׉?ׁB!בCט(u׉׉ 7cassandra://gHZsjEgVS_Txp4ARccvjoW2cG6p52iqlRPwXDbyYE4U}(`׉ 7cassandra://lupEQOVGZyu5NdqLCEK2Op17-BYqydE_C94BupVEkrM͛`s׉ 7cassandra://UIDNlcteXtJnFEsQLLaTDboyIf_MLn_Eysy4Sfmwcpk1`׉ 7cassandra://EoQnUBfzDqYDQiYdnAjll_3Fo5lLhKMLAaYer4jx9wg0 N͠]ZX6䰉/3Wט(u׈CNSvuנZX9䰉/3Ḛ9ׁHhttp://www.hbaswil.orgׁ ׁ Ј׈EZX6䰉/3X׉EgH B OME UILDERS A SSOCIATION NEWSBRIEF The Official Newsletter of the Home Builders Association of Greater Southwest IL To promote, educate and advocate for the Residential Building & Remodeling Industry; providing resources that benefit industry professionals and consumers in the communities we serve. This year the Home Show was well attended from more outlying areas than just the majority from Madison and St. Clair Counties. Another shift was consumers response to how they heard about the show; more media outlets were recognized than just one in particular. The following new features gave new breath to the show and gave us a better outlook for future Home Shows along with other opportunities to bring new ventures for consumer engagement. Home Envy Theatre showcased virtual videos from the following builders and their communities they build in. The following local non-profits were happy to promote their organization to the consumers of the show! Consumers and exhibitors alike enjoyed the Life Style Exhibitors! April 2018 issue www.hbaswil.org Previous attractions such as the Contractor Re-Sale and the LEGO contest (as seen on next page) made their second appearance at the show. Consumers once again were happy to take advantage of discounted items as well as having a fun attraction for their child. Custom Bartop Tables Eckert’s Florist Peace by Piece Scentsy ׉ 7cassandra://UIDNlcteXtJnFEsQLLaTDboyIf_MLn_Eysy4Sfmwcpk1`ZX6䰉/3YZX6䰉/3X(בCט(u׉׉ 7cassandra://wSRQR2RsCxS8TQSpEsUSePzIA_GMYwR-pt0ox6haQbAs`׉ 7cassandra://7XvV4228LGznvEhtPx2JEtkmorKoKEGMfnv88HypoGM͉`s׉ 7cassandra://sF5PIbmB_lMI5Iw6GUZ1pNcF59NyzRX1OAZu4NW2Qc4'`׉ 7cassandra://bopgfZ1b8_E6a7ie2Qr4BEVESBWBNgV7x6VyXY-vMFE͗ ͠]ZX6䰉/3Zט(u׉׉ 7cassandra://MyABPb3mQPVyXpCfxmDQm9bmTBGfAhS52rTwhwZklMU `׉ 7cassandra://cwIbu4tjc8nlv8YGQMiYLX8P4rPuiD_9YQn6SE7ovOc͝`s׉ 7cassandra://_uM95rjbNvKpNy54kcrklwlht-SOjiJpEc7fI6pecCk3`׉ 7cassandra://WvaGLoeOSCuf0_sHX9JhFph7kx3w_IlXG_joe5hzHjEH͠]ZX6䰉/3[׉EFUTURE HOME OF U.S. MARINE LANCE CORPORAL JAMES POGGI AND FAMILY This home would not be possible without the generosity of the following donors Christian Broadcast Network Advanta Clean All Bright Cleaning Alton Winlectric American Legion Post 1994 Ameren Illinois Archway Cooling & Heating Arrowhead Building Supply Associated Bank AUTCOhome Appliances Barcom Security BC Signs Belleville Supply Benchmark Title Building Products Cardinal Door CertainTeed Chesley Fence City of Mascoutah Code Enforcement Officials of Southern IL Crown Roofing Custom Marble Dick & Sandi Friedman DMS Contracting Drake Construction Econ-O-Johns Edgar Trim Carpentry Edwardsville Masonic Lodge #9 Goley Insulation Heartland Turf Farms Henges Interiors HBA of Greater Southwest IL Homes by Deesign Howard Shless Illinois Tool Works Foundation Invelop Now - Matterport J. Decker Homes Jamie Simmons Landscapes Unlimited Liese Lumber Light Brite Lions Club of Mascoutah Martin Glass Marty Woodrome Mascoutah School District MBS, LLC Metro Marble & Granite Mid America Concrete Netemeyer Engineering New Tradition Homes O’Fallon Winsupply P&A Drywall Priest Landscaping Red-E-Mix Roll Offs To Go Scott Credit Union Southwest IL Advancement Housing Fund State Rep. Charlie Meier Sunwise Electric & Solar Superior Home Products Swift Plumbing Veterans United VFW Riders Wells Fargo Home Mortgage Wilke Window & Door Yaekel & Associates Insurance Services 2 ׉ 7cassandra://sF5PIbmB_lMI5Iw6GUZ1pNcF59NyzRX1OAZu4NW2Qc4'`ZX6䰉/3\׉E3 ׉ 7cassandra://_uM95rjbNvKpNy54kcrklwlht-SOjiJpEc7fI6pecCk3`ZX6䰉/3]ZX6䰉/3\(בCט(u׉׉ 7cassandra://BUD6zCOLKLRqIIPgLqfescaQvsHCjiWIRNTL0yYYGO4e`׉ 7cassandra://fspOLpucyUglQHVHBNejZGXq9gZX3nFla833E7XufDc͆Q`s׉ 7cassandra://xG9rEXAZO36lGUvKzB86GrrVTGtqyWqWy3uKmzBzboU-`׉ 7cassandra://QSD_VjZl_GO9vYj9qUytfujkePWOYyfwM97SUwK0als^B͠]ZX6䰉/3^ט(u׉׉ 7cassandra://XWzKcAr8oxXq1dAf0SgAXxpTwlJOWTMNAZrzwNWSBRc`׉ 7cassandra://GIdvmKELV4BnSlaZYu0Zcza4qG6Br7hn1MfZvPJ4Aio͜`s׉ 7cassandra://Kova1fW0RJogwTZThwF09GZ5xtzp2xVMuLwpgafxEIM3`׉ 7cassandra://OtuwHsCRE8NCD3sw0qZ6bsxc27T5q2tOU1HgKn8KbdIpj͠]ZX6䰉/3_נZX9䰉/3X ̊9ׁHmailto:hba@hbaswil.orgׁ ׁ ЈנZX9䰉/3v ̔9ׁHhttp://www.hbaswil.orgׁ ׁ Ј׉EThank you to our sponsors for your support! Rod & Reel Raffle Sponsor Tickets $10 each or 3 for $25 Limited number of tickets will be sold Beverage and Snack