׉?ׁB!בCט(u׉׉ 7cassandra://Fk1wnj2Ae9e5PfiqFt7sMkWiDZEHsMJ60WVdUcDqxnAYc`׉ 7cassandra://E6vUkXzAop_fJHBnjTXbL6kPgsnTQgQzymBtmCkRnuQͣj`s׉ 7cassandra://DYjA0ZqngS9Il_Z45MFWulgirben6FUQexw43AQLN204`׉ 7cassandra://On7z1TooEC31ynpVp3OLYSGWfwWN-vHBJZFOD4I6mNEg͠]WWg8Kט(u׈CNSvu׈EWWg8K׉EH B OME UILDERS A SSOCIATION NEWSBRIEF The Official Newsletter of the Home Builders Association of Greater Southwest IL The Voice of the Homebuilding and Remodeling Industries in Southwest Illinois. Representing Bond, Calhoun, Clinton, Greene, Jersey, Madison, Monroe, Randolph and St. Clair Counties September 2016 issue www.hbaswi l .org The Green Building Council held their first 3D Bow Shoot at the Town Hall Archery in Belleville. 30 shooters tested their marksmanship at 40 targets that challenged them to adjust for distance and angles in an indoor setting. Thank you to all the shooters, sponsors and volunteers that made this event a success! Congratulations to the Top Place Winners! 1st Place! 2nd Place! 3rd Place! David “Hawkeye” Padgett and Stewart England (not pictured) with Team Padgett Building & Remodeling took 1st Place with a Score of 678 and a cash prize of $200! Jim Cullen and Dayton Holloway with Team Broadview Screens took 2nd Place with a Score of 672 and a cash prize of $100! IN THIS ISSUE  September 30th: 3 Man Scramble Golf Outing  September 24th: 2016 Fall Home Show  October 14th: PWB - Bowling Event  November 3rd: Trivia Night  November 8th: PWB - Lunch w/ Mayor Graham of O’Fallon  PAC - Dinner w/ our Congressmen Review  GBC - 3D Bow Shoot Review  Membership Update  Many Industry Updates  Annual Sponsorship Recognition  September Calendar Dennis Flach and Jerry Yaekel with Team Wilke Window & Door took 3rd Place with a Score of 668 and a cash prize of $50! ׉ 7cassandra://DYjA0ZqngS9Il_Z45MFWulgirben6FUQexw43AQLN204`WWg8KWWg8K(בCט(u׉׉ 7cassandra://rpYd7jCXdnKtwC5CUWZ7wjR0P2KpNv2tx9HrnQROGjc0o`׉ 7cassandra://lPAqZx5y0wBuQzrCv8Xhs2cB1sYoE3vro5h1LfgUrhsw`s׉ 7cassandra://9psQdcS1xpHsY8dTvifJtfloDDUZcOeNTwb7Tpithm8-I`׉ 7cassandra://n0bUri9dSzeWI4X160CRAABb4uuy8w-AwnGMm7--JAA͚͠]WWh8Kט(u׉׉ 7cassandra://Ibd0DArKmIApffd6-oTOo-jcMiTYwpqDiy8d1jxY0-k`׉ 7cassandra://F0AioSrJt7rtrCZh8TrkFymFM6vKlqUhw0tk6BvWzvE͐`s׉ 7cassandra://Me4vx5aM9rE_x2w_I_NHl4ol4RR1qFMm1NHd8tyiVwc.`׉ 7cassandra://3cjcjB9D5OckJoBeNjusl9pmx93GrvHqMo2Wil0xsEE)Z͠]WWh8KנWWl8K݁f}9ׁHmailto:hba@hbaswil.orgׁ ׁ Ј׉ESSponsors 3D Bow Shoot SCORES Arrow Quiver Sponsors Appliance Discounters AUTCOhome Appliances CMI Construction First Clover Leaf Bank Fisher Lumber Gershman Mortgage New American Funding Padgett Building & Remodeling RP Lumber Bulls eye Contest Sponsor Greener Visions Food / Beverage Sponsors AUTCOhome Appliances Greater Gateway Assoc. of REALTORS Greener Visions P & A Drywall Supply Padgett Building & Remodeling Station SponsorS Allen Roofing & Siding Belleville News Democrat Broadview Screen Custom Marble Diel & Forguson First American Title Insurance Midwest Block & Brick Shake & Shingle Supply State Representative Jerry Costello, II TheBANK of Edwardsville Vogt Builders Wilke Window & Door 2 Trent Ketchum Paul Morgan Jerry Yaekel Dayton Holloway Paul Terry Dwayne Edgar Zec Bishop David Padgett Stewart England Jim Cullen Jon Edler Dennis Flach John Voellinger Steve Wilke Flo Terry Bobby Robinson Bailey Smith Ryan Hunsaker Zach Cassull Bob Dee Jr. Matt Steely Gaines Smith John Roth Chris Lenzen 359 352 351 348 347 344 342 341 337 324 321 317 317 315 294 281 276 257 247 233 213 120 110 56 ׉ 7cassandra://9psQdcS1xpHsY8dTvifJtfloDDUZcOeNTwb7Tpithm8-I`WWh8K׉EtFRIDAY, SEPTEMBER, 30th 2016 TAMARACK COUNTRY CLUB, Shiloh Check-in 11:30 am Shot Gun Start 12:00 pm Three Man Scramble Corporate Sponsor Every level of talent welcome……….. Come on out and join us for a beautiful day on the links!  