessly at any emergency
scene and was awarded
many commendations, according
to Newbury.
Shipulski leaves his wife
of 53 years, Karen (Sheldon)
Shipulski; his children, Kristin
Shipulski of Saugus, Kara
Shipulski of North Reading
and Jason and his wife
Kristy Shipulski of Melrose;
his grandchildren, Ben and
Charlie Cooper of North
Reading and Kiley Shipulski
of Melrose; his brother Edward
Shipulski of Methuen;
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his sister, Jane Terranova,
and her husband, John, of
Methuen. He was predeceased
by his parents Edward
and Dorothy Shipulski
and his brother Daniel
Shipulski.
A Funeral Mass was held
on Wednesday (Aug.17)
at St. Theresa’s Church in
North Reading. The Bisbee-Porcella
Funeral Home
of Saugus was in charge
of arrangements. In lieu of
flowers donations may be
made in his memory to the
Saugus Firefighters Relief
Association (https://saugusfirereliefassociation.com).
Shipulski
was a lifelong
resident of Saugus. A 1967
graduate of Saugus High
School, he played numerous
sports, including football,
baseball and later softball.
Af ter gr adua t ion, he
worked in the construction
field. But his father-in-law’s
“Anytime we have
a problem or a
question, we know
who to ask. We are
very appreciative
of AFCNS!”
Sandra,
Caregiver to
Daughter, Kim
w
e
brother, who happened
to be a firefighter, urged
Shipulski to seek a career
FIREFIGHTING | SEE PAGE 5
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THE SAUGUS ADVOCATE – FriDAy, AUGUST 19, 2022
A chance to be heard
Board of Health’s Landfill Subcommittee will accept public comment next week on WiN Waste
innovations’ $15 million offer
By Mark E. Vogler
I
s $15 million adequate
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Board of Selectmen Chair
Anthony Cogliano this week
said he’s not ready to accept
the Host Community Agreement
proposed by WIN Waste
Innovations. “We’ve come a
long way since the committee
was formed but we still
have a long way to go before
an agreement is in place,”
said Cogliano, who co-chairs
the Board of Health’s Landfill
Subcommittee. “I do believe
we will get there, but I’m not
satisfied with the plan as it’s
been presented. Saugus deserves
more!”
Cogliano declined to give
a specific dollar amount that
he would like to see the town
receive in the offer from WIN,
which unveiled its proposal
on July 27. He said subcommittee
members plan to “debate
the proposal with WIN”
when it meets again next
Wednesday (Aug. 24) at 7
p.m. in the second floor auditorium
at Town Hall.
The subcommittee will accept
feedback from members
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ed officials and the public.
“Questions can be submitted
to Corrinne Riley in advance
but can also be asked
in person,” Cogliano said. Selectman
Riley is the secretary
of the Landfill Subcommittee.
Her email is criley@Saugus-ma.gov.
WIN
Waste Innovations is
expected to reach capacity
at the ash landfill located
near its trash-to-energy
plant within two years, according
to WIN Waste Innovations
Vice President of Environment
James Connolly.
“What we are asking is that
we continue using the monofil
on the same footprint with
the same environmental controls,
rather than trucking the
ash to facilities that could be
hours away, with environmental
impacts that longhaul
trucking would present,”
Connolly told the subcommittee
last month.
“We’re proposing to share
economic benefits,” he said.
The key component of the
agreement outlined by Connolly
in his PowerPoint presentation
to the Board of
Health’s Landfill Subcommittee
is the one providing “a
$15-million economic benefit
– a lump sum payment
of $12 million plus $125,000
in 25 annual payments (for a
total additional value of $3
million).”
“If required to spend more
than $5 million in capital to
operate beyond Valley Fill,
WIN Waste pays the town
$10 million, including: approximately
$10 million paid
at a rate of $2.50 per ton.”
The PowerPoint presentation
also noted that capital
improvements made at the
plant would generate additional
tax revenue.
WIN Waste Innovation’s
proposed Host Community
Agreement, if approved
by the town and the state,
would also require WIN
Waste Innovations to:
· Reduce NOx and other
emissions below current permit
limits in place at time of
agreement that are protective
of public health and environment.
·
Conduct optimization
testing to determine levels
of additional NOx reductions.
· Fund the installation of
one standalone, ambient
NOx monitoring station in
Saugus.
· Request the Massachusetts
Department of Public
Health to update its 2016
health study of Saugus residents
as it relates to the
plant’s operations and the
landfill.
· Provide $26,000 per year
to fund an independent
third-party consultant to inspect
the waste-to-energy
facility and monofil.
“Being a good corporate
citizen and community partner
is paramount in what
we do and we present the
proposed Host Community
Agreement in that spirit,”
Connolly said.
The subcommittee will
meet several times before
making its recommendation
to the full Board of Health on
whether to accept or reject
WIN Waste’s proposed Community
Host Agreement.
It’s important to note that
it will take many more meetings
involving several town
and state agencies before a
Host Community Agreement
becomes a reality, according
to Cogliano. A major obstacle
to any deal would be
whether the state Department
of Environmental Protection
(MassDEP) would allow
extending the life of the
ash landfill.
“According to the Massachusetts
Department of Environmental
Protection (DEP),
no new landfills or expansions
of landfills are allowed
in an Area of Critical Environmental
Concern,” Board of Selectmen
Vice Chair Debra Panetta
said.
She referred to a letter written
last year by MassDEP
Commissioner Martin Suuberg,
who stated: “While an
applicant is free to propose
a site assignment modification,
and MassDEP will review
information submitted,
based upon the information
presently before MassDEP,
the facility fails to meet the
necessary site suitability criteria
to allow for expansion
within the ACEC and therefore
would not receive a positive
site suitability determination.
“Without
a positive site
suitability determination
from MassDEP, a proposal to
amend the facility’s site assignment
to allow for vertical
expansion would not advance
to the Saugus Board
of Health for consideration.”
׉	 7cassandra://Wwm6hokGsa9Kgo-9i_0ZmulaGeCI0FKdJYHUu2wMBc4,`̰ b*5׉ETHE SAUGUS ADVOCATE – FriDAy, AUGUST 19, 2022
Page 5
Bisbee-Porcella Funeral Home owner Ciccarelli dies at 86
P
aul F. Ciccarelli, of Saugus,
owner of the Bisbee-Porcella
Funeral
Home in Saugus, died on August
11 at the, Beth Israel Deaconess
Medical Center in Boston.
He was 86.
Ciccarelli leaves his wife,
Mary (Porcella) Ciccarelli, with
whom he had been married
for 62 years. He was born in
East Boston and was raised
in Orient Heights. He was a
graduate of St. Lazarus School,
Christopher Columbus High
School, Boston State College
FIREFIGHTING | FROM PAGE 3
change to the local fire service.
He passed the exam in
1972 and soon joined the
Saugus Fire Department.
Shipulski was a true hometown
hero and received several
commendations for
saving lives in the line of
duty. He was the 2007 recipient
of the Thomas R. Linskey
Award of Merit – the Fire
Department’s most prestigious
award – which recognizes
meritorious service
and heroic acts.
The Saugus Board of Selectmen
honored him with
a citation in May 2008 for
saving a girl’s life while he
was off duty. While having
dinner, Shipulski’s daughter
noticed a neighbor who
was running around in distress
– the victim of an apparent
drug overdose. Shipulski
revived the girl by administering
CPR.
Selectman Jeff Cicolini
said Tuesday that Shipulski
was a wonderful guy and a
pleasure to talk to. “I always
enjoyed our conversations
about the status of the town
and of local sports teams
in Dunkin’ Donuts,” Cicolini
said. “My heartfelt condolences
go out to his entire
family; may he rest in eternal
peace.”
Selectwoman Corinne Riley
called Shipulski a decorated
and highly respected
Saugus firefighter for 40
years. “Simply put, he was a
hero here in Saugus, and as
a first responder could be
relied upon in emergencies,”
Riley said on Tuesday. “I was
very saddened to hear of his
passing.”
Riley added that the Shipulskis
are wonderful people
in town, and her heartfelt
condolences go out to
Karen, Kristen and the rest
of his family, noting that he
will be sorely missed.
Selectwoman Debra Panetta
said Shipulski re -
and New England Institute of
Applied Anatomy & Science
(NEI). He was a schoolteacher
and football coach before becoming
a funeral director.
Ciccarelli was a Past President
of the Massachusetts Funeral
Directors Association,
a member of Selected Independent
Funeral Homes, retired
Board of Director for the
Saugus Bank (now known as
North Shore Bank), member of
the Massachusetts “100 Club,”
Saugus Chamber of Commerce,
the Lynn Yacht Club,
Saugus Knights of Columbus
Council #1829 and the Saugus
ITAM Club.
He loved sailing, boating
and saltwater fi shing. He was
also a talented woodworker,
creating dollhouses for family
and friends, building furniture
for the funeral home and both
St. Margaret’s and Blessed Sacrament
Churches in Saugus.
He was a disabled veteran of
the United States Air Force.
Besides his wife, Ciccarelli
leaves his children – Ann
Ciccarelli, Michael Ciccarelli
& his wife Carol (Savage) – all
of Saugus, his grandchildren
and many nieces, nephews
and cousins.
At Paul’s request in lieu of
fl owers donations in his memory
may be made to the Dr.
James D. Chang Cardiac Research
Fund c/o Beth Israel
Deaconess Medical Center,
CVI-Cardiovascular Clinic, Shapiro
7, Boston, MA 02215.
A funeral Mass was held at
Blessed Sacrament Church. He
was buried at Woodlawn Cemetery
in Everett.
Paul F. Ciccarelli
(Courtesy photo)
Retired fi refi ghter Chuck Shipulski in uniform
ceived many awards for
going above and beyond,
adding that he was deeply
involved with the town.
“My sincere condolences
to his family,” Panetta said,
adding that she met him a
few times.
FIREFIGHTING | SEE PAGE 6
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bPage 6
THE SAUGUS ADVOCATE – FriDAy, AUGUST 19, 2022
FIREFIGHTING | FROM PAGE 5
Shipulski and Lt. Joe
Champoux were credited
with risking their own lives
to save another in their response
to a house fire on
Memorial Day in 1976. He
recognized the burning
house as the home of a High
School friend. The two firefighters
rushed into the
home without their oxygen
masks to rescue his friend’s
father – who was trapped
on the second floor and unable
to call for help because
he was deaf and mute. Shipulski
and Champoux responded
to a rattling doorknob,
kicked down the
door and rescued the man.