Cart Sponsor Exclusive Prize Sponsor 2018 Fishing Tournament Award Sponsor Bait & Hook Sponsor INDUSTRY LEADER IN BATHROOM & CLOSET SOLUTIONS SINCE 1984 Office/Showroom/ Manufacturing Facility: 211 Edinger Rd Wentzville MO 63385 636-332-9040 Hours: M-F 8am-4pm Brentwood Showroom: 1252 Hanley Industrial Ct Brentwood MO 63144 314-963-7400 Hours: M-F 8:30am-4pm Springfield Showroom: 3000 Great Northern Avenue Springfield IL 62707 SUPERIOR HOME PRODUCTS SPECIALIZES IN:  CAST MARBLE & GRANITE TUBS, SHOWER BASES, SHOWER WALLS, AND VANITY TOPS IN A MULTITUDE OF COLORS  MIRRORS AND SHOWER DOORS FROM FRAMED TO HEAVY GLASS FRAMELESS  WIRE & MELAMINE SHELVING  FREE ESTIMATES AND DELIVERY CONTACT US TODAY AT ANY ONE OF OUR SPECIALTY SHOWROOMS. Visit our website www.suphome.net and Luxury Has Never Been So Affordable 4 ׉ 7cassandra://xG9rEXAZO36lGUvKzB86GrrVTGtqyWqWy3uKmzBzboU-`ZX6䰉/3`׉EShore Fishing at Edwardsville Gun Club 4104 Staunton Rd., Edwardsville - (618) 656-2875 Bring your own live bait and tackle! $50 Team Entry (two persons/kids welcome) Includes: Dinner, Drinks and Friendly Competition 12:00 pm - Registration 1:00 pm - Drop your line 4:00 pm - Reel it in 5:00 pm - Awards Winner Categories: Total Team Weight $100 hourly Prizes for Biggest Size: Bass, Catfish, Bluegill, Crappie Sponsored by: Rod & Reel Raffle ($250 value) 1 ticket for $10 or 3 for $25 limited # of tickets sold ~ Winner does not need to present to win Sponsorships to lure you! Beverage & Snack Cart Sponsor........$ 250.00 Signage on carts (3 opportunities) Exclusive Prize Sponsor......$ 200.00 Plaques with your logo to winners Bait & Hook Sponsor……..........$ 50.00 Signage at the lake Registration: complete the following information and return it to the HBA office (please print) ___$ 50 Team of two ___$ 250 Beverage & Cart Sponsor ___$ 200 Exclusive Prize Sponsor ___$ 50 Bait & Hook Sponsor ___1 Raffle ticket for $10 ___3 Raffle ticket for $25 $ _______TOTAL DUE Method of Payment: ___Member Invoice ___Check ___Visa/MasterCard* *credit card payments will include an additional 4% convenience fee Credit Card# ___________________________________ Expiration: ______ Signature: ___________________ Company Name: ________________________________________________________________________________ Contact Name: _______________________________ Phone#/Email: __________________________________ Fisherman one (1) ______________________________ Fisherman two (2) ________________________________ HBA Policy: Registration for the Fishing Tournament is considered confirmation of your participation and will be invoiced if cancellation is not made within 3 days of the event. 5 Home Builders Association of Greater Southwest Illinois 6100 West Main St., Maryville, IL 62062 Office: (618) 343-6331 - Fax: (618)343-6335 www.hbaswil.org ~ Email: hba@hbaswil.org ׉ 7cassandra://Kova1fW0RJogwTZThwF09GZ5xtzp2xVMuLwpgafxEIM3`ZX6䰉/3aZX6䰉/3`(בCט(u׉׉ 7cassandra://BqUl7CryTz2Jk9glzSERLiCUcN_nXL2gNDbBqdCHM6U.`׉ 7cassandra://_2W1Q0s_5APdETcZZYPlwO0zhhd4pZmERcSu1f8xo5M͋!`s׉ 7cassandra://ySKw08sRKHnc-Iz1GJ7TRFB-j2iypGrqxZeadBPq2as1`׉ 7cassandra://yB7xPl3Dyh80jtFzyhuv0mEPD3xUTCTM4OlKU8NgE5YcKb@͠]ZX7䰉/3bט(u׉׉ 7cassandra://-GbbCQy612eH8j89YltmEyBs3pS3klPoJzasTlmp640`׉ 7cassandra://nfT107Zsd9yKXR46jJU0NQR-W8dQc7XpGR7Z-XVWvZI͖>`s׉ 7cassandra://3rM5cZW_w4WB8SnZkmT2gwoN-oXr4NJYxlRsELgc-Bk1R`׉ 7cassandra://xmYT2wFyXSaHdDHIgaNcnm6HIg5BUhQRLql64rARs4EZ5͠]ZX7䰉/3cנZX9䰉/3å9ׁHmailto:hba@hbaswil.orgׁ ׁ Ј׉EdINVITE YOUR INDUSTRY FRIENDS TO JOIN TODAY!  WE ARE the only organization that watches over our industry.  Most companies not involved in the HBA have not been asked!  You are a member so why shouldn’t those you “work with” belong?  Strengthening our numbers will give us more clout with Government Officials.  Every Builder started with 1 home, no business is too small to be part of the HBA.  Not just for Builders & Remodelers - our HBA is made up of professionals in finance, real estate, suppliers, specialty services and sub-contractors along with Builders/Remodelers/Developers. 