Food all day before and during the event  Beverage Stands  Contest Prizes  Premium STL Blues Ticket Raffle  Prizes for 50/50, Skins & Top Scoring teams  Many more to share the day of the outing….……………….. Golf - $75 each SPONSORSHIP OPPORTUNITIES (includes 1 meal for company representative) Stationary Beverage Sponsor….$150 Be the “go to” stand for all golfers to get their staple refreshments on the course Hole Sponsor……..……..………$50 Company name and logo on a course sign. Logo must be .pdf or .jpeg format Volunteers are a must for this event! Please contact the HBA office if you can spend the day with the golfers Complete the following information to register/sponsor this exciting event FOURSOME / GOLFER INFORMATION: Primary Contact_____________________________________________ Company Name_____________________________________________ Phone Number______________________________________________ E-Mail____________________________________________________ Total Golfers ___ $ 75 each Beverage Stand Sponsor ___ $150 each Hole Sponsor ___ $ 50 each Total Amount Due $__________ Name/Company_____________________________________________ Name/Company_____________________________________________ Name/Company_____________________________________________ METHOD OF PAYMENT: ___Check Enclosed ___Invoice Member Company ___Charge to Visa/Mastercard ** credit card payments will include an additional 4% convenience fee** Card# ________________________________________ Exp Date ________________ City/State/Zip ______________________ Signature____________________________ Cancellation will be accepted 3 days prior to the OUTING No refunds or credits will be given for cancellations or no-shows. 3 GOLF OUTING Home Builders Association of Greater Southwest Illinois 6100 West Main St., Maryville, IL 62062 Office: (618) 343-6331 - Fax: (618)343-6335 - Email: hba@hbaswil.org ׉ 7cassandra://Me4vx5aM9rE_x2w_I_NHl4ol4RR1qFMm1NHd8tyiVwc.`WWh8KWWh8K(בCט(u׉׉ 7cassandra://I_4SURRR6jYIhu4fJmQzTih2bz2DiLbNiiplU9tv2P8`׉ 7cassandra://G7Zq2tKb6PL-8P9autg9u3Y_gD2I-URGU_maLCdYuOI͙`s׉ 7cassandra://w7WH5JQuAAW96ihKnzkXEhUIbcpS6Ew111Q1ZYdH5Bg4`׉ 7cassandra://KP-gwgnTLikFjbVtpLEmrLjWyAaE2tQeUUwdxwhGW_E k͠]WWh8Kט(u׉׉ 7cassandra://6U1cIS0cmou5uiJ9uKWbHoR9gUDrn1rqiIWzOR40FOYp?`׉ 7cassandra://FHk0cMw9UBzVn6oyykCU2Pa4zWx6duS6XmGKRD9zCQA͎`s׉ 7cassandra://a1LSomgsdmbJIFhkdWFD7yP68w_6Uol1snCz0irEfBQ0`׉ 7cassandra://s3Wy0rc36vDT5SloVJM8caVjFEM_djyO2qTt8xYPuW8n<͠]WWi8K׉Eo3D Bow Shoot in Action Robin Hood Trent Ketchum with Team Fulford Home Remodeling took the Robin Hood title home with the highest Score of 359 and a cash prize of $100! Bullseye Contest A shoot out was held between 3 qualifying shooters with one shot at a 40 yard distance. The winner was Jerry Yaekel not only does he have bragging rights but a cash prize of $50! 