For that, they received department
commendations
for bravery and saving the
man’s life.
In addition to his firefighting
career, Shipulski was
a talented carpenter who
worked on many homes
throughout New England.
During the summer months
he enjoyed spending time
at his cottage on Newfound
Lake in New Hampshire,
which he rebuilt himself.
Shipulski’s family was the
center of his life, and his
greatest joys came from being
with his kids and grandchildren.
He was an avid
sports fan. He also loved to
putter around in his yard
on Main Street, where he
often displayed his patriotic
pride on the Fourth of
July and other patriotic holidays
with flowers, festive
garden flags, a bench painted
like an American flag, a
“God Bless America”’ sign
and plenty of red, white
and blue.
Tara Vocino contributed
to this report.
The late Charles Shipulski is shown on the job.
THIS WEEK ON SAUGUS TV
Sunday, Aug. 21 from 9–11 p.m. on Channel 8 – “Sunday
Night Stooges” (The Three Stooges).
Monday, Aug. 22 all day on Channel 8 – “Movie Monday”
(classic movies).
Tuesday, Aug. 23 at 8:30 p.m. on Channel 9 – Board of Selectmen
from Aug. 18.
Wednesday, Aug. 24 at 8:30 p.m. on Channel 9 – Planning
Board Meeting from Aug. 18.
Thursday, Aug. 25 at 8:30 p.m. on Channel 9 – WIN Subcommittee
Meeting from Aug. 17.
Friday, Aug. 26 at 3:30 p.m. on Channel 8 – What’s Cookin’?
with Mona Ahmad.
Saturday, Aug. 27 at 11 a.m. on Channel 8 – Memories of
the Boston Garden: Promoter Abe Ford.
Saugus TV can be seen on Comcast Channels 8, 9 & 22. For
complete schedules, please visit www.saugustv.org.
***programming may be subject to change without notice***
For Advertising with Results, call The
Advocate Newspapers
at 781-233-4446
or info@advocatenews.net
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Page 7
INVESTIGATION | FROM PAGE 2
show signs of mental illness
leading to a diagnosis that
she was bipolar with schizophrenic
tendencies. Stephanie’s
family had requested
that Stephanie be sectioned
pursuant to M.G.L. chapter
123, § 12(a) on multiple prior
occasions. In the vast majority
of these instances, this
was done with the assistance
of the Saugus Police. Stacey
Gerardi had legal custody
of Stephanie’s two children.
Stacey also managed Stephanie’s
medications and made
sure that she took them daily
as prescribed. At the time
of her death Stephanie was
prescribed lithium, olanzapine,
and melatonin.
In the months and weeks
leading up to her death, the
Gerardi sisters became concerned
that Stephanie was
either not taking her medications
or that her medications
needed to be adjusted.
Stacey Gerardi reached out
to Stephanie’s prescriber with
her concerns but did not receive
a call back.
The Gerardi Family
determines they need to
have Stephanie sectioned
In the fi ve months leading
up to her death, Stephanie
Gerardi’s sisters became increasingly
concerned with
her behavior. They observed
her speech to be rapid and
her behavior inconsistent.
She would spend hours and
hours cleaning her room and
bathroom. The night before
Stephanie died, Stacey heard
her pacing and went upstairs
to confront her. Stacey told
Stephanie that she was getting
sick again and that Stacey
was going to call the next
day. As it had been approximately
two years since they
had last sectioned Stephanie2,
Stacey was unsure of
how to go about doing it. At
1:13 PM on August 14, 2021,
she reached out via messenger
to Saugus Police Offi cer
Dominic Montano, a longtime
family friend, seeking advice.
Montano initially suggested
contacting Stephanie’s primary
care doctor but Stacey
responded that she did
not have one. Montano then
wrote “Okay then call it in to
police. Tell them she’s suicidal.
That will get her sectioned.”
Stacey then expressed some
concern as to whether she
would be asked for details
or whether she would be believed
but it became clear
that Montano was distracted
by an event he was running
at the time.
The call to the Saugus
Police
Stacey called the Saugus
Police at 4:32 PM on August
14, 2021. The call was made to
the business line and, therefore,
was not recorded. Dispatcher
Henry Bilodeau took
the call. Stacey was with her
cousin, Sorina Viola, when she
made the call and they report
that both women were
speaking. Bilodeau believed
that he was only speaking to
one party.
Bilodeau’s recollection of
the call is that Stacey reported
that her heavily intoxicated
sister was walking up and
down the street barefoot and
talking to her herself. She reported
that Stephanie was
“going crazy.” When asked
specifically what had happened
that day to cause her
to call, Stacey reported that
her sister had made statements
that she would hurt
herself or others. She further
warned that Stephanie usually
runs out the back door and
hides when police arrive. Later
in the call Stacey reported
that she had received a text
message from the home that
Stephanie was now back in
the house.
Stacey’s recollection is that
after removing herself and
Stephanie’s young children
from the home she met up
with her boyfriend and with
Viola. While the boyfriend
tended to the kids, Stacey
and Viola made the call from
the car, parked on Lowell
Street in Peabody, about fi ve
miles away. Stacey described
herself as very nervous about
making that call which is why
she wanted Viola’s assistance.
Stacey reported that she told
the dispatcher that her sister
was pacing the street barefoot
and talking to herself.
She further reported that she
could not have the two children
exposed to that. Viola
further told the dispatcher
that Stephanie was not eating
or drinking but that she
had been drinking alcohol the
night before with a neighbor.
Both women report warning
the police that Stephanie
would run out the back door.
As a result of the call, Bilodeau
entered “Caller reports
her sister has been drinking
heavily and is making 05
statements.”3 Bilodeau dispatched
four officers: Sean
Murphy, Christopher Zelinski,
David Harris, and Jacob
Roy. Saugus Police offi cers are
not equipped with Tasers nor
are they equipped with body
worn cameras. Bilodeau’s
partner also dispatched an
ambulance and noted that
the address showed a “caution”
in the Saugus PD inhouse
system so that the
paramedics should stage
nearby before being directed
to go in.
Saugus Police respond to
3 Alfred Road
Stacey Gerardi’s call came
in just as offi cers were completing
roll call so all four offi
cers left the station simultaneously
and drove in tanINVESTIGATION
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THE SAUGUS ADVOCATE – FriDAy, AUGUST 19, 2022
INVESTIGATION | FROM PAGE 7
dem, in marked cruisers, towards
3 Alfred Rd. The offi cers
did not utilize lights or sirens.
Offi cer Zelinski was the most
familiar with the address but
all were aware that Stephanie
had a history of running
and could become combative
when learning she was being
sectioned. Offi cer Zelinski
overshot the address and
parked his cruiser in such a
way that he could cut Stephanie
off if she fl ed. The other
three pulled up in the area
of, but not in front of, 3 Alfred
Road. As the most senior offi
cer on scene, it was understood
that Officer Murphy
would take the lead role. Offi -
cer Roy went to the rear of the
home in case Stephanie tried
to run. As Officers Murphy
and Harris approached on
foot, they observed the front
door open and saw Deanna
Gerardi standing inside.
Deanna gestured to her left
and Stephanie emerged from
the hallway. By this time Offi -
cers Murphy and Harris were
in the home.
3 Alfred Road is a cape style
single level home with a fi nished
basement. As you enter
the home the living room is to
your left, directly ahead of you,
down a short hall is the kitchen.
Just before you reach the
kitchen the hall turns to the
right leading you to the bedrooms.
There is a half wall that
divides the front hall way from
the living room. Above the half
wall is a decorative wooden
structure. As a result, once you
are past the initial entrance
and access to the living room,
you are in a hallway leading to
the kitchen. The hallway is narrow
at 3.514 feet wide. This is
where Offi cers Harris and Murphy
had reached when Stephanie
emerged. Offi cer Harris
was abreast of but just behind
Offi cer Murphy due to the narLaw
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row width of the hall.
As she emerged, Officer
Murphy observed Stephanie
to have something white and
crusty around her mouth. It
was immediately apparent to
both offi cers that Stephanie
was unwell. Deanna moved
into the kitchen and busied
herself with the trash as she
did not want to watch Stephanie
be taken into custody.
Deanna’s 13-year-old son and
boyfriend, James Piantedosi,
were both in the house but in
bedrooms with the doors shut
at the time.
Stephanie greeted the offi
cers and they responded in
kind. Stephanie told Officer
Murphy that he was handsome
and asked if she could
give him a hug. Offi cer Murphy
responded something to
the eff ect of that wouldn’t be a
good idea with Covid. Stephanie
turned to Offi cer Harris and
said “I bet you have a big dick.”
She then asked the officers
“are you guys going to shoot
me?” Offi cer Murphy told her
not to be ridiculous and took a
half step towards her to guide
her away from the kitchen. As
he did this Stephanie pivoted
into the kitchen and Murphy
saw her reaching towards a
wooden block on the counter.
Deanna heard a portion of the
conversation between Stephanie
and the offi cers and saw
Stephanie reach for the knife
but did not see what happened
next. Stephanie turned
back holding a large kitchen
knife which she raised over her
head; she began moving rapidly
towards the offi cers in the
hallway. Both offi cers un-holstered
their guns and Murphy
yelled at her to drop the
knife.4 Offi cer Murphy tried to
back up but Harris was behind
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him and both were trapped
between the half wall and the
hallway wall. Offi cer Murphy
assured himself that Deanna
was not in the line of fi re and
fired three times at Stephanie.
Offi cer Harris did not fi re
only because he was concerned
about fi ring over Offi
cer Murphy. Stephanie collapsed
to the fl oor and Offi -
cer Murphy radioed for the
ambulance to be stepped up
and went to render aid. Deanna
was screaming. Deanna’s
boyfriend emerged from a
bedroom demanding to know
what was going on and, in one
offi cer’s account, Deanna stated
in response to Piantedosi
that “she charged them with
a knife and they shot her.” Offi
cer Roy had heard the shots
and also entered the home.
He and Offi cer Harris went to
secure Deanna and Piantedosi
in a bedroom. They realized
Deanna’s 13-year-old son
was in a bedroom and reunited
him with the adults. Unbeknownst
to Offi cers Murphy
and Harris, EMTs had been stationed
outside and were immediately
directed into the
home where they determined
that Stephanie was already deceased.
EMTs observed Stephanie
on her back with one arm
raised over her head. They observed
ballistics evidence and
a knife with blood in the vicinity
of her body. They covered
her with a sheet for the sake
of the family.