6 ׉ 7cassandra://ySKw08sRKHnc-Iz1GJ7TRFB-j2iypGrqxZeadBPq2as1`ZX7䰉/3d׉EMInvite your industry friends to join you 4pm on Thursday, April 19th Main Street Brewery, 4204 W. Main St., Belleville to meet with HBA members and learn why they should be involved Two Drink Tickets & Appetizers provided Bring friends that are part of your circle to become members of the HBA! Applications on-site Kick-off for HBA new member recruitment incentive of 1 year FREE membership. That’s right! Get 3 & yours is FREE. If you sign up 3 new Builder or Associate members by the end of 2018 your 2019 Membership will be FREE!!! Who is going to be here? INDUSTRY TRADE FRIENDS What are your biggest needs in the industry today? HBA RESOURCE REMINDERS When to talk it up? ITS OUT THERE - WHO IS LISTENING Why? TO COMMUNICATE IN PERSON AND NOT VIRTUALLY HBA Benefits for your business: Industry & Consumer Exposure Networking Opportunities Unlimited Resources Product & Business Discounts There for you Name(s): _________________________________________________________________________ Company/Contact Info: ___________________________________________________________ Number of Participants: ____ @ $20 per person Total Due: $ _________ ___ Check Enclosed ___ Invoice Member Company ___ Charge to Visa/Mastercard* Visa/Mastercard Card Number: __________________________________________________________ credit card payments will include an additional 4% convenience fee Exp. Date: __________________ Signature ________________________________________________ Home Builders Association of Greater Southwest Illinois 6100 West Main St., Maryville, IL 62062 Office: (618) 343-6331 - Fax: (618)343-6335 - Email: hba@hbaswil.org 7 WHAT KEEPS YOU INVOLVED? Share why you are in the HBA. WHO we are? The only local organization that watches over our industry. WHAT we do? Fight for the American dream of Home Ownership while providing for local families. ׉ 7cassandra://3rM5cZW_w4WB8SnZkmT2gwoN-oXr4NJYxlRsELgc-Bk1R`ZX7䰉/3eZX7䰉/3d(בCט(u׉׉ 7cassandra://N9p3oGahWKRsDKcE8foXEBhmt7DasU-byj8P2Zs9-Y0x`׉ 7cassandra://V_YGGJym-ANJFPS8_hkl_iou0nrUH2GNwUy_d9-VVRoͅa`s׉ 7cassandra://7oMxfpEr7v0j6C2se-UCUqu9n38T0LLHzOFJz3RdjcQ,Q`׉ 7cassandra://9tornZbkuCULFkWsCbgl1P7nEHoZnehIyWwCMpbzfgAH (͠]ZX7䰉/3fט(u׉׉ 7cassandra://JmqVkNqMdWXHp3kc7FUHyqWbtCVqRn-eVwtdvxlsUuI`׉ 7cassandra://iYFvWfisvUwKc307kG5m2-GGOzp1peELa-zZA5ZWv6w͒`s׉ 7cassandra://toxFbueU7s-bXHIV744uxURe-cuQu1SKBusskAJHZGI.,`׉ 7cassandra://eQoeD4_VjG72nWPWkZOs98ogXbsl1d-1CBAYXWbmj4ke$͠]ZX8䰉/3gנZX9䰉/3 ̊9ׁHmailto:hba@hbaswil.orgׁ ׁ ЈנZX9䰉/3 ̔9ׁHhttp://www.hbaswil.orgׁ ׁ Ј׉E%You belong to THREE HBA organizations with your single membership. All 3 entities run Political Action Committees (PAC) to support our businesses locally, statewide and nationally. And all three PACs need the support of the entire membership! Every year you budget for expenses. So ask yourself: What’s your budget for staying in business? Creating a better business climate? Keeping lawmakers aware and in check??? THIS IS WHAT YOUR PACs DO FOR YOU But that takes continuing annual donations!!! Local HBA PAC __$25 Annual donation We’re your watchdog and voice for the New Construction and Remodeling Industry in all our local cities and towns! HBA PAC Pledge __ $50 Annual donation __ $100 Annual donation __ $500 Annual donation includes 1 Gov’t Official Reception ticket ($250 Local; $150 State; $100 National) __ $1,000 Annual donation Includes 2 Gov’t Official Reception tickets and 3 PAC 50/50 raffle tickets. ($500 Local; $300 State; $200 National ) __ Other amount, based on suggestions above $___________________________________________________ Name & Company Name: ________________________________________________________________________________ Phone# & Email: _____________________________________________________________________________________ ___Amount enclosed (payable to Southwest IL HBA PAC) ___Invoice company Home Builders Association PAC 6100 West Main St., Maryville, IL 62062 Office: (618) 343-6331 - Fax: (618)343-6335 www.hbaswil.org ~ Email: hba@hbaswil.org 8 A copy of our report is (or will be) filed with the State Board of Elections ׉ 7cassandra://7oMxfpEr7v0j6C2se-UCUqu9n38T0LLHzOFJz3RdjcQ,Q`ZX8䰉/3h׉ESTATE OF ILLINOIS 2018 LEGISLATIVE PROPOSALS & POSITIONS  HB4324 - Welch (D-Cook) creates the Wage Lien Act. This bill allows employees who believe they are owed wages or benefits, to file a lien on their employer’s personal property. The Illinois Dept. of Labor would administer the act which they estimate will cost the state over $1 million. HBAI is opposed to this bill and is urging a NO vote.  HB5046 - Welch - creates the Fair Scheduling Act, whereby employers must provide 72 hours’ notice of shift changes to the employees work schedules. There are exceptions for things the employer cannot control such as acts of nature, fire, or civil unrest. However, HBAI remains opposed to this bill and is requesting a NO vote.  