4 ׉ 7cassandra://w7WH5JQuAAW96ihKnzkXEhUIbcpS6Ew111Q1ZYdH5Bg4`WWi8K׉EFSATURDAY SEPTEMBER 24 9:00 a.m. to 4:00 p.m. 8 Terminal Drive, Bethalto IL Connect with over 2,000 consumers with your 10x10 exhibit Booth costs: $225 to $375 Current Exhibitors  Ameren Illinois  BNL Electric  Butler Home Improvement  Core Physical Medicine  Creative Landscapes  Gateway Residential Remodeling  Gutter Helmet of St. Louis  Helitech Waterproofing &  Foundation Repair  Jacob Sunroom, Exteriors & Baths  LeafFilter Gutter Protection  LeafGuard of St. Louis  Lombardo Weil Trailers  Midtown Home Improvements  Midwest Carpet & Duct Cleaning  Mosquito Fence  Quality Installation &  Home Improvement  R.P. Lumber Company  Renewal by Andersen  Renown Remodeling  Valenti’s Design Build & Remodel  Williams Painting  Woods Basement Systems Sponsored by ׉ 7cassandra://a1LSomgsdmbJIFhkdWFD7yP68w_6Uol1snCz0irEfBQ0`WWi8KWWi8K(בCט(u׉׉ 7cassandra://Hv8rumf3IrtFqsTzhi3qzmSO0rD7OKWVMnlTF3GFvJw`׉ 7cassandra://X1Wr3axmPif3NM4aJ4enCFczYuJh_5y8nZCI5nulJ14͏`s׉ 7cassandra://cDMDuf3rM4f594dmkJR7-noPBwpiXNRgp40ig2uzqp4,s`׉ 7cassandra://7Zr3S0uN-A6nFOB1zZNreo2jVSHRm4RiVJ5_5viiycY60͠]WWi8Kט(u׉׉ 7cassandra://dCF3c-sVHQ6yhYmxCT8UNMzWcQ4JMtMbAtaOk6H-mPA`׉ 7cassandra://5qIzLpSJRMTWpVWXohRNu_AiiCmV8d2iakWUV3FUBf8͞`s׉ 7cassandra://lT0HH-itVZuI3jnrJZJSA_TwsZOnmi-tnmRuYOQBniA42`׉ 7cassandra://o6WxlOJzQK8bPdxvObqtj33AbsBgh1s_cF36FPesTGc U͠]WWj8KנWWl8Kہi }9ׁHmailto:hba@hbaswil.orgׁ ׁ Ј׉EQualified Remodeler Magazine announced the top 500 for 2016! The original ranking of the nation's largest remodeling firms based on annual revenue. Remodelers on the Top 500 list are involved in the following types of projects: kitchen and bathroom remodels, room additions, whole-house remodels, insurance restoration, designbuild services and light commercial projects. Congratulations to two of our members for making the list! Mosby Building Arts - Ranked 98 Jacob Family Enterprises - Ranked 192 Congratulations to our members for winning the following awards! 2016 People’s Choice of SW Illinois Award by the Suburban Journals edition of St. Louis Post Dispatch! Best Bank & Mortgage Co: FCB Banks Firstco Mortgage Best Electrician: CMC Electric Best Home Builder: Padgett Building & Remodeling Best Home Deck Builder, Fence Company, Home Remodeling & Roofing Company: Jacob Family Enterprises (Jacob Sunroom & Exteriors, Chesley Fence & Deck, Daech & Bauer Roofing and Jacob Showers & Baths) Best Outdoor Living: Hearthside Grill & Fireplace 6 2016 Readers’ Choice Awards by the Belleville News Democrat! Best Appliance Store: 1st - Klein’s Brand Source Best Bank: 1st - TheBANK of Edwardsville 2nd - First National Bank of Waterloo Best Company to Work For: 1st - McCullough’s Flooring 2nd - TheBANK of Edwardsville Best Flooring Store: 1st - McCullough’s Flooring 2nd - Custom Floors & More, Inc. Best Home Builder: 1st - Padgett Building & Remodeling 2nd - Homes by Deesign 3rd - Fulford Homes Best Home Cleaning: 2nd - Absolute Specialty Services Best Mortgage Company: 1st - TheBANK of Edwardsville 3rd - First National Bank of Waterloo Best Window Company: 1st - Wilke Window & Door 2nd - Jacob Sunroom, Exteriors & Baths ׉ 7cassandra://cDMDuf3rM4f594dmkJR7-noPBwpiXNRgp40ig2uzqp4,s`WWj8K׉E Friday, October 14th Includes: 3 games of bowling, shoes, food and 2 starts at 6pm St. Clair Bowl 5950 Old Collinsville Rd Fairview Heights $40 per individual $200 per team of 5 Sponsorship Opportunities $100 Spare Sponsor ~ Logo on posters prominently placed and 2 bowlers $250 Strike Sponsor ~ Full team with signage at the lanes, logo on drink tickets & logo on invite drink tickets Prizes will be given for the highest team