Sergeant Steven Rappa was
the OIC for the Saugus Police
that evening. After roll call he
returned to his offi ce which is
in the dispatch area. He was
aware of the dispatch to 3 Alfred
Road. As soon as he heard
Officer Murphy requesting
the ambulance be stepped
up he raced to 3 Alfred Road.
When he arrived, Offi cer Murphy
was on the lawn. He entered
the home and observed
the knife and a shell casing.
He then directed Offi cers Zelinsky
and Roy to clear the
home as it was now an active
crime scene. S ergeant Rappa
went outside and was walking
Offi cer Murphy to an ambulance
when Stacey Gerardi
arrived and got out of the car
screaming “what happened?”
Both Sergeant Rappa and Offi -
cer Murphy heard Deanna Gerardi
respond, “She ran at him
with a knife, she ran at him
with a knife.”
A total of 5 EMTs ultimately
arrived at the scene in two vehicles.
Their focus shifted once
they pronounced Stephanie.
Officers Murphy and Harris,
though uninjured, were transported
to the hospital per protocol.
A second ambulance remained
on scene to assist the
family should they need any
medical aid. One of the EMTs,
Jeremy Salerno, reports that
he overheard a woman who
had been identifi ed to him as
one of Stephanie’s sisters on
the phone with someone saying
“she had a knife and they
shot her,” Lynnfi eld police offi
cer Scott Fitzemeyer arrived
on scene as Deanna and other
family members were being
escorted from the home.
He observed Stacey arrive and
ask what had happened and
heard Deanna respond, “she
ran at them.”
Forensic Reports
Ballistics evidence collected
from the scene consisted of
three discharged shell casings
and two projectiles. A third
projectile was recovered at
autopsy. A kitchen knife measuring
eleven inches was also
recovered at the scene.
The completed autopsy
and toxicology reports were
reviewed. The Office of the
Chief Medical Examiner determined
the cause of death
of Stephanie Gerardi to be
multiple gunshot wounds.
She was shot once in the head
and twice in the torso. Stephanie’s
toxicology was notable
for the absence of the presence
of any ethanol.
Conclusion
Judging the actions of Officer
Murphy from the perspective
of a reasonable offi
cer at the scene and in that
moment in time, the shooting
of Stephanie Gerardi does
not support criminal homicide
charges against Offi cer
Murphy. At the moment that
he shot and killed Gerardi,
Officer Murphy reasonably
believed that his life and
that of Officer Harris were
in imminent danger. Based
upon all of the evidence
in this case, this Office will
not pursue criminal homicide
charges against Officer
Murphy.
Footnotes to the report
1 Because Ms. Gerardi
shares a last name with two
witnesses, she will be referred
to by her fi rst name throughout
this memorandum.
2 Saugus Police records indicate
they last assisted in
sectioning Stephanie on February
19, 2019.
3 “QS statements” generally
refer to suicidal statements.
4 Deanna Gerardi denies
hearing the offi cers give any
verbal commands to Stephanie
once she was armed.
Please note: Some
typographical errors in the
report have been corrected
and the footnotes have been
moved to the end.
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Page 9
The Sounds of Saugus
By Mark E. Vogler
Ash landfill meeting next
week
WIN Waste Innovations is
expected to reach capacity
at its ash landfill adjacent to
its trash-to-energy plant on
Route 107 within two years.
When it runs out of space,
WIN will have to truck the ash
off site to another location.
But WIN has offered the town
a proposed Host Community
Agreement to consider: WIN
pays the town up to $15 million
in exchange for adding
25 additional years to the life
of the ash landfill.
Saugus residents and people
from neighboring communities
will get a chance to
share their views on the matter
when the Board of Health’s
Landfill Subcommittee holds
a public feedback session
next week (at 7 p.m., Wednesday,
Aug. 24, in the second
floor auditorium of Saugus
Town Hall).
Town residents and others
who wish to submit questions
or comments for the Aug. 24
meeting can email them to
Selectman Corinne Riley at
criley@Saugus-ma.gov. She
is the secretary of the Landfill
Subcommittee (which
has been referred to as the
Wheelabrator Subcommittee,
The WIN Waste Innovations
Subcommittee and by a few
other names).
“There will be citizen comment
during the meeting
where anyone will be able
to ask a question or make a
comment. Any member of the
committee can be contacted,
just as any other board
or committee members are
approachable. My email is
still being used for submitting
questions/comments,”
Riley said.
The subcommittee, which
is being co-chaired by Board
of Selectmen Chair Anthony
Cogliano and Board of Health
Chair William Heffernan, will
be meeting several times before
making its recommendation
to the full Board of Health
on whether to accept or reject
WIN Waste’s proposed Community
Host Agreement. It’s
important to note that it will
take many more meetings
involving several town and
state agencies before a Host
Community Agreement becomes
a reality.
If Saugus residents don’t
get a chance to attend next
Wednesday’s meeting, there
will be plenty of opportunity
for them to express their concerns
before any agreement
is reached.
It’s not a done deal. The subcommittee
had been meeting
with WIN officials for about
18 months to discuss a wide
range of issues, which has
improved relations between
the town and trash-to-energy
plant owners and, hopefully,
will lead to the betterment
of Saugus. Stay tuned.
Back-to-School
countdown
Hey, Saugus kids! Hope
you’ve made the most of your
summer vacation, as you will
be headed back to school a
week from this coming Tuesday
(Aug. 23). Classes begin
on Aug. 30 for students
in grades 1 to 12. Kindergarten
and Pre-K classes start on
Aug. 31.
Enjoy the remaining days
of your summer. Read a little.
Have fun. Relax.
If you are interested in local
places to visit to spice up
your summer, go to the Saugus
Public Library, the Saugus
Iron Works National Historic
Site, Breakheart Reservation,
the Youth & Recreation
Department or the Saugus
Senior Center. Collectively,
these places offer a lot of
summertime options for Saugus
residents.
Navy Band Concert- Aug.
24
Friends of Breakheart are
hosting the U.S. Navy Band’s
“Rhode Island Sound Machine”
on Wednesday, August
24. This is a free concert and a
very popular one that’s been
enjoyed by local residents
over the years.
The band will travel here
from Rhode Island and will
arrive at about 3 p.m. to set
up. Friends of Breakheart will
serve them supper and the
concert will begin at 6 p.m.
The program will feature a
mix of popular music, old favorites
and patriotic themes.
So if you don’t have
any plans for the night of
Aug. 24, the Gazebo Lawn
at Breakheart Reservation
would be a great place to be.
Chairs and blankets are recommended
for those who
plan on attending. This event
is proudly cosponsored by
the nonprofit, all-volunteer
Friends of
Breakheart Reservation and
the state Department of Conservation
& Recreation (DCR).
“The band is phenomenal
and plays favorite songs from
the past. Bring a chair or blanket,”
says Peter A Rossetti Jr.
of the Friends of Breakheart.
Meanwhile, plans are in the
works for the DCR Fall Festival,
which is set for Saturday,
Oct.1 at Breakheart. There will
be music, entertainment and
family-related activities that
folks will be able to enjoy at
Breakheart that day, according
to Peter.
Children can look forward
to a petting zoo and a snake
display. There will be a mounted
unit, either from the State
Police or the DCR. But due to
a lack of staff, this year’s festival
won’t have the popular
pumpkin decorating contest.
Stay tuned for details.
We have a winner!
Congratulations to Janet
Cummings for making
the right identification in
last week’s “Guess Who Got
Sketched” contest. Janet was
one of several readers answering
correctly. But she
was the only one to have her
name picked in a drawing
from the green Boston Red
Sox cap.
Here’s the correct answer,
offered by the person who
goes by the name of The
Sketch Artist:
“The answer to last week’s
sketch of “Ninja Nana” is the
black belt lady … Ms. Saugus
Grandmother Virginia
Rooney, who folks call ‘Ginny’
“Virginia was featured in
The Saugus Advocate, July
8th edition on page 3 submitted
by Ivy Muldoon, Media
Outreach at Danvers Sun
Tae Kwan Do Academy.
“In this article the Academy
states: ‘The Masters of Danvers
Sun Tae Kwon Do Academy
are proud to announce
that Virginia Rooney of Saugus
passed her Black Belt Test
at the age of 80.’ This article
talks about how ‘Ginny’ would
take her grandson J.J. Rooney
to his Tae Kwon Do classes
and one day she joined kickboxing
classes.
“In the next breath, Ginny
signed up as a student of Tae
Kwon Do, just like J.J.!
“With determination and effort,
she excelled through the
ranks of belts. Energetic Ginny
made it her goal of attaining
her Black Belt for her 80th
Birthday! (Happy Birthday!).
“Locally, Ginny is known affectionately
throughout as
‘Ninja Nana’ (that’s a distinguished
title that only a select
few can wear!) Ms. Virginia
Rooney ‘made history as
the most senior student to receive
a Black Belt at the Danvers
Sun Tae Kwon Do Academy’
the article states.
“Way to go ‘Ninja Nana’
That’s so cool!
“Congratulations and keep
up the daily practice for life.
You are a champion!
THE SOUNDS | SEE PAGE 10
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THE SAUGUS ADVOCATE – FriDAy, AUGUST 19, 2022
THE SOUNDS | FROM PAGE 9
“Yours truly,
“The Sketch Artist”
A “Happy birthday”
Shout out
Precinct 6 Town Meeting
Member Jeanie Bartolo was
busy crafting “Shout Outs”
for this week’s paper. She
emailed us three.
“This Birthday ‘Shout Out’
goes to Jeannie Meredith, my
Birthday Twin!! We have the
same name, the same birthday
(Aug. 18) and we never
tell our ages!!! Thank you
Jeannie for sending me a
Birthday ‘Shout Out’ and this
one is for you. Have a great
Birthday my Leo friend!!!
“This second ‘Shout Out’
goes to Tina and Don Tang,
my neighbors and owners of
Diamond Nail Salon & Spa on
Jackson Street. Occasionally
they will stop by with their 3
year old son Jason to visit me.
Yesterday afternoon Tina noticed
a large killer wasp nest
in a tree in my yard. She and
Don came back when it was
dark with a ladder and flashlight
and Tina dressed in protective
gear to spray and kill
the nest. I am astounded at
her bravery and so grateful
to them for helping me.
They are such a hardworking
young couple and deserve
this ‘Shout Out’. I can’t thank
them enough for their kindness
and friendship.”