SB2999 - Van Pelt - provides that an employer shall reimburse an employee for all necessary expenses incurred by the employee directly related to services provided for the employer. the sponsor admits her bill is too broad and is working with business groups to narrow its scope. SB2999 is the result of a constituent complaint to Senator Van Pelt from an employee who believes they should be reimbursed for the expense of using their personal cell phones for business purposes. HBAI is opposed to the bill but is open to the narrow consideration of reimbursing for phone expenses. These are just the “hot topics” to share. If these issues affect your business take the opportunity to tell your legislators in person at Lobby Day. To register contact the HBA office at 618-343-6331 10am Briefing and Lunch at Sangamo Club 1pm - 5pm Legislative Visits at Capitol and Stratton Building 5:30pm - 7pm Legislative Reception at Sangamo Club 9 ׉ 7cassandra://toxFbueU7s-bXHIV744uxURe-cuQu1SKBusskAJHZGI.,`ZX8䰉/3iZX8䰉/3h(בCט(u׉׉ 7cassandra://6k9rLrU8hVodJgJmCp9dMt7YXRMG_pDDmfmt6nV8rME`׉ 7cassandra://cZPWss8acf8VrX9RznyVwCs4K9QygIh3AYAEtHgXLpIr`s׉ 7cassandra://IkjI1uS7N2TWmSV-aP3iPRMb361D01jVZfjkBcqlJM4(<`׉ 7cassandra://0RLTyx_JKv9Of1jdOTSUrQ-F8jZ_kB0l1XJK6K5zWSoE͠]ZX8䰉/3jט(u׉׉ 7cassandra://3y1uv4LkX8nM-5hJu9wdBPFJCevrXf-YRzgN_wAMl5M`׉ 7cassandra://O-aFA98QxZrTU-mqZAzBKaYz-NaGGGhNbznv1QlKVWE͠u`s׉ 7cassandra://ZsDatBq9JBfZMZvRT1kivi7qDiKHRRfrlZVWn27DkWo1`׉ 7cassandra://cliU-zx1cKmPnDgX3I3Av_mDOYfrVY0X8zq9mQVJlQ0JJD͠]ZX8䰉/3kנZX9䰉/3P̊9ׁHmailto:hba@hbaswil.orgׁ ׁ ЈנZX9䰉/3o̔9ׁHhttp://www.hbaswil.orgׁ ׁ Ј׉E׉ 7cassandra://IkjI1uS7N2TWmSV-aP3iPRMb361D01jVZfjkBcqlJM4(<`ZX8䰉/3l׉E +Bang for your Buck Opportunities Friday, May 18th 2018 8:00 am Registration NILO FARMS 15025 IL-111, Brighton, IL (618) 466-0613 “One of our Nations finest hunting & shooting facilities” $105 each registration “loaded” with: 100 Rounds of Sporting Clays, Ammo, Drinks, Lunch and Friendly Competition (Protective eye wear required) Snack/Soda Station Sponsor………....…….$250 Signage & opportunity to meet with all shooters Awards & Contest Sponsor……....…….$250 Logo on awards & run contests to meet shooters Score Sheet Sponsor…………….......…..$150 Logo on all score sheets Station Sponsor…………….….…….. …..$100 Company Name on signage at a station Gun Raffle ($1,000+ value)….…….. …..$20-$50 1 ticket for $20 or 3 for $50 ~ limited # of tickets sold or $750 cash for the non-shooting enthusiast Winchester Super - X3, 3.5” Max 5 Camo Sponsored by Winner does not need to be present to win Registration: complete the following information and return it to the HBA office (please print) ___ $105 per Sport Clay Shooter ___ $250 Snack/Soda Station (3 ONLY) ___ $250 Award & Contest Sponsor ___ $150 Score Sheet Sponsor ___ $100 Station Sponsor ___ 1 Raffle Ticket for $20 ___ 3 Raffle Tickets for $50 ALL SPONSORS welcome to “man their stations” and will receive 1 comp lunch. Contact the HBA to make arrangements Company Name: _______________________________________ Contact Name: _______________________________________ Phone#/Email: _________________________________________ Number of Shooters (circle one) 1 2 3 4 5 6 Shirt Sizes __ S __ M __ L __ XL __ XXL __ XXXL (Deadline to guarantee T-Shirt, size must be received by May 1st!) TOTAL DUE $ _______________ Method of Payment: ___Member Invoice ___Check ___Visa/MasterCard* *credit card payments will include an additional 4% convenience fee Credit Card# _________________________________________________ Expiration: ______ Signature: _________________________________ HBA Policy: Registration for the Sport Clay Shoot is considered confirmation of your participation and will be invoiced if cancellation is not made within 3 days of the event. Home Builders Association of Greater Southwest Illinois 6100 West Main St., Maryville, IL 62062 Office: (618) 343-6331 - Fax: (618)343-6335 www.hbaswil.org ~ Email: hba@hbaswil.org 11 ׉ 7cassandra://ZsDatBq9JBfZMZvRT1kivi7qDiKHRRfrlZVWn27DkWo1`ZX8䰉/3mZX8䰉/3l(בCט(u׉׉ 7cassandra://jmZW6M6_2QASaoUEt7H6f3DqfBHL6JrOPj20aVw7HwE!*`׉ 7cassandra://5iOcmpJ_jQCnETDHGKVu2mRPTqDw5HCz0BOzNSVmddo͚`s׉ 7cassandra://8Sidmys5JvAOvr69KP838wHVS_cfHIQpaKOhfrifS3o4`׉ 7cassandra://c6heI7y0YDYrld3b7xHSPrSe-sRAvyOq204XAzhq6WI@(͠]ZX8䰉/3nט(u׉׉ 7cassandra://JFnFQAWJxWWYsBnrjopnQ6uHEEyACkvU115aZXRxekU`׉ 7cassandra://IwTrje46RcqQpEPwzTSaZyHOY9_pzYDOo8iStRkffOM͵`s׉ 7cassandra://qdrqlYGO6xIjpX-bMsrSgecfOLtG26lN187_3k2d0Y4-`׉ 7cassandra://vkTZ_fyRNgHe24ec3H7pvBGFSi5PrhjCz-x82hh_Y-w͊8͠]ZX8䰉/3oנZX9䰉/3Ɓ̄ 9ׁHhttp://www.econ70.comׁ ׁ ЈנZX9䰉/39ׁH!mailto:Elliot@graphsandlaughs.netׁ ׁ Ј׉ESpring Home Show Pictures Ameren Illinois Archway Cooling & Heating Barcom Security Bath Fitter Butler Home Improvement CertaPro Painters Chesley Fence Couch House Garages Collins Flooring America Custom