score, bowler with most strikes and Most gutter balls PWB Booze Barrow Raffle Tickets: 1 for $5, 3 for $10 or 10 for $20 *HBA office pre-selling tickets *Limited number of chances so Winner does NOT have to be present to win Proceeds to benefit the PWB Student Scholarship & School Project fund. Strike Sponsors Please complete the following information to register for this event. Call the HBA office at (618) 343-6331 with any questions Bowlers must be 21 and over Team Name: Primary Contact: Company Name: Phone Number: Email: # of participants SPONSORSHIPS Spare Sponsor Strike Sponsor ___ $40 each ___ $100 each ___ $250 each Raffle Ticket ___ $5 ___ $10 ___ $20 Total Amount Due $__________ Bowler Name: Bowler Name: Bowler Name: Bowler Name: Bowler Name: METHOD OF PAYMENT: ⌂ Payment Enclosed ⌂ Invoice Member Company ⌂Charge to Visa/Mastercard Card# _________________________________ Exp Date __________________ *credit card payments will include an additional 4% convenience fee City/State/Zip ____________________ Signature___________________________ Cancellation will be accepted 2 days prior to HBA PWB Event ~ No refunds or credits will be given for cancellations or no-shows. Home Builders Association Professional Women in Building Metro East 6100 West Main St., Maryville, IL 62062 7 Office: (618) 343-6331 - Fax: (618)343-6335 - Email: hba@hbaswil.org ׉ 7cassandra://lT0HH-itVZuI3jnrJZJSA_TwsZOnmi-tnmRuYOQBniA42`WWj8KWWj8K(בCט(u׉׉ 7cassandra://GIxvEBTHgLGWqEuXR-QjGoH12TUgAELAdyOQcTPltUo`׉ 7cassandra://_uMfjOv5O9-C7kxbcIjUDpFA6LKIPUwa2kGpm0ngoRQ͟Z`s׉ 7cassandra://W7SP73C_EFTggqpd91H1drsC6JS-alCvTPCbORHfBXs1$`׉ 7cassandra://RsLsg2xUVSjKHaOMV1fpurSIIqolemJyWpGV6kRMzTo <͠]WWj8Kט(u׉׉ 7cassandra://qas8jrtPocMHtJOMr_6Y2V69g8AfVhfKPsrumMF6wj0?`׉ 7cassandra://kNcPjN3afqsEZejfUtLlleoVUA1UAKjzRJD8ZpzvZgc`s׉ 7cassandra://s1Wma62aVL_4SBYiNd01uLIjqArGavGd4OcPCcVSXxI+`׉ 7cassandra://ZvJ-IrtzLzqN0U7BVDSf95Nkf93_zk5FOW214xKrh7Y<͠]WWj8KנWWl8K܁M ̊9ׁHmailto:hba@hbaswil.orgׁ ׁ Ј׉EApplications being accepted for Categories: Addition, Basement, Bathroom, Deck, Exterior, Kitchen, Landscaping, Outdoor Living Space, Specialty Projects, Structural, Waterproofing, Whole House Deadline & Fees: October 1st, 2016 $75 per entry for HBA Member $125 per entry for Non-HBA Members $25 Entry Late Fee (project submission after deadline) The Remodelers Council created the Remodelers of Distinction Award (RODA) to bring attention to the extraordinary work performed by remodelers in the Metro East. Applicants and Winners receive consumer and peer recognition throughout the year in print, social media and HBA Remodelers website page. Where would you like to take your membership in 2017? The HBA Event & Marketing Guide is an outline on how to add value to your membership and generate company recognition in front of your industry peers. This exclusive member publication highlights the majority of events throughout the course of the upcoming year. All opportunities featured are accompanied with a description to give you a better idea of what the event/publication/seminar is all about. Whether you like formal events such as the Remodelers of Distinction Awards and Installation Banquet or prefer the more casual networking events like our golf outing or trivia night, there is sure to be an event that fits your needs. This guide will soon be mailed directly to all the primary members but can also be downloaded from our website