“I have another ‘Shout Out,’
this one a sad one. A very sad
‘Shout Out’ for Paul Ciccarelli
the owner of Bisbee’s Funeral
Home who passed away this
week. Paul was the epitome
of a gentleman and class act.
He will be missed by everyone
who knew and loved him.
Rest In Peace my dear
friend.”
Want to “Shout Out” a
fellow Saugonian?
This is an opportunity for
our paper’s readers to sinSavvy
Senior
BY JIM MILLER
Ways to Pay for Long-Term Care Without
Insurance or Savings
Dear Savvy Senior,
What types of financial resources
are available to help
seniors pay for long-term
care? My 86-year-old mother
will need either an assisted
living facility or nursing home
care in the near future, but she
doesn’t have long-term care
insurance and her savings are
minimal.
Searching Daughter
Dear Searching,
The cost of assisted living
and nursing home care
in the U.S is very expensive.
According to the Genworth
cost of care survey tool, the
national median cost for an
assisted living facility today
is over $4,600 per month,
while nursing home care
runs more than $8,100 per
month for a semi-private
room. (See Genworth.com/
aging-and-you/finances/
cost-of-care.html to look up
costs in your area.)
Most people pay for longterm
care (LTC) – which encompasses
assisted living,
nursing home and in-home
care – with either personal
funds, government programs
or insurance. But if
your mom is lacking in savings
and has no LTC insurance
to cover her costs, here
are your best options to look
for funding.
Medicaid (not Medicare):
The first thing you need to
know is that Medicare (the
government health insurance
program for seniors 65
and older and those with
disabilities) does not cover
long-term care. It only provides
limited short-term
coverage, up to 100 days for
skilled nursing or rehabilitation
services after a threeday
hospital stay.
Medicaid, however, (the
joint federal and state program
that covers health
care for the poor) does cover
nursing home and in-home
care. But to be eligible for
coverage, your mother must
be very low-income. Her
countable assets can’t be
more than around $2,000, including
investments. (Note
that most people who enter
a nursing home don’t qualify
for Medicaid at first but pay
for care out-of-pocket until
they deplete their savings
enough to qualify.)
There are also many states
that now have Medicaid waver
programs that can help
pay for assisted living. To get
more information on Medicaid
coverage and eligibility,
call your state Medicaid office
(see Medicaid.gov). You
can also check your mom’s
Medicaid eligibility at MedicaidPlanningAssistance.org.
Veterans
benefits: If your
mom is a wartime veteran, or
a spouse or surviving spouse
of a wartime veteran, there is
a benefit called Aid and Attendance
that can help pay
toward her long-term care.
To be eligible, your mom
must need assistance with
daily living activities like
bathing, dressing or going
to the bathroom. And her
yearly income must be under
$15,816 as a surviving
spouse, or $24,610 for a single
veteran – after her medical
and long-term care expenses.
Her assets must also
be less than $138,489 excluding
her home and car.
To learn more, see VA.gov/
geriatrics, or contact your regional
VA office, or your local
veterans service organization.
Call 800-827-1000 for
contact information.
Life insurance: If your
mom has a life insurance
policy, find out if it offers an
accelerated death benefit
that would allow her to get a
tax-free advance to help pay
for her care.
Or consider selling her policy
to a life settlement company.
These are companies
that buy life insurance policies
for cash, continue to
pay the premiums and collect
the death benefit when
she dies. Most sellers generally
get four to eight times
more than the policy cash
surrender value.
If she owns a policy with
a face value of $100,000
or more and is interested
in this option, get quotes
from several brokers or life
settlement providers. To locate
some, use the Life Insurance
Settlement Association
member directory at
LISA.org.
To look for these and other
programs in your area that
can help pay your mom’s
long-term care, go to PayingForSeniorCare.com
and
click on “Find Financial Assistance
for Care.”
Send your senior questions
to: Savvy Senior, P.O.
Box 5443, Norman, OK
73070, or visit SavvySenior.org.
Jim Miller is a contributor
to the NBC Today
show and author of “The
Savvy Senior” book.
gle out – in a brief mention –
remarkable acts or achievements
by Saugus residents
or an act of kindness or a nice
gesture. Just send an email
(mvoge@comcast.net) with a
mention in the subject line of
“An Extra Shout Out.” No more
than a paragraph; anything
longer might lend itself to a
story and/or a photo.
Summer Concert Series
concludes Wednesday
The National Parks Service
and Saugus Public Library are
co-sponsoring a free Summer
Concert Series that continues
next Wednesday (Aug. 24) at
6 p.m. with the final performance
of the season at the
Saugus Iron Works National
Historic Site (located at 244
Central St. in Saugus). Come
to the park and enjoy Marina
& Bernardo: Acoustic Folk. The
concert will be held outdoors,
weather permitting (see SaugusPublicLibrary.org
for updates/cancellations).
Bring
your own chair or blanket.
Picnics welcome!
“Zoom” Book Study
The Rev. John Beach of
St. John’s Episcopal Church
wants to get the word out to
Saugonians who might be interested
in participating in a
new book study via Zoom videoconferencing.
The
book is “The Violence
Project: How to Stop A Mass
Shooting Epidemic” by Jillian
Peterson, PhD and James
Densley, PhD.” It’s the winner
of the 2022 Minnesota Book
Award.
According to The Violence
Project’s website, “Using data
from the writers’ groundbreaking
research on mass
shooters, including first-person
accounts from the perpetrators
themselves, The Violence
Project charts new
pathways to prevention and
innovative ways to stop the
social contagion of violence.
“Frustrated by reactionary
policy conversations that
never seemed to convert into
meaningful action, special investigator
and psychologist
Jill Peterson and sociologist
James Densley built The Violence
Project, the first comprehensive
database of mass
shooters. Their goal was to
establish the root causes of
mass shootings and figure
out how to stop them…”
The Cofounder and Managing
Director of Sandy Hook
Promise, Nicole Hockley, stated,
“If you ever wondered how
can we stop mass shootings,
this is the book for you. By
mixing compelling first-person
interviews with mass
shooters and significant data
analysis, The Violence Project
illustrates the tangible ways
we can intervene and prevent
a tragedy from occurring. No
one is helpless—read this
book and help stop violence
before it starts.”
Rev. Beach says the book
study group meets on
Wednesday evenings from
7:30-8:30 East Coast Time,
from Sept. 7 through Oct. 5.
For more information, contact
The Rev. John Beach at
revjbeach@gmail.com
What’s happening at the
Saugus Public Library
For schoolchildren looking
for interesting projects
and programs to participate
in this summer, there’s plenty
to do at the Saugus Public
Library.
A magical morning: Amy
Melton, the library’s Head
of Children’s Services, wants
folks to know that the library’s
last summer reading performer
is Magic Fred and he’ll be
at the Saugus Iron Works next
Tuesday (Aug. 23) at 10 a.m.,
weather permitting. “He’s funny,
engaging and an awesome
magician!” according to
Amy. Children of all ages are
welcome to the event.
Not a bad way to wrap up
the summer before preparing
for the start of another
school year.
“Summer Reading ends Friday
August 26th, so we’re encouraging
patrons to keep
reading, log their reading and
come in for their prizes before
the 26th!” says Amy.
“Be Cool! Learn to Sew!
Here’s a great idea offered by
Joyce Rodenhiser:
“Would you like to save and
have fun? JUST SEW! Come
to the Saugus Public Library
and learn to sew on the second
Monday of the month at
6 P.M. The class is tailored to
the needs of the students! We
teach basic sewing skills that
you can use now! It’s air conditioned
and we can do a lot
in an hour. Join the JUST SEW
class, it’s Free.”
Library offers free
“Zoom” program on
college search
Parents and High School
students can feel like they are
overwhelmed when it’s time
to explore their options for
college. But the Saugus Public
Library will be offering a
special hour-long program titled
“Navigating the College
Search” via Zoom videoconferencing
from 6:30 to 7:30
p.m. on Aug. 22. It’s free, but
registration is required.
“Navigating the college
search is stressful especially
if it is your first time doTHE
SOUNDS | SEE PAGE 11
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Page 11
THE SOUNDS | FROM PAGE 10
ing it,” says a press release issued
by the library. “With college
counselor and tutor Dr.
Karen Droisen’s expert help,
parents and high school students
can master the art of
applying for college. By the
end of Dr. Droisen’s presentation,
the steps from making
a list of college choices,
writing the personal essay to
at last hitting the submit button
will feel manageable and
even exciting.”
Dr. Droisen graduated from
Columbia University with a
degree in English and earned
her PhD from the University
of Virginia. After teaching English
at the college level, Dr.
Droisen opened KAD Tutoring
and College Counseling, and
she is a member of the New
England Association for College
Admissions Counseling
(NEACAC).
Parents and students are
both welcome to join this free
event! Navigating the College
Search is being offered in person
and by Zoom. To register
to attend in person at the
Saugus Public Library, please
either email sau@noblenet.
org, call 781-231-4168 ext.
3107 or visit the Reference
Desk. To register for the Zoom
meeting: https://us06web.
zoom.us/meeting/register/
tZwudO6hpzsrGtGVGvEZqs7gg7q5k_NKs8rz
“I’m
an engaged, dedicated,
supportive tutor and college
counselor working in-person
in the Boston area and remotely,”
Droisen said.
“In 1988, I earned my BA
in English from Barnard College,
Columbia University. I
went on to earn an MA and
PhD in English literature at
the University of Virginia. After
completing my doctorate,
I joined the University of
Nevada, Las Vegas as a tenure-track
assistant professor
of English,” she said. “In subsequent
years, I worked as a
fundraiser for local and international
non-profit organizations.
In 2015, I returned
to my first love – education –
and became a full-time tutor
and college counselor.”
Grand Knights Banquet
in September
The Saugus Knights of Columbus
Council #1829 is hosting
a Grand Knights’ Banquet
on Friday, Sept. 9. The event
will be held at the Knights of
Columbus Hall (57 Appleton
St., Saugus) starting at 6 p.m.
This event is to recognize all
past Grand Knights, but it’s
in special recognition of former
Grand Knight Chris Luongo
for his devotion to charity
and the
Saugus Community.
The Knights of Columbus
was founded in 1882 and has
1.9 million members around
the world. Core values include
integrity, professionalism,
excellence and respect.
Charity is at the heart of everything
they do.
Everyone is welcome to attend
this event! Tickets are
$30 each. For more information,
please call Richard at
781-858-1117.