Marble, Inc. Eagle Flooring Outlet Everlast Home FCB Banks Firstco Mortgage Fence & Deck Depot, Inc. Fulford Home Remodeling HBA Union Contractors Council Heartland Turf Farms Helitech Waterproofing & Foundation Repair 12 J.T. McDermott Remodeling Contractors ׉ 7cassandra://8Sidmys5JvAOvr69KP838wHVS_cfHIQpaKOhfrifS3o4`ZX8䰉/3p׉EThe Age of Austerity Is Over When the Congressional Budget Office made its June 2017 forecast of our fiscal future, it projected a deficit of $689 billion in FY2019. The deficit is now poised to be $1.2 trillion, a dramatic and profound change that is hard to overstate. One major reason for the growing deficit is that the GOP tax cut that passed in late December is estimated to reduce revenue by $1 trillion over the next decade, even after pro-growth economic effects are factored in. The other reason is the budget deal passed by Congress in early February, includes $300 billion in new spending over two years, along with $90 billion in hurricane relief, fully financed by larger deficits. This is a stark reversal from the years 2010 through 2016, when congressional Republicans insisted on spending cuts and the Obama administration insisted on raising taxes (by allowing some of the Bush administration tax cuts to expire). Those steps, combined with an improving economy, cut the budget deficit from almost 10% of GDP in 2009 to less than 2.5% in 2015. What does this abrupt fiscal change mean for the economy in the near term, medium-term and long-term? In the near term, economic growth should be quite strong. No matter what assumptions are made, and which economic models are used, GDP growth over the next 18 to 24 months will be about half a percentage point higher than it would be absent these twin expansionary policies. After all, between tax cuts and the boost to spending, close to $500 billion is being injected into the US economy over the next year! Even in an economy near full employment, this will boost growth and reduce the likelihood of a recession to a minimum. In the medium-term, things are a bit murkier. The big question is whether the economy has room to grow without generating inflation -- and how the Fed will respond. With unemployment near 20-year lows, it is unknown how close the economy is to full employment. If it is close, inflation is likely to 13 worsen. But if the US has more growth potential, due to more corporate investment in plant and equipment, reduced regulation, and more workers coming from the ranks of those that dropped out in years past, the Fed could raise rates more slowly, allowing the expansion to run longer because inflation would be subdued. In addition, there is also fear that the Powell Fed will proactively raise rates too fast simply to prove its inflation-fightingchops and needlessly cut short the current expansion. In the long-run, the annual deficit is going to be worse than at any time other than during recessions or wars. This not only reduces the ability of the government to fight the next recession with a big dose of fiscal stimulus, but higher debt service costs are also a concern. And as interest rates rise because of the added borrowing, so too will interest payments. Lastly, there is also concern that government borrowing may “crowd-out” private sector borrowing. To the extent funds that can be borrowed are finite, and that is debatable, every dollar the government borrows is a dollar potentially not available for home mortgages or business expansion. To conclude, in the short run, things look good. In the medium-term, the fear of inflation and the Fed’s ability to let the data speak and not preemptively raise rates unnecessarily will determine how long the current expansion lasts. In the long-run, the government will have less room to maneuver when the next recession hits, and interest payments will consume a growing percentage of the budget, making budget battles on Capitol Hill more contentious and the need to find more revenue increasingly pressing. Elliot Eisenberg, Ph.D., President GraphsandLaughs, LLC Email: Elliot@graphsandlaughs.net His daily 70 word economics and policy blog can be seen at www.econ70.com ׉ 7cassandra://qdrqlYGO6xIjpX-bMsrSgecfOLtG26lN187_3k2d0Y4-`ZX8䰉/3qZX8䰉/3p(בCט(u׉׉ 7cassandra://K5ESo9FDBBo9vUa0ycUNRl0P94SKwWLCHUyWn5SpuDEZx`׉ 7cassandra://1FLx-ZnXjamPKkh9qszV2JI8zcAWJhfpMXv0ybg97_Q͝+`s׉ 7cassandra://RLGVSifLeWwguHWLsSckaKU1cWrkbUUJRGeFLS_vtKM7R`׉ 7cassandra://sGPqwolweS7xY-HLLxov6DU-ZIJMlqVG3lrV0DWeRrA~*͠]ZX8䰉/3rט(u׉׉ 7cassandra://FEn9wz1vq8hl3TpQubmEO9JrfUcYOWqrQXtJo7bHIoYQ`׉ 7cassandra://Spd90du_YYyBepqgDz3v8GTcHPvRcCCOoJCzAdePVE4͋H`s׉ 