at www.hbaswil.org under the “Join the HBA” tab. 8 ׉ 7cassandra://W7SP73C_EFTggqpd91H1drsC6JS-alCvTPCbORHfBXs1$`WWj8K׉EANNUAL Trivia Event Thursday, November 3rd VFW Post 5691 1234 Vandalia, Collinsville 5pm Happy Hour ~ 6pm Trivia Put your useless knowledge to work!  7 rounds of friendly music trivia questions  1st Place CASH prize ~ Door Prizes Trivia & Dinner $25 each Chicken dinner with all the fixings, including 2 FREE drinks Prizes for BEST dressed musical attire! Event Sponsors: Complete the following information to register/sponsor this exciting event! Primary Contact____________________________________________________________ Company Name____________________________________________________________ Phone #/E-mail_____________________________________________________________ Player Names______________________________________________________________ _________________________________________________________________________ METHOD OF PAYMENT: ___ Check Enclosed ___ Invoice Member Company 8 person team ___ $200 Individual participants ___ $25 each Intelligent Sponsor Total Amount Due $__________ ___ Charge to Visa/Mastercard** ** credit card payments will include an additional 4% convenience fee Card# ___________________________________________ Exp Date ____________ Signature___________________________________ Cancellation will be accepted 2 days prior to TRIVIA NIGHT . No refunds or credits will be given for cancellations or no-shows. Home Builders Association of Greater Southwest Illinois 6100 West Main St., Maryville, IL 62062 Office: (618) 343-6331 - Fax: (618)343-6335 - Email: hba@hbaswil.org 9 ___ $100 each ׉ 7cassandra://s1Wma62aVL_4SBYiNd01uLIjqArGavGd4OcPCcVSXxI+`WWj8KWWj8K(בCט(u׉׉ 7cassandra://jzlbjzR1pLngcfo_XRVL255Oe9sxoNvse1y9mw9E9vA)`׉ 7cassandra://VjQWEhjjIEh9NnXR__J2R3MroL8TpECmhH5i9aQBdLs͒&`s׉ 7cassandra://ZMw3eWaAkrzKlnJHS6lD48deucod9F9dmMHarxo7eWY.`׉ 7cassandra://VtBpFZZqQsynwLNEJw7x3F9RXNQYRcgzgSSasFfpuZ0c̬͠]WWj8Kט(u׉׉ 7cassandra://veMY7VbieW6RpEGSFkKC8BnDhSfZfAZ-VlSTyTr5rOMrA`׉ 7cassandra://UVSpYuMsANAfi226McTvRfUanAhTmWNx2FEKaH26j60k`s׉ 7cassandra://Rmd-x_dVXUB3MXvG3VFmcMfQZTGW2H4MRReK-5ldL1A"r`׉ 7cassandra://APoYiriWPHXNBTtbtjvlRF6LYhJoY7XkCujF35clowkz͠]WWj8KנWWl8Kށj̲9ׁHmailto:tbutler@hbaswil.orgׁ ׁ Ј׉EDinner with our Congressmen We were delighted that Congressmen John Shimkus and Mike Bost found time in their busy schedules to join us for dinner and open discussion. The room was full of members who were ready to hear what they had to share about the work they are doing for us not only as business owners but as citizens too. The Congressmen listened to everyone’s concerns and answered questions about issues facing our industry and businesses as well as other matters facing our nation in the upcoming election. The Congressmen agreed that our nation is on the wrong path and shared the website www.abetterway.org that is full of ideas on how to address some of the biggest challenges of our time. Developed from input around the country each topic explains what Republicans are for and then details their plan on making the changes as well as reports, fact sheets, frequently asked questions and more. Topics include: poverty, national security, the economy, the constitution, health reform and taxes. www.ABetterWay.org 10 ׉ 7cassandra://ZMw3eWaAkrzKlnJHS6lD48deucod9F9dmMHarxo7eWY.