Saugus seeks student
poll workers
Town Clerk Ellen Schena’s
Office is looking for student
election workers. It is a great
way for them to learn how
their government functions
and how important it is to
vote. Sixteen-year-old students
are eligible to work a
half day (six to eight hours);
17-18 year old students may
work a full day (eight to
12hours). All students can
receive community service,
which is imperative to them
in order to satisfy their High
School requirement mandated
for graduation. Or they
can be paid for their hours
worked. In addition, the Town
Clerk’s Office will gladly write
letters of recommendation
for National Honors Society,
Colleges, etc.
Interested students can
stop by Town Hall or contact
the Town Clerk’s Office to apply
for work. Ask for Andrew
DePatto, the Saugus Election
Coordinator. He can be
reached at 781-231-4102.
In-Person Early Voting
Town Election Coordinator
Andrew DePatto also wants
Saugus residents to know
about some important dates
coming up, as it relates to
In-Person Early Voting for the
Sept. 6 State Primary Election.
There are several dates whjen
folks can participate in Early
Voting at the Saugus Public
Library (295 Central St., Taylor
Street Entrance):
· Saturday, August 27, 9 a.m.
to 5 p.m. (***Also last day to
register to vote for September’s
Election***)
· Monday, August 29, 8:30
a.m. to 4 p.m.
· Tuesday, August 30, 8:15
a.m. to 4 p.m.
· Wednesday, August 31st
8:15 a.m. to 4 p.m.
· Thursday, Sept. 1, 8:15 a.m.
to 5 p.m.
· Friday, Sept. 2, 8:15 a.m.
to 5 p.m.
This pertinent information
regarding early voting is also
on the Town of Saugus website
under the Town Clerk,
https://www.saugus-ma.gov/
town-clerk/bulletins/person-early-voting
Food
pantry seeks
volunteers
Here’s a message from
Pastor Joe Hoyle of Cliftondale
Congregational Church
about a collaborative community
commitment to help
needy Saugus residents:
“The Saugus United Parish
Food Pantry is a partnership
between the churches in Saugus
to ensure that no one in
our community faces food
insecurity. With faithful donations
and volunteers, we
have been able to give out
thousands of meals to our
neighbors in need throughout
the years.”
The Food Pantry is open every
Friday from 9:30 a.m.-11
a.m., distributing pre-packaged
groceries (including
meat and produce) at 50 Essex
St.
“We are always in need
of volunteers. If you would
like to volunteer or donate,
please contact Pastor Joe
Hoyle, Executive Director at
office@clindalecc.org or 781233-2663.”
Concerts
for vets
Rockin’ 4 Vets presents
“Homegrown Rock Concerts”
and “Throw Back Thursdays”
for New England Vets
this summer at the Kowloon
Restaurant’s outdoor venue
on Route 1 North in Saugus.
For tickets and prices go to
gimmelive.com.
Home Grown Rock Lineup
– doors open at 3 p.m. – concert
at 4 p.m.
August: August 21 – James
Montgomery–Christine Ohlman;
August 28 – Veronica
Lewis.
Tribute Bands – doors open
at 6 p.m. – concert at 7 p.m.
August: August 25 – Panorama–The
Cars.
September: September 1 –
Being Petty–Tom Petty; September
8 – Studio Two–The
Beatles; September 15 – Completely
Unleashed–Van Halen.
If you would like to attend
a show, please call Lauren at
617-247-4112. Band photos
are available upon request.
More outdoor music at
Kowloon
The Kowloon Restaurant
announced their outdoor
concert series for August with
a variety of live bands at their
Route 1 North in Saugus outdoor
venue. For tickets call
the Kowloon Restaurant at
781-233-0077.
Live Music: Legends of Summer
Country Music Band, Friday,
August 19, 7 p.m.
Live Music: Closing Time,
Saturday, August 20, 7 p.m.
Live Music: WildFire, Friday,
August 26, 7 p.m. ($10 per
person for reserved seating)
Live Music: The Adam Hanna
Band, Saturday, August
27, 7 p.m.
A benefit event for
Saugus Youth and sports
While we are on the subject
of music, here’s an event
where you can enjoy a night
out – and help the youths of
Saugus.
Dennis Moschella, a longtime
Saugus resident and
Vietnam War veteran who has
helped many veterans causes
through his group Veterans
Assisting Veterans (VAV),
has a date that the parents
of Saugus school-age kids
might want to put on their
calendars: Thursday, Aug. 25
at 7 p.m. Moschella has been
working hard behind the
scenes to organize A Benefit
Event for Saugus Youth and
sports activities – featuring
Panorama, starring The Cars
Tribute Band. Doors open at
6. Moschella said this event
is planned as a special favor
to thank Board of Selectmen
Chair Anthony Cogliano.
This fundraiser is designed to
help one of Cogliano’s favorite
causes: Saugus youth and
sports activities.
Anyone interested in tickets
for the Aug. 25 concert
can contact Dennis Moschella
at 781-316-4486. You may
also order tickets by calling
the Kowloon Restaurant at
781-233-0077. If you can’t
make the concert, Moschella
suggests that you still buy
the ticket and give it to somebody
who can’t afford to go.
A Sunday Jam session
Sept. 4
The Kowloon Restaurant
(located at Route 1 North in
Saugus) is set to host a “90’s
End Of Summer Dance Jam
Under the Stars” at their outdoor
venue on Sept. 4 featurTHE
SOUNDS | SEE PAGE 12
GUESS WHO GOT SKETCHED! If you know the right answer,
you might win the contest. In this week’s edition, we continue
our weekly feature where a local artist sketches people,
places and things in Saugus. Got an idea who was sketched
this week? If you do, please email me at mvoge@comcast.
net or leave a phone message at 978-683-7773. Anyone
who between now and Tuesday at noon identifies the Saugonian
sketched in this week’s paper qualifies to have their
name put in a green Boston Red Sox hat with a chance to be
selected as the winner of a $10 gift certificate, compliments
of Dunkin’ in the Food Court at the Saugus Square One Mall.
But you have to enter to win! Look for the winner and identification
in next week’s “The Sounds of Saugus.” Please leave
your mailing address in case you are a winner. (Courtesy illustration
to The Saugus Advocate by a Saugonian who goes by the
name of “The Sketch Artist”)
—Cont est—
CONTEST SKETCH OF THE WEEK
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U.S. Navy Band
n Wednesday, August
24, the Friends of
Breakheart are hosting
the U.S. Navy Band. The
Band is coming from Rhode
Island and will arrive at about
3 p.m. to set up. The Friends
of Breakheart will serve them
THE SAUGUS ADVOCATE – FriDAy, AUGUST 19, 2022
THE SOUNDS | FROM PAGE 11
coming to Breakheart
Reservation on Aug. 24
O
For Advertising with Results,
call The Advocate Newspapers
at 781-233-4446 or
info@advocatenews.net
- LEGAL NOTICE -
COMMONWEALTH OF MASSACHUSETTS
THE TRIAL COURT
PROBATE AND FAMILY COURT
Essex Probate and Family Court
36 Federal Street
Salem, MA 01970
(978) 744-1020
Docket No. ES22P2364EA
Estate of: MARIE R. TRESIDER
Also known as: MARIE TRESIDER, MARIE TRESIDOR
Date of Death: 07/12/2022
CITATION ON PETITION FOR
FORMAL ADJUDICATION
To all interested persons:
A Petition for Formal Adjudication of Intestacy and Appointment
of Personal Representative has been filed by Barry Edward,
C.e.d. Saugus Center of Saugus, MA rrequesting that the
Court enter a formal Decree and Order and for such other relief
as requested in the Petition. The Petitioner requests that: Jonathan
M. Spirn, Esq. of Waltham, MA be appointed as Personal
Representative(s) of said estate to serve With Personal Surety
on the bond in unsupervised administration.
IMPORTANT NOTICE
You have the right to obtain a copy of the Petition from
the Petitioner or at the Court. You have a right to object
to this proceeding. To do so, you or your attorney must file
a written appearance and objection at this Court before:
10:00 a.m. on the return day of 09/27/2022. This
is NOT a hearing date, but a deadline by which you must
file a written appearance and objection if you object to this
proceeding. If you fail to file a timely written appearance and
objection followed by an affidavit of objections within thirty
(30) days of the return day, action may be taken without
further notice to you.
UNSUPERVISED ADMINISTRATION UNDER THE
MASSACHUSETTS UNIFORM PROBATE CODE (MUPC)
A Personal Representative appointed under the MUPC in
an unsupervised administration is not required to file an
inventory or annual accounts with the Court. Persons interested
in the estate are entitled to notice regarding the administration
directly from the Personal Representative and may petition
the Court in any matter relating to the estate, including the
distribution of assets and expenses of administration.
WITNESS, Hon. Frances M. Giordano, First Justice of this
Court.
Date: August 17, 2022
PAMELA A. CASEY O’BRIEN
REGISTER OF PROBATE
August 19, 2022
supper and the concert will
begin at 6 p.m. The program
will consist of a mix of popular
music, old favorites and
patriotic themes. All are welcome
to this free concert, and
if you are planning to attend,
please bring a chair!
ing Grammy Award-winner
All-4-One. Also performing
is Vinyl Groove – playing 70’s
and 80’s music – and Betty
Dee, the freestyle dance diva.
Doors open at 5 p.m. Tickets
are $49 per person for general
admission and $69 per person
for VIP reserved seating.
All-4-One is best known for,
“I Swear,” “So Much in Love”
and “I Can Love You Like That.”
The group is composed of Jamie
Jones, Delious Kennedy,
Alfred Nevarez and Tony
Borowiak, who are from the
Antelope Valley and Mojave,
California areas. The group
has sold 69 million records
worldwide.
For tickets, please call the
Kowloon Restaurant at (781)
233-0077.
Founders Day Sept. 10
The Youth & Recreation
Department is already busy
making preparations for the
town’s Annual Founders Day,
which is set for Saturday,
Sept. 10. It is indeed one of
the community’s signature
events – an event so popular
it draws folks from neighboring
towns to enjoy a day of
fun and fellowship at Saugus
Center. It is a major fundraising
day for various community
and youth organizations
that gather in booths near
Town Hall and the Saugus
Public Library and on both
sides of Central Street, headed
to the Saugus Iron Works
National Historic Site. Sept.
10! Mark the date down on
your calendar and stay tuned
for details.