7cassandra://i066VBItBOClSnVTwkHmfmHiRSFnmpsLAzuesimYxbg1f`׉ 7cassandra://wWAbqPZP7RL8x-qHToN1B1Sqftm4HGMH2G-n3GEjP9oOJ͠]ZX8䰉/3s׉ESpring Home Show Pictures Jacob Sunroom, Exteriors & Baths Kitchen Craft Klemme Construction Landscapes Unlimited Liese Lumber Light Brite Distributing Martin Glass McCullough’s Flooring Midwest Carpet Cleaning Munie Greencare Professionals Otten Contracting, Inc. Padgett Building & Remodeling Quality Installation & Home Improvement R.P. Lumber Rose Creek Lumber SLD Enterprises Trost Plastics 14 Underwood Chiropractic Woods Basement ׉ 7cassandra://RLGVSifLeWwguHWLsSckaKU1cWrkbUUJRGeFLS_vtKM7R`ZX8䰉/3t׉ESpring Home Show Thank you to our generous sponsors for making this event possible and for showing their commitment and support to the industry along with our communities! Corporate Sponsors Kid Zone Sponsor Community Support Sponsor 15 ׉ 7cassandra://i066VBItBOClSnVTwkHmfmHiRSFnmpsLAzuesimYxbg1f`ZX8䰉/3uZX8䰉/3t(בCט(u׉׉ 7cassandra://eIMR1mXcorImcQtcPe_JC0LxzRJIL0Or8Swtig8Wg1s`׉ 7cassandra://0CAhx7KPgMovRSqXAwrqwa2aqMKor8IBC7WohGNLSIo`s׉ 7cassandra://Vw5SzO9FlpNlagHyaQIIFooMqjNDk55tZqj88j6_YSo*`׉ 7cassandra://6EjQFxtLN-xiFhOxIQnVremR0QuiRteU7jhDxbDmutU͠]ZX8䰉/3vט(u׉׉ 7cassandra://jitVkM0S7iLRXZiokqdl9Z4bRFjK1pZXDwx6ErfXMdw`׉ 7cassandra://m0aDmnQ5-_sWcbxd3G6pUJA4VOWMuSeU931SLGYdUqs͡`s׉ 7cassandra://tZ2P2I4wcWd3LPqNKGJZSADtv_mXuaPKp6jKuIJkWIY/`׉ 7cassandra://IEmFhRrBfUc7N-j2e_7eqwhe3UmHWqJeOgnV1qDTaiM1~͠]ZX8䰉/3wנZX9䰉/31̫9ׁHhttp://www.hbaswil.orgׁ ׁ ЈנZX9䰉/3R̊9ׁHmailto:hba@hbaswil.orgׁ ׁ Ј׉EPrivate Lunch Mayor May 15th, 2018 11:30a to 1:00pm Bella Milano, O’Fallon, IL Professional Women in Building Metro East Join HBA members as we learn more about  O’Fallon School District • Community Activities  Housing & Business Starts and much more!! Herb Roach of O’Fallon Friday - June 15th, 2018 Hakuna Matata Grafton Harbor | 215 Water Street Boarding Pass = $35 per person Includes: Drinks and Snacks on board Beverage Sponsor.................... $150 Snack Station Sponsor.............. $100 1:00 pm - Registration 2:00 pm - Cruise The Herschel E. Johnson Golf Classic FRIDAY, JULY 20th, 2018 10am Registration Far Oaks Golf Course EVENT SPONSOR $125 per golfer ~ includes lunch, golf, drinks and dinner ׉ 7cassandra://Vw5SzO9FlpNlagHyaQIIFooMqjNDk55tZqj88j6_YSo*`ZX8䰉/3x׉E Addition, Basement, Bathroom, Exterior, Kitchen, Outdoor Living Space, Whole House The HBA will produce professional video footage into a 1 to 2 minute custom video showcasing the project and Remodeler to include logo/contact information graphics. From there the HBA will promote the digital videos on social media and other media outlets throughout the year. Remodeler will own the video for their own promotion. Pricing Schedule: Type of Video __ All In __ All In w/sponsors __ Simplified Cost per video Before Pictures $750 X $600 X $500 X __ Simplified w/sponsors $350 X __ Shout Out (sponsors) $200 each  HBA will schedule before and after video footage appointment (approximately 1/2 hour each) and interview the Remodeler to get basic information for the video/script.  Shout Out of suppliers/sub-contractors/service providers will be available with the Remodeler approval to allow these companies (3 max.) to have a mention and logo share in the video. The “shout out” company will pay $200 to HBA for their part in the video. If 2 “shout out” companies are obtained the Remodeler will receive a $150 discount.  Video and drone footage is done by C4 Aerial. C4 Aerial cannot guarantee every requested shot, background, location or group arrangements due to changes in weather, safety concerns, etc., but will provide the best alternative options Video Footage X X X X Script Voice Over X X X X Sponsors Release X X X X X X X available. C4 Aerial will not be held liable to make corrections to deliverables after the Customer has agreed that the content is correct and accurate and should be posted, published or broadcast. C4 Aerial productions holds general liability insurance (up to $1M) over the property being filmed and is FAA Compliant.  The HBA will coordinate video footage editing with Production company to include 2D graphics, voice over, 3D animation and soundtrack approved by Remodeler.  