`WWj8K׉E5Power Women Luncheon 11:30 am - 1:00pm Tuesday, October 25th Bella Milano 455 Regency Park, O’Fallon Hear from local Leaders about their road to success, passion and power across industries and generations that have redefined pathways to bring meaningful change in their business, personal lives and our local communities. # of reservations ____@ $20 per HBA Member includes lunch and soft drinks Company Name: __________________________________________________________________________________________ Phone# & Email: _________________________________________________________________________________________ Name(s) of attending: ______________________________________________________________________________________ ___Amount enclosed or payment below ___Will pay at the door (no shows will be invoiced) Charge to Visa/MasterCard Number*: __________________________________________ *credit card payments will include an additional 4% convenience fee ___Invoice company Exp Date ______ Signature _____________________________________ –or- Fax to: Mail to: HBASWIL, 6100 W. Main Street, Maryville, IL 62062 (618) 343-6335 -or– email to tbutler@hbaswil.org HBA Policy: Registration for the HBA Event is considered confirmation of your participation and will be invoiced if cancellation is not made within 3 days of the event. 11 ׉ 7cassandra://Rmd-x_dVXUB3MXvG3VFmcMfQZTGW2H4MRReK-5ldL1A"r`WWj8KWWj8K(בCט(u׉׉ 7cassandra://fJcMqQ8137ZqUB7Da3TEHnmRcfocR70l79u1FSIQcIAm,`׉ 7cassandra://8Ju0PzzGrFgw_Nfect5aH_-vcNarrFTsoDrACcFs_Aw͒`s׉ 7cassandra://IZqyya6fz8fzPN4z1cMEaPARHYYKrPPQjs2rZXXGrGM(`׉ 7cassandra://SDOFwpu-CaKt-RmPztpeC-GRxwFaWcoxh7SzxYNHQ_Egh͠]WWj8Kט(u׉׉ 7cassandra://Ni6ED41VjMrCsnFdCAZr1QnHu9In5szqRK0L8rvZdl0P`׉ 7cassandra://CkgBnYitkuQHegwkiB9qS52q4r0_IyGgBdwu3noBebc͚`s׉ 7cassandra://GuGHzt8w6AeJt3em-36AVlxtKRuZa89Z-hKEC1miTNo-E`׉ 7cassandra://8y7qLaJ4vE7--N6qYXwXhmxpGDYvOgBwVwI4r09-K0Q͟&͠]WWk8KנWWj8KӁ9׉Hkhttp://www.urban.org/urban-wire/tight-credit-standards-prevented-52-million-mortgages-between-2009-and-2014Gׁ ׁ rנWWj8K.L9׉Hkhttp://www.urban.org/urban-wire/tight-credit-standards-prevented-52-million-mortgages-between-2009-and-2014Gׁ ׁ rנWWj8KE"9׉HShttps://www.nahb.org/en/research/nahb-priorities/low-income-housing-tax-credit.aspxGׁ ׁ rנWWj8K̽(9׉HZhttp://nahbnow.com/2016/08/top-clinton-advisor-cites-importance-of-housing-to-the-economy/Gׁ ׁ rנWWj8K@D(9׉HZhttp://nahbnow.com/2016/08/top-clinton-advisor-cites-importance-of-housing-to-the-economy/Gׁ ׁ rנWWj8Ku (9׉H`http://nahbnow.com/2016/08/trump-vows-to-cut-burdensome-regulations-in-address-to-home-builders/Gׁ ׁ rנWWj8K@(9׉H`http://nahbnow.com/2016/08/trump-vows-to-cut-burdensome-regulations-in-address-to-home-builders/Gׁ ׁ r׉E Top Clinton Advisor Cites Importance of Housing to the Economy Gene Sperling, a top economic advisor to Democratic presidential candidate Hillary Clinton, said that housing will play an important role in a Clinton administration. “For Hillary Clinton, growing middle-class jobs and middle-income security is the single lens in which she will judge economic policy,” Sperling said in an address to the NAHB Board of Directors at their Midyear Meeting in Miami. “What better helps the middle class than housing? Housing creates jobs in the United States. There is probably no other sector that creates jobs throughout income levels – from construction jobs to professional and servicing jobs.” Noting that the credit pendulum has swung too tight in the aftermath of the Great Recession, Sperling cited a