Buy a brick to honor a
Saugus veteran
The Saugus War Monument
Committee once again
is sponsoring the Buy A Brick
Program to honor all those
who have served their country.
If you would like to purchase
one in the name of
someone who is presently
serving or has served, in the
memory of a loved one, or
just for someone from your
family, school, etc., the general
pricing is $100 for a 4″ X
8″ brick (three lines) and $200
for 8″ X 8″ brick (five lines).
Each line is a maximum of 15
characters. The improvement
and upkeep of the monument
on the corner of Winter and
Central Streets rely on the
generosity of donors through
fundraising.
The brick application must
be in by Sept. 15 to ensure
the bricks will be ready for
Veterans Day. Please contact
Corinne Riley at 781-231-7995
for more information and applications.
SHS
Class of ’62 plans
60th reunion
Leaders of the Saugus High
School Class of 1962 would
like you to “SAVE THE DATE.”
Their 60th Class Reunion will
be held on Saturday, Sept.
10, 2022, from 1 to 5 p.m.
at Prince Pizzeria in Saugus.
They are reaching out to contact
fellow classmates as well
as other alumni who would
like to join them.
The well-known 50’s and
60’s music group of Howie
Conley will be there for musical
enjoyment. Those of you
who have heard them know
what a performance they put
on. There will be pizza and
salad combinations plus soft
drinks. The price includes all
you can eat, tax and gratuities
– plus Howie Conley’s group –
and is $29 per person. There is
a bar available for wine, beer
and mixed drinks.
There is no need to purchase
tickets at this time.
Please let one of the following
people know of your interest
either by a phone call or a text
message so that you can be
easily reached when the time
draws near. No commitment
is necessary. They are just exploring
the number of interested
classmates.
· Donna “Cann” Olivera –
781-987-4308
· Jonni “Giantonio” Matrona
– 781-439-4200
· Janice “Cristiano” Pomeroy
– 617-512-2097
· Larry Seavers – 704-9062606
Looking
for book
donations
The New Friends of the Saugus
Public Library are asking
for donations of gently used
adult hardcover and softcover
fiction for the ongoing
book sale in the Community
Room. They would also appreciate
donations of gently
used children’s books. Please
limit donations at this time
to only fiction and children’s
books; they do not have storage
space for other genres
or media. Please... clean and
newer books only – no tattered
pages, bad odors, stains
or dirty covers!
Books may be dropped off
at the Main Circulation Desk
during business hours. Please
do not place donations in the
outdoor book drops.
Want to be a Knight?
The Knights of Columbus is
looking for new members to
join. If you are interested in
becoming a member of this
local organization, please call
781-233-9858.
Compost site now open
The community’s compost
site will be open to residents
on Wednesdays and Saturdays
from 8 a.m. to 2 p.m. The
site is located behind the Department
of Public Works at
515 Main St.
Stickers are required to gain
seasonal access to the site.
Stickers may be purchased
for $25.00 at the Department
of Public Works (DPW) located
at the Compost Site when
making your visit to the Compost
Site. The Town of Saugus
accepts checks only for
payment of the $25.00. No
cash will be accepted. Kindly
bring a check when visiting.
Thank you!
Compost site stickers must
be permanently placed on
the lower left corner of residents’
vehicle windshields.
Vehicles registered out of
state are not permitted. Yard
waste must be disposed of in
brown compost bags or open
containers. The Town will accept
grass clippings, leaves
and brush. As in years past,
no branches or limbs larger
than three inches in diameter
are permitted.
They ask all residents to
please wear a mask and maintain
and respect social distancing
from others while visiting
the site. Residents may
call Lorna Cerbone at the Solid
Waste and Recycling Department
at 781-231-4036
with questions or for more information.
Let’s
hear it!
Got an idea, passing
thought or gripe you would
like to share with The Saugus
Advocate? I’m always interested
in your feedback.
It’s been nearly six and a half
years since I began work at
The Saugus Advocate. I’m always
interested in hearing
readers’ suggestions for possible
stories or good candidates
for “The Advocate Asks”
interview of the week. Feel
free to email me at mvoge@
comcast.net.
Do you have some interesting
views on an issue that
you want to express to the
community? Submit your
idea. If I like it, we can meet
for a 15- to 20-minute interview
over a drink at a local
coffee shop. And I’ll buy the
coffee or tea. Or, if you prefer
to continue practicing
social distancing and be interviewed
from the safety of
your home on the phone or
via email, I will provide that
option to you as the nation
recovers from the Coronavirus
crisis.
If it’s a nice day, my preferred
site for a coffee and
interview would be the picnic
area of the Saugus Iron
Works.
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Page 13
Saugus Gardens in the Summer
Here’s what’s blooming in town this week to make your walks more enjoyable
By Laura Eisener
O
ne of the greenest
areas in town is
Breakheart Reservation,
with its refreshing ponds
and paths beneath shady
trees. It’s a good place to
enjoy nature before heading
back to school or buckling
down to fall projects.
The current story walk celebrates
Monarch butterflies,
and there are many paths
to stroll as well as the sandy
beach for relaxing.
On Silver Lake in Breakheart
Reservation, there are a number
of plants that bloom
through the summer. Fragrant
water lilies (Nymphaea odorata)
are among the most easily
recognized, with sweetly scented
pure white flowers that float
on the water surface as do its
leaves. This species is native
to North America and is quite
cold hardy – when fall comes,
leaves will sink down to the
bottom of the pond, and new
ones will grow next spring. It
is sometimes called the American
white water lily. It is most
often pollinated by beetles.
Other kinds of water lilies
and pond plants are often
planted in manmade, ornamental
ponds designed for
this purpose. Some are designed
so that they can be
easily drained for cleaning at
the end of the season. These
are well adapted to tropical
water lilies, which do not survive
our winters, but which
are available in a wide range
of colors and may even have
variegated leaves with reddish
coloration in addition
to green. Hardy non-native
species should not be introduced
into natural ponds or
other bodies of water where
seeds or other plant parts
get washed downstream and
spread into other ponds.
It is usually recommended
The yellow pond lilies and white water lilies are a few plants
you may find blooming now in the Breakheart Reservation
ponds. (Courtesy photo to The Saugus Advocate by Laura Eisener)
that lily foliage be trimmed
back if it spreads to cover
more than half of the pond,
so that the reflective qualities
of the water can be enjoyed.
If lily pads cover the entire
surface of the pond, it can
become dangerous – people
and animals may not realize
the leaves are just floating
on water and plunge right
into the pond by mistake. In
some small ponds, the buildup
of decaying lily leaves may
result in raising the soil level
to the extent that the landscape
is no longer concave,
and the pond eventually disappears.
There is no danger
of this happening in Silver
Lake, because the pond is
very large and the water lilies
can only grow in very small
patches where the water is
five feet deep or less. Wherever
the water is much deeper,
the petioles of the lily leaves
cannot grow long enough to
reach from the soil under the
pond where the rhizomes and
roots grow to the pond surface
where the leaves must
float. If the leaves are not at
the surface, they cannot collect
the sunshine necessary
for photosynthesis.
Yellow pond lily (Nuphar lutea)
is a plant with a very wide
native distribution across Europe,
Asia, North America and
parts of Africa. Fossils of seed
pods have been found from
before glaciation. Many cultures
have used parts of the
plant, especially the leaves,
as food and medicine. Like
its relatives the water lilies,
its leaves float on the surface
of the water while roots
grow in mud at the base of
the pond, and in the growing
season stalks connect
the submerged and floating
parts. The yellow flowers
bloom throughout the three
summer months. Many kinds
of bees and flies are particularly
drawn to the strongly
scented nectar, but other insects,
including aphids, can
play a role in pollination of
these plants.
Not surprisingly, a plant so
widely distributed as the yellow
water lily can be known
by many names. Some of its
nicknames refer to the shape
of parts of the plant. Mulefoot
refers to the somewhat hoof
shaped leaf or “lilypad” that
floats on the pond surface.
It is sometimes called branThis
curious chipmunk was about to reenter its hollow space
in its tree at Breakheart when it caught sight of me! (Courtesy
photo to The Saugus Advocate by Laura Eisener)
dy bottle, because the fruit
that appears after the flower
has been fertilized looks like a
small green bottle with a narrow
neck, and the nectar in the
blossom smells to some people
like brandy. Another common
name, spatterdock, refers
to the seed dispersal, since
the numerous small seeds are
ejected abruptly from the fruit
when ripe, scattering over
the pond area and often onto
docks and shorelines.
Another plant flowering
now in both Silver Lake and
Pearce Lake is pickerel weed
(Pontederia cordata), with
spikes of purple flowers. This
always grows on pond edges
in water from a few inches to
just a few feet deep. It often
serves as a perching place for
dragonflies and other insects
near ponds, as it did on a recent
afternoon when I walked
around the edges of Silver
Lake. They and damselflies
sometimes lay their eggs on
stems of this and other pond
edge plants. Pickerel weed
is considered emergent, or
marginal, which means that it
grows with parts of its stems
submerged in the pond and
parts extending above the
water surface, and it must be
able to thrive despite somewhat
changing water levels.
The flowers are pollinated by
several kinds of bees and butterflies.
The natural range of
pickerel weed extends along
a wide area covering most of
North and South America.
Editor’s Note: Laura Eisener is
a landscape design consultant
who helps homeowners with
landscape design, plant selection
and placement of trees
and shrubs, as well as perennials.
She is a member of the Saugus
Garden Club and offered to
These are frequent perching places and egg-laying sites for
dragonflies at Breakheart Reservation and elsewhere. (Courtesy
photo to The Saugus Advocate by Laura Eisener)
SEEKING SOMETHING BETTER: This bunny hops across my
parched lawn in search of greener pastures. (Courtesy photo to
The Saugus Advocate by Laura Eisener)
write a series of articles about
“what’s blooming in town”
shortly after the outbreak of the
COVID-19 pandemic. She was
inspired after seeing so many
people taking up walking.
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THE SAUGUS ADVOCATE – FriDAy, AUGUST 19, 2022
School Sports and other extracurricular activities
remain best bargain in the entire municipal budget
As a new school year nears, the value of these programs which complement academics is clear
C
all it fiscal efficiency,
value-based finances
or the good, old-fashioned
action cliché: “most
bang for the buck.” But a truer
statement is not often said
than this, borrowed from the
National Federation of State
High School Associations’
(NFHS) “The Case of High
~ LEGAL NOTICE ~
Board of Selectmen
Notice is hereby given that the Saugus Board of Selectmen
will conduct a public hearing on the request
of Focused Gainz, LLC, Sarah McDonald, owner, for a
Special Permit (S-2) to operate a fitness studio teaching
basic fitness, yoga, and meditation. Focused Gainz,
LLC, Sarah McDonald is also requesting a Common
Victualer’s license to serve smoothies and meal prep.