Once approved the video will be included in the HBA Home Envy campaign that will be promoted in media outlets to include Social Media, You Tube, HBA website and any other digital media outlets available within budget funds. _____________________________________________________________________________________________________ Company Contact Name _____________________________________________________________________________________________________ Company Phone Mobile Phone Authorized Signature ⌂ Payment Enclosed ⌂ Invoice Company Email Address _____________________________________________________________________________________________________ Date Title ⌂ Charge to credit card * 4% convenience fee will be added to credit card payments Charge to Visa/Master Card# ___________________________________ Exp date: ________ Signature: ____________________________ SEND COMPLETED FORM TO: 17 Home Builders Association of Greater Southwest Illinois 6100 West Main St., Maryville, IL 62062 Office: (618) 343-6331 - Fax: (618)343-6335 - Email: hba@hbaswil.org www.hbaswil.org ׉ 7cassandra://tZ2P2I4wcWd3LPqNKGJZSADtv_mXuaPKp6jKuIJkWIY/`ZX8䰉/3yZX8䰉/3x(בCט(u׉׉ 7cassandra://fQxrneNNZ6s6pWFFwE_xYzF8HaJfOrBtyJJUnO2v1gU`׉ 7cassandra://mVIffjPH5C1RpLk3_jmzWHT0l9RhFpc7Y4JdQhH5ht8͘`s׉ 7cassandra://kDkU2906yuaDMm9w9Q-9kz5UldFssSR_YBLTXPuBlNA*`׉ 7cassandra://YXbCN6Zq7sad5rc-z476laQTc1jZ2dO6RdmOiYmGsVQ͕͠]ZX8䰉/3zט(u׉׉ 7cassandra://HPFatSAT1Lg44Qp41gjFgyvQt0OK0lAPXJGTlmoDB4U`׉ 7cassandra://5UIRHQLzgbrYnyq25QIuhx6RDYZdnw-pqPSy8F0jZN8͇`s׉ 7cassandra://gXws9HRt4eYO9kKCCy-3p4BZwTCv5kBzGj0tMqcCpx4)`׉ 7cassandra://l0WJxGKIbykqF3VZBxCRQzneUGhuV-4-1DhA7itlcfYͻ:͠]ZX8䰉/3{נZX9䰉/3}19ׁH$mailto:bryce@carsonexcavatingllc.comׁ ׁ ЈנZX9䰉/39ׁHhttp://www.cardinal-door.comׁ ׁ ЈנZX9䰉/39ׁHmailto:markm@cardinal-door.comׁ ׁ ЈנZX9䰉/3X̡9ׁHmailto:buettner@htc.netׁ ׁ ЈנZX9䰉/3x̵9ׁHhttp://www.beloman.comׁ ׁ ЈנZX9䰉/3]9ׁHmailto:jerry@beloman.comׁ ׁ ЈנZX9䰉/39ׁHhttp://mortgage.usbank.com/markׁ ׁ ЈנZX9䰉/39ׁHmailto:mark.dill@usbank.comׁ ׁ ЈנZX9䰉/39ׁHhttp://www.pedersonhvac.comׁ ׁ ЈנZX9䰉/3lM9ׁH'mailto:christopher.pederson@hotmail.comׁ ׁ Ј׉E Illinois Jaycees honor Tricia Buehne as 2018 Outstanding Young Person The Illinois Jaycees selected Tricia Buehne as an honoree of its Outstanding Young Persons of Illinois awards program. The Outstanding Young Persons (TOYP) program annually recognizes young people throughout Illinois who excel in their chosen fields, endeavors and show a great commitment to their respective communities. Buehne, 38, of Breese, is being recognized in the category of humanitarian and/or voluntary leadership. Buehne is active in many community and professional organizations. She is a board member and ambassador for the Highland Chamber of Commerce and served as its president in 2016. In addition, Buehne has been active in the Jaycees since 2001 and has been a past president of both the Highland and Illinois Jaycees as well as past national vice president of the United States Junior Chamber. She also serves as a board member for St. Joseph's Hospital in Highland and on the St. Rose Catholic Church picnic planning committee. Buehne is a vice president and mortgage lender at First Mid-Illinois Bank & Trust in Highland. She is an affiliate member and secretary of the Greater Gateway Association of Realtors; affiliate member of the Realtor Association of Southwestern Illinois and a member of the Home Builders Association of Greater Southwest Illinois and serves as secretary of its Professional Women in Building Council. In addition, she belongs to the Clinton County Connection Group. “Giving back to my community has always been important to me,” said Buehne. “I am honored and humbled to be recognized with an award given to so many amazing people." The Illinois Jaycees will recognize this year’s honorees at an awards banquet on May 12 at the Wyndham Springfield-City Centre. The event is supported by friends and employers of the honorees, local Jaycee organizations, Illinois businesses and the Illinois Jaycees Charitable Foundation. Friends, local businesses and organizations can offer congratulations to the honoree and support the program by purchasing space in the banquet program. Additional details can be found at www.iljaycees.org/toyp. Leadership development through community involvement has been the basis of the Jaycees since its inception in 1920. The goal of the not-for-profit organization is to provide members a means to reach their full potential through networking and personal growth opportunities and is ideal for proactive young people, ages 18 to 40. Members enhance a variety of skills as they work together to plan and run civic and individual development activities in their home communities and chapters. Illinois is the largest Jaycee state in the United States. To locate a chapter nearest to you, email servicecenter@iljaycees.org . Does your business have a unique story to tell? Tell us about it! We'd like to consider it for inclusion in our newsletter! If