study from the Urban Institute that compared credit availability during the pre-crisis levels to the standards of today. The study found that 5 million fewer home loans have been issued as a result of current tight lending standards. “Our challenge now is to never swing back to where we were, but to get to an equilibrium where people who are creditworthy can get the housing they need,” said Sperling. “This will lead to increased housing starts, construction and affordable housing, which we need in this country.” Sperling noted that the issue of housing finance reform is “really tough,” but stipulated that a government backstop is essential to protect the 30-year mortgage. “You need a backstop to ensure the United States of America still has a 30-year fixed mortgage,” said Sperling. “That is something that gives people the opportunity to become home owners in this country.” If Clinton is elected president, Sperling said she will: Defend and expand the Low Income Housing Tax Credit.  Encourage communities to implement land use strategies that make it easier to build affordable rental housing near good jobs by increasing funding for infrastructure banks and competitive grant programs.  Support common sense relief for community banks and make sure that any reforms level the playing field so that Wall Street banks do not have any advantages over community lenders.  Focus on a major infrastructure plan in which “she sees construction and housing as part of that larger infrastructure.” Regarding the mortgage interest deduction, Sperling said that Clinton’s tax plan would retain the mortgage interest deduction but cap the marginal rate at which households can take their deductions at 28% “So for 98% of Americans, the mortgage interest deduction is completely untouched,” said Sperling. NAHB does not endorse presidential candidates. 12 ׉ 7cassandra://IZqyya6fz8fzPN4z1cMEaPARHYYKrPPQjs2rZXXGrGM(`WWk8K׉E Trump Vows to Cut Burdensome Regulations in Address to Home Builders Additionally, Trump said he will end corporate inversions and repeal the estate tax, commonly referred to as the death tax. “I know so many families that have been destroyed by the death tax,” he said. “They end up losing their business or have to sell their business. Farmers are hit hard, housing companies are hit hard.” More than 950 NAHB members and guests listened to the Republican presidential candidate. Republican presidential candidate Donald Trump today vowed to cut regulations that are hurting the housing and economic recovery. Speaking before more than 950 NAHB members and guests attending the NAHB Board of Directors Midyear Meeting in Miami, Trump said that over-regulation is costing the economy $2 trillion per year. “No one other than the energy industry is regulated more than the home building industry,” said Trump. “Twenty-five percent of the cost of a home is due to regulation. I think we should get that down to about 2%.” Laying out his plan to create more jobs, lower taxes and reduce burdensome regulations, Trump said: “We will impose a temporary moratorium order on new agency regulations. We’ll cancel all illegal and overreaching executive orders signed by President Obama. We will eliminate all regulations that kill jobs. We will remove the bureaucrats that only know how to kill jobs and replace them with experts who know how to create jobs without regulations.” As part of his program to spur job and economic growth, Trump promised a major tax simplification plan to reduce the tax code to three brackets and ensure that all small businesses will be taxed at no more than 15%. “Everyone’s taxes will go down under my plan,” said Trump. 