The proposed business will be located on the second
floor, 1268 Broadway, Saugus, 01906.
This hearing will be held at the Saugus Town Hall,
second floor auditorium, 298 Central Street, Saugus, MA
01906 on September 6, 2022, at 7:15 PM.
Chairman Anthony Cogliano
Janice K. Jarosz, Temp Clerk
August 19, 26, 2022
~ LEGAL NOTICE ~
Board of Selectmen
Public Hearing
Notice is hereby given that the Saugus Board of Selectmen
will conduct a public hearing on the application of:
National Grid and Verizon New England to install 1 JO
Pole on Homeland Avenue beginning at a point approximately
20’feet west of the centerline of the intersection
of Homeland Circle and continuing approximately 130’
feet in a north direction. Per request of customer and
National Grid, a new riser pole (Pole #11) to be installed
in the right of way on Homeland Avenue. The riser pole
will serve the new URD on Homeland Avenue. Developer
is Roy Kagwe of Cagway Holdings LLC of 5 Upton Lane,
Middleton, MA. Location as shown on Plan # 30485678
dated 6-23-2022
This hearing will be held in the Saugus Town Hall
Auditorium, second floor, 298 Central Street, Saugus,
MA 01906 at 7:30 PM.
Chairman Anthony Cogliano
Janice K. Jarosz, Temp Clerk
August 19, 2022
~ LEGAL NOTICE ~
Board of Selectmen
Public Hearing
Notice is hereby given that the Saugus Board of
Selectmen will conduct a public hearing on the request
of J. Pace & Son, INC, 190 Main Street, first floor, Saugus,
MA 01906 for a Wine and Mal beverage package
store license with Cara Pace as proposed Manager.
This hearing will be held at the Saugus Town Hall,
second floor auditorium, 298 Central Street, Saugus,
MA 01906 on September 6, 2022 at 7:45 PM.
Chairman Anthony Cogliano
Janice K. Jarosz, Temp Clerk
August 19, 2022
Former Everett High All-Scholastic Jason Maitre parlayed some outstanding athletic ability
he honed as a Crimson Tide football All-Scholastic into a Football Scholarship at Boston College.
(Courtesy Photo/Everett Football)
School Activities”: High school
activity programs – vital programs
such as Sports, Music,
Speech, Theater and Debate
– are one of today’s best bargains.
At
a cost of only one to three
percent (or even less than one
percent in many cases) of an
overall school’s budget, funding
of high school activity
programs produces some of
the higher value per dollar of
all school/municipal expenditures.
It is in these sports and
other extracurricular programs
where young people learn lifelong
lessons that complement
the academic lessons taught
in the classroom. From a cost
standpoint, sports and other
activity programs are an exceptional
bargain when matched
against the overall school district’s
education budget.
Examinations of various
school districts’ budget information
across the country reveal
that activity programs
make up very small percentages
of school budgets. In the Advocate
readership area’s public
school districts of Everett, Malden,
Revere and Saugus, this is
the case, as well, as all four of
the districts, for the upcoming
2022-23 school year show between
one and two percent
of their complete school budgets
committed to athletics
and other extracurricular activities.
That is between approximately
$520,000 and $785,000
per school.
Check out some of the major
cities in the nation. Pre-COVID,
in the 2019-20 school year, the
city of Chicago’s Public School
Board of Education’s budget
(the second largest U.S. school
district) was $6.56 billion; the
activity programs’ portion was
$17.5 million, just two-tenths
of one percent. In the Los Angeles,
Calif., Unifi ed School District
(the third largest school
district in the national), activity
programs received $7.3 million
of the overall $7.7 billion
budget for 2019-20, only onetenth
of one percent! In the Miami–Dade,
Fla., School District
(the fourth largest school district
in the United States), its
Board of Education had a 201920
overall budget of $5.45 billion,
while setting aside $17.7
million for sports and all other
activity programs, just over
three-tenths of one percent.
In all of these examples, the
budget for school activity programs
is less than one percent
of the overall district’s budget.
Considering the benefits,
which are outlined below, at
such small proportions of overall
school district budgets,
Racing down the fi eld for Malden
High Golden Tornado soccer
last season (Courtesy Photo/
Malden HS girls’ soccer)
school activity programs are
one of the most eff ective investments
being made in secondary
school education programs
today.
We will go right to the Mission
Statement of the NFHS to
reiterate the value and importance
of participation in athletic
and other extracurricular activities
by student-athletes, because
we know that they are
all endorsed by the districts in
our readership area. The NFHS
states:
–We Believe–
Student participation in education-based
high school athletics
and activities:
• Is a privilege.
• Enriches the educational experience.
•
Encourages academic
SCHOOL SPORTS | SEE PAGE 15
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Page 15
SCHOOL SPORTS | FROM PAGE 14
CREDITORS AND RETIREMENT ACCOUNTS
M
any debtors are worried
about a creditor’s
ability to satisfy
a judgment by attaching his or
her retirement account.
A qualified retirement account
established pursuant to
the Employee Retirement Income
Security Act (ERISA) promulgated
in 1974 are generally
protected in full. These employer-sponsored
retirement plans
would include a 401K) plan, a
403(b) plan, a 457 plan, profit-sharing
plan, cash balance
plan and other pension plans.
It does not matter how much
money you have in a qualified
plan under ERISA. These
accounts are even protected if
you were to file for bankruptcy.
There are situations where
the assets might not be protected.
For example, if you committed
a crime, some of the assets
might be vulnerable in order
to reimburse the state that
may have prosecuted you. A
spouse in the context of a divorce
would also have marital
rights that would allow that
spouse to gain access to a portion
of the retirement account.
The IRS would also have the
ability to reach assets in a qualified
plan in order to seek recovery
for back income taxes.
Traditional IRA’s and Roth
IRA’s are not protected by the
federal government under ERISA.
However, the Bankruptcy
Abuse Prevention and Consumer
Protection Act (BAPCPA)
of 2005 provides federal protection
to IRA accounts up to
$1,362,800. Monies rolled over
from an ERISA qualified retirement
plan into a “rollover” IRA
account may not be subject to
these limits. There are restrictions
with respect to IRA contributions
within the five-year
period prior to filing for bankruptcy
that are in excess of 7%
of your income. Also, it is important
to note that “inherited”
IRA’s are not protection assets.
If you are not filing for bankruptcy,
each state has its own
limits as to how much in an
IRA account would be protected
from creditors. Be sure to
achievement.
• Promotes respect, integrity
and sportsmanship.
• Prepares for the future in a
global community.
• Develops leadership and
life skills.
• Fosters the inclusion of diverse
populations.
• Promotes healthy lifestyles
and safe competition.
• Encourages positive school/
community culture.
• Should be fun.
And it is far from being a budget-buster!
In the long run, as
it keeps students in school and
working towards dreams and
goal, it naturally makes the school
budget-funded districts more effective
and more successful.
If students are now involved
in school-based athletics and
activities, keep them involved.
If they are not participating at
this time, get them involved!
Being active in school-based
athletics and/or activities can
and will change and enhance
student-athletes’ lives.
consult with an attorney fully
versed in creditor protection
rights and bankruptcy law if you
are unsure as to whether or not
your qualified retirement account,
IRA or SEP/IRA account
is protected. This area of the law
can be very confusing.
Joseph D. Cataldo is an estate
planning/elder law attorney,
Certified Public Accountant,
Certified Financial Planner,
AICPA Personal Financial
Specialist and holds a master’s
degree in taxation.
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THE SAUGUS ADVOCATE – FriDAy, AUGUST 19, 2022
To Advertise in The Advocate,
Call 781-233-4446 today!
- LEGAL NOTICE -
COMMONWEALTH OF MASSACHUSETTS
THE TRIAL COURT
PROBATE AND FAMILY COURT
Essex Probate and Family Court
36 Federal Street
Salem, MA 01970
(978) 744-1020
Docket No. ES22P2257EA
Estate of: JAMES WILLIAM MARTIN
Date of Death: 01/18/2022
CITATION ON PETITION FOR
FORMAL ADJUDICATION
To all interested persons:
A Petition for Formal Adjudication of Intestacy and Appointment
of Personal Representative has been filed by: James W.
Martin, Jr. of Saugus MA requesting that the Court enter a
formal Decree and Order and for such other relief as requested
in the Petition. The Petitioner requests that: James W. Martin,
Jr. of Saugus MA be appointed as Personal Representative(s) of
said estate to serve Without Surety on the bond in unsupervised
administration.
IMPORTANT NOTICE
You have the right to obtain a copy of the Petition from
the Petitioner or at the Court. You have a right to object
to this proceeding. To do so, you or your attorney must file
a written appearance and objection at this Court before:
10:00 a.m. on the return day of 09/09/2022.
This is NOT a hearing date, but a deadline by which you
must file a written appearance and objection if you object to
this proceeding. If you fail to file a timely written appearance
and objection followed by an affidavit of objections within
thirty (30) days of the return day, action may be taken without
further notice to you.
UNSUPERVISED ADMINISTRATION UNDER THE
MASSACHUSETTS UNIFORM PROBATE CODE (MUPC)
A Personal Representative appointed under the MUPC in
an unsupervised administration is not required to file an
inventory or annual accounts with the Court. Persons interested
in the estate are entitled to notice regarding the administration
directly from the Personal Representative and may petition
the Court in any matter relating to the estate, including the
distribution of assets and expenses of administration.
WITNESS, Hon. Frances M. Giordano, First Justice of this
Court.
Date: December 12, 2018
PAMELA A. CASEY O’BRIEN
REGISTER OF PROBATE
August 19, 2022
S
augus, age 101, died on
Wednesday, August 10th,
at the Sawtelle Hospice House
in Reading. She was the wife
of the late Dominick Petkewich.
Born
and raised in Wakefield,
Mrs. Petkewich was the
daughter of the late Harry and
Takla (Savinsky) Nikitin. She
enjoyed crocheting, travelling,
reading and gardening.