you have a professional headshot, graphic or photo that goes with your story, please submit it to hba@hbaswil.org 18 ׉ 7cassandra://kDkU2906yuaDMm9w9Q-9kz5UldFssSR_YBLTXPuBlNA*`ZX8䰉/3|׉EMarch Renewed Members Scott Credit Union Throm Construction Woods Basement Systems Professional Women in Building Council Brennan Building & Remodeling, Inc. CA Jones, Inc. (2) Landscapes Unlimited TheBANK of Edwardsville (4) Wells Fargo Home Mortgage (2) Remodelers Council Associated Bank Klemme Construction Roofers Mart Exterior Building Products The Sherwin Williams Co Pederson HVAC Chris Pederson 800 E. Hanover St New Baden, IL 62265 Phone / Cell: (618) 781-8284 Fax: (618) 588-2102 Email: christopher.pederson@hotmail.com Website: www.pedersonhvac.com US Bank Home Mortgage Mark Dill 1820 Lebanon Ave. - Belleville, IL 62221 Phone: (618) 233-4159 Cell: (618) 978-4047 Fax: (618) 233-3949 Email: mark.dill@usbank.com Website: http://mortgage.usbank.com/mark-dill-belleville-il.html 19 March 2018 New Members Beloman Jerry Harrington Jr. 5909 Cool Sports Rd. Belleville, IL 62223 Phone: (618) 235-6626 Cell: (618) 779-9889 Fax: (618) 233-3672 Email: jerry@beloman.com Website: www.beloman.com Buettner Electric, Inc. Keith Buettner 1119 Cottonwood Lane Waterloo, IL 62298 Phone: (618) 939-3620 Cell: (618) 719-1657 Email: buettner@htc.net Cardinal Door, Inc. Mark McBride 1760 Gravois Road High Ridge, MO 63049 Phone: (636) 677-4444 Cell: (314) 964-0001 Fax: (636) 376-4401 Email: markm@cardinal-door.com Website: www.cardinal-door.com Carson Excavating Bryce Carson 4736 E Golike Lane Bethalto, IL 62010 Phone / Cell: (618) 781-5982 Email: bryce@carsonexcavatingllc.com ׉ 7cassandra://gXws9HRt4eYO9kKCCy-3p4BZwTCv5kBzGj0tMqcCpx4)`ZX8䰉/3}ZX8䰉/3|(בCט(u׉׉ 7cassandra://OymTwvSWZIJAJ2HQ0io8lhadjrX1DzUSjFOWEu5n9ao `׉ 7cassandra://O7ROgp4yoMSbjsOO4MVSSGEg9b6qOenbAT0swFKauOksg`s׉ 7cassandra://mMPdYfI3lpufrNhcLSQCKZfSXfWJYG30-vzanxlGSyM(B`׉ 7cassandra://MwG8lk-IG7aTwRhdjY_BCoj0VU9l0rQLRMWoNGn6qdM͠]ZX8䰉/3~ט(u׉׉ 7cassandra://83gjqaSoARfF4Soe-k1OMyY_12MXY7z7B7uckt55SgY,`׉ 7cassandra://k1mES5gQZN3HTi-pIsK1m5DDLUuYOrZKiXcb5cJUcfAͱi`s׉ 7cassandra://NfKE8qCjRggVq7tSWiQhJF9HUnvh-GcfC_OfGb3t2bs4`׉ 7cassandra://D3CVTXdO0XufcEW4pma8dYU4zAJOnLjOCRLRgsQBuRg{͠]ZX8䰉/3׉E20 ׉ 7cassandra://mMPdYfI3lpufrNhcLSQCKZfSXfWJYG30-vzanxlGSyM(B`ZX8䰉/3׉Eo2018 HBA Home Show Corporate Sponsors OFFICERS President, Chris Matteo - Fulford Homes, LLC 1st Vice President, Beth Jacob - Jacob Family Enterprises 2nd Vice President, Aaron Klemme - Klemme Construction Southwest Illinois Housing Advancement Fund 2018 Home Builders Association Platinum Annual Sponsors Secretary, Jerry Yaekel, Jr. - Yaekel & Associates, Inc. Treasurer, Ken Diel - Kerber, Eck & Braeckel, LLP Immediate Past President, Dave Padgett - Padgett Building & Remodeling Co., Inc. DIRECTORS Jason Klein - Ameren Illinois Art Stumpf- AUTCOhome Appliances Michelle Null - Benchmark Title Company Coy Mullenix - CMI Construction Joe Knox - Copious Technologies Joel Keel - Custom Floors & More Robb Treat - Fairway Independent Mortgage Corp. Mark Fulford - Fulford Construction 2018 HBA Gold Annual Sponsors 2018 HBA Silver Annual Sponsors John Snapat, CAPS, CGR - Fulford Home Remodeling Steve Macaluso - Halloran Construction Jon Edler - Henges Interiors Robert Dee Jr. - Homes by Deesign Josh McDermott - J.T. McDermott Remodeling Contractors Jason Huelsmann - New Tradition Homes Ron Padgett - Padgett Building & Remodeling Barbara Markham - RE/MAX Preferred, The Markham Network Ryan Butler - Remington Properties Jeff Schmidt - RLP Development Sue Schultz - Sandberg Phoenix & von Gontard P.C. Mike Rathgeb - Spencer Homes Mark Vogt - Vogt Builders, Inc. 2018 HBA Bronze Annual Sponsors ADVISORY DIRECTORS Chris Jones - C.A. Jones Garrett Johnson - Garrett E. & Herschel E. Johnson R.E. & Dev. Scott Jacob - Jacob Sunroom & Exteriors Bruce Riedel - RLP Development Associate Vice President, Mindy Shafer - Wells Fargo Home Mortgage ׉ 7cassandra://NfKE8qCjRggVq7tSWiQhJF9HUnvh-GcfC_OfGb3t2bs4`ZX8䰉/3ZX8䰉/3(בCט(u׉׉ 7cassandra://t74umt9gah_TfbvCzJf4J-QBydy-vIZtwVVmM429Jb8Uh`׉ 7cassandra://leDTH2zi2HGRlyzW7cdpcXVUASl75mWd58pW91YKx44J`s׉ 7cassandra://loBiXBRTfVU-D9iDMPUQ4L30pTiAM1qhmNJzBzcPZ1k`׉ 7cassandra://s0zGHHj5XNkKwyO4eCamqIa34-HlQnq7m63AJtFSg6E~͠]ZX8䰉/3נZX9䰉/3<9ׁHhttp://WWW.HBASWIL.ORGׁ ׁ ЈנZX9䰉/3x΁̍9ׁHmailto:hba@hbaswil.orgׁ ׁ Ј׉E6100 West Main Street Maryville, IL 62062-6688 Office (618) 343-6331 Fax: (618) 343-6335 Email: hba@hbaswil.org WWW.HBASWIL.ORG ׉ 7cassandra://loBiXBRTfVU-D9iDMPUQ4L30pTiAM1qhmNJzBzcPZ1k`ZX8䰉/3׈EZX8䰉/3ZX8䰉/3(,Newsbrief April 2018ZXNhUm