13 NAHB Remodelers Chair Tim Shigley of Wichita, Kansas, had a message for More than 11,000 people viewed Trump’s address to the NAHB board via a live video feed. “We are very honored to have these national leaders address our members,” said NAHB Chairman Ed Brady. “Their presence at our board meeting conveys the important role that the nation’s housing industry will play in the upcoming elections and reaffirms that housing must remain a national priority.” NAHB does not endorse presidential candidates. Noting that his father was a home builder, Trump expressed a deep affinity for the industry. “A home builder taught me everything I know,” he said. “There is no greater thing you can do. If you can build a home, you can build anything.” ׉ 7cassandra://GuGHzt8w6AeJt3em-36AVlxtKRuZa89Z-hKEC1miTNo-E`WWk8KWWk8K(בCט(u׉׉ 7cassandra://g3A6M2dz8p340z8G1uwLEfqxZcTJlLid-II7ZeDNCdA`׉ 7cassandra://a7iXPwdZNeqET5VoVks5ZHGu6tWVXR_48DQ983KuDOU͹`s׉ 7cassandra://uFbsDlR7dG96EadxVkYzqIRpeCJZBBK5xdg8WAPr_tY2'`׉ 7cassandra://PgW8jwVzcwD2uUMwBfKNbWm4SfvBv-EY5ZUu7pnd_6Uͦ͠]WWk8Kט(u׉׉ 7cassandra://4-OyDU8ESIICm-9eYXxn1blDXs5CSTN8FrolGs7NW_02`׉ 7cassandra://nWDCW7Y3G5oxgBk9KE6QfytMTcjSxgFhnKj7A3h-jQUx`s׉ 7cassandra://Ok_IW8vTadWZKriKYKtyH8PBDkuMZ0y8ewsMUQ-7szE(`׉ 7cassandra://j20FFQqyoKAVZo9rg7Gz6jluXor45NpbbGO4HujXDuY5͠]WWk8KנWWk8K9׉H(http://mailto:Elliot@graphsandlaughs.netGׁ ׁ rנWWk8K̊9׉Hhttp://www.econ70.comGׁ ׁ r׉E Driverless Cars At present there are 240 million cars and light trucks in the USA, most of which are parked 23 hours a day or more. This idleness makes owning and driving a car expensive. If cars could just be used more, automobile transportation costs would fall. They will not only be safer than existing cars, but will travel faster and get much better gas mileage. And, shared self-driving cars are expected to easily take 50% of existing cars off the road. Suddenly the cost of conveying a passenger is likely to be not much more than double or triple the cost of public transit. Better yet, hailing such a vehicle from the permanent circulating fleet will take little time and no more than a swipe or two on your smart phone. As a bonus, on-street parking and most off-street parking would completely disappear. That is the promise of Uber, Lyft and all the other assorted ride hailing services. But, what about the next step, driverless cars? With no driver to pay, travel becomes even cheaper. What does the promise of cheaper transportation mean for cities, commutes, sprawl, and more generally how we live? I suggest it will encourage sprawl by increasing the distance of our commutes. Here’s why: As goods and services get cheaper we generally consume more of them. For example, long distance phone calls were once prohibitively expensive and we made them rarely. Today, they are free and we make lots of them. Televisions used to be very costly; a house had just one. Now, every room has a TV. Several years ago, gasoline was $4/gallon and owning a Prius was a status symbol. Now, with gasoline at $2.25/ gallon, we are buying gas guzzlers by the gross and driving more too. In short, as something gets cheaper, we generally consume more of it. Returning our attention back