Mrs. Petkewich was the
mother of Susan Donovan
and her husband Jay of Wilmington,
James Petkewich and
his wife Audrey of Saugus,
Karen Coughlin of Middleton,
Paul Petkewich and his wife
Lynn of Saugus. Sister of Harry
Nikitin of Boxford and the
late Alexander Nikitin, Walter
Nikitin and Eleanor Govostes.
Grandmother of seven grandchildren
and the late Justin
and 9 great grandchildren.
Relatives and friends attend
visiting hours in the Bisbee-Porcella
Funeral Home, in
Saugus, on Tuesday.A funeral
service will be held in the funeral
home on Wednesday.
Interment at Riverside Cemetery
in Saugus.
In lieu of flowers, donations
in her memory may be made
to My Brother’s Table at mybrotherstable.org.
10.
In
which Charles
1. On Aug. 19, 1950,
ABC first aired what kind
of TV shows on Saturday
mornings?
2. What Canadian Island
is known for piping
plovers?
3. What bird builds the
smallest nest?
4. What mountain
range has Mount Ansel
Adams?
5. On Aug. 20, 1911,
the first-ever worldwide
cable message – “This
message sent around the
world” – was transmitted
from what newspaper
building?
6. How are Etna, Krakatoa
and Fuji similar?
7. What does sagamore
mean?
8. On Aug. 21, 1909.
The Pilgrim Monument
was completed in what
town?
9.
The tarantella is a
folk dance of what country?
Dickens
novel would you
find Uriah Heep, Wilkins
Micawber and Betsey Trotwood?
11.
On Aug. 22, 1906,
the Victor Talking Machine
Company began
production of a record
player called Victrola that
sold for who many dollars:
50, 100 or 200?
12. What is the “toad”
in English “toad-in-thehole”?
13.
How are Mandarin,
wing and shawl similar?
14. On Aug. 23, 1966,
the Lunar Orbiter 1 took
the first photograph of
what?
15. The flightless kiwi
bird is native to what
f Saugus, 72, passed away
unexpectedly on August
11, 2022 with his loving family
by his side. He was the son
of the late Edward and Dorothy
Shipulski of Saugus.
Chuck was a lifelong resiO
dent
of Saugus, playing many
sports including Saugus High
football, baseball and later
softball. He graduated from
Saugus High in the class of
1967 and was a 42-year career
firefighter for the town
receiving many awards and
commendations. He was a
true Saugonian at heart and
enjoyed many years as a
committed coach of youth
sports including Saugus
Youth Hockey, Saugus Pop
Warner and Saugus National
Little League. He also was
a talented finish carpenter
that worked on many homes
throughout New England.
During the summer months
he enjoyed spending time
at his cottage on Newfound
Lake in New Hampshire which
he rebuilt himself. Chuck’s
family was the center of his
world, and his greatest joys
came from being with his kids
and grandchildren. He was an
avid sports fan and there was
never an event or game that
he missed.
He is survived by his loving
wife of 53 years, Karen
(Sheldon) Shipulski, his chilcountry?
16.
How are The Black
Pearl, Argo and The Jolly
Roger similar?
17. August 24 is Independence
Day of Ukraine,
which celebrates its Declaration
of Independence
in what year: 1918, 1953
or 1991?
18. Eastern diamondback
is the name of the
largest of what kind of animal?
19.
Brant Point Lighthouse,
North America’s
second oldest lighthouse,
is on what island?
20. On Aug. 25, 1819,
Scotsman Allan Pinkerton
was born; he emigrated
to the USA and founded
what kind of agency?
OBITUARIES
Mrs. Anne (Nikitin)
Petkewich
Charles (Chuck)
Russell Shipulski
dren, Kristin Shipulski of Saugus,
Kara Shipulski of North
Reading, Jason and his wife
Kristy Shipulski of Melrose.
He was the proud papa to his
adored grandchildren Ben
and Charlie Cooper of North
Reading and Kiley Shipulski
of Melrose. He was the devoted
brother of Edward Shipulski
of Methuen and Jane
Terranova and her husband
John of Methuen. Chuck was
predeceased by his parents
Edward and Dorothy Shipulski
and beloved brother Daniel
Shipulski.
Relatives and friends attended
visitation hours at Bisbee
Porcella Funeral Home in
Saugus on August 16. A Funeral
Mass was be held on August
17 St. Theresa’s Church,
North Reading.
In lieu of flowers donations
may be made in his memory
to the Saugus Firefighters Relief
Association. (https://saugusfirereliefassociation.com)
Karen
Ellen Hill
Gilfillan
O
n August 11, Karen Ellen
Hill Gilfillan left this
earth for her Eternal home in
heaven, where she will be forever
at home with the Lord.
Karen was born on October
10, 1949, the second of five
children born to Theresa (Procopio)
Hill and Frederick Hill.
OBITS | SEE PAGE 18
ANSWERS
1......For children (Animal Clinic and
Acrobat Ranch)
2. ....Prince Edward Island
3. ....Hummingbird
4. ....The Sierra Nevada
5. ....The New York Times building
6. ....They are active volcanoes.
7. ....Chief or sachem
8. ....Provincetown, Mass.
9. ....Italy
10. ..“David Copperfield”
11. ..200
12. ..Sausage (cooked in batter)
13. ..They are types of collar.
14. ..The earth from the moon
15. ..New Zealand
16. ..They are fictional ship names (in
“Pirates of the Caribbean,” “Jason and
the Argonauts” and “Peter Pan,” respectively)
17.
..1991
18. ..Rattlesnake
19. ..Nantucket
20. ..A detective agency that was
“one of the first of its kind”
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Page 17
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THE SAUGUS ADVOCATE – FriDAy, AUGUST 19, 2022
OBITS | FROM PAGE 16
She grew up in Malden, part
of a close and caring family of
grandparents, aunts, uncles
and cousins. She was a graduate
of Malden High School
In the Hill family, there
was a reverence and appreciation
for the Bible as the
Word of God. When Karen
was 18, she accepted Jesus
Christ as her Savior, reading
from the Bible, Romans 10:9.
That if thou shalt confess
with thy mouth the
Lord Jesus, and shalt believe
in thine hear t
that God hath raised him from
the dead, thou shalt be saved.
Through the years, the
Christian faith has been a vital
part of her life. She was
a member of the fellowship
at Walnut Street Gospel Hall
where for many years she was
a devoted Sunday School
teacher
to preschoolers.
Karen enjoyed traveling
to visit friends in the US,
the Maritimes and Scotland,
where she met her husband,
Dennis Gilfillan. They celebrated
their 42nd wedding
anniversary on August 2.
A long-time Avon Sales
Rep, she also worked at
Hood’s, for Arbor Counseling,
and in the family bridal
business: Terry Hill Boutique.
In the last few years of her
life, she had great joy in her
role as a crossing guard and
lunchroom aide for the Saugus
Public Schools, where
she made many friends
among the children and
their parents. She was adept
at detailed needlework.
A gifted baker, she excelled
at creating amazing wedding
cakes, and fancy cakes
for every family celebration.
She will be missed by
her dear husband Dennis,
their three beloved children:
Lindsey Boyer and fiancé
Scott Watts of Somerville,
Heather Gilfillan of
Lynn, and Andrew Gilfillan of
Saugus, and her much-loved
grandchildren Paige and Levi
Boyer. She is mourned by
her sisters Jacquelyn Smith
(Glenn) of Magnolia, and
Paula McIntosh (Stephen)
of Malden. She was preceded
in death by her brothers
Allen Hill of IL, and Stephen
Hill of Falmouth MA. She also
leaves her sister-in-law Paulette
Barrett (Ray) of IL, and
special nieces and nephews
Penelope Clark, Matthew,
Ethan and Eric Smith;
Dustin Hill and Alison Hebert
and their families as well
as a wide circle of cousins.
Relatives and friends were
invited to visitation and funeral
services at the Walnut
Street Gospel Hall in Saugus
on Thursday August 18.
In lieu of flowers, donations
in Karen’s memor
y may be made t o
https://www.foundationfo
r women s c a n c e r . o r g
https://www.avonworldwide.com/supporting-women/breast-cancer
PAUL
CICCARELLI
Boston. He was husband
of Mary (Porcella) Ciccarelli
with whom he shared 62
years of marriage. Born in
East Boston and raised in
Orient Heights, he was the
son of the late Michael O.
and Rachel (Graziano) Ciccarelli.
A
graduate of St. Lazarus
O
f Saugus
,
f o r m e r -
ly of Or i -
ent Heights & the Point
of Pines, age 86, owner of
the Bisbee-Porcella Funeral
Home in Saugus, died on
Thursday, August 11, at the
Beth Israel Medical Center,
School, Christopher Columbus
High School, Boston
State College, and New England
Institute of Applied
Anatomy & Science (NEI),
Paul was a school teacher
and football coach before
becoming a funeral director.
He was known for his
kindness, thoughtfulness,
generosity, and devotion
to his family. He was a Past
President of the Massachusetts
Funeral Directors Association,
a member of Selected
Independent Funeral
Homes, retired Board of Director
for the Saugus Bank
now known as North Shore
Bank, the Massachusetts
“100 Club”, Saugus Chamber
of Commerce, the Lynn
Yacht Club, Saugus Knights
of Columbus Council #1829
and the Saugus ITAM Club.
Paul loved sailing, boating
and saltwater fishing; he
was a talented woodworker,
creating doll houses for
family and friends, building
furniture for the funeral
home and both St. Margaret’s
and Blessed Sacrament
Churches in Saugus. He was
a disabled veteran of the
United States Air Force. Besides
his wife, Paul is survived
by his children, Ann
Ciccarelli, Michael Ciccarelli
and his wife, Carol all of
Saugus; adored grandsons,
Drew and Justin Ciccarelli.
He was the brother of the
late Michael Ciccarelli and
Peter Ciccarelli. Paul is also
survived by his many nieces,
nephews, and cousins.
At Paul’s request, in lieu
of flowers, donations in
his memory may be made
to the Dr. James D. Chang
Cardiac Research Fund, c/o
Beth Israel Medical Center,
CVI-Cardiovascular Clinic,
Shapiro 7, Boston, MA
02215. The family would like
to take this opportunity to
thank the cardiac staff at
the Beth Israel Hospital for
their kindness, compassion
and exceptional care over
the last 30 years.
Relatives and friends attended
a Funeral Mass on
Thursday at the Blessed Sacrament
Church in Saugus
with Interment at Woodlawn
Cemetery, Everett.
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Page 19
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THE SAUGUS ADVOCATE – FriDAy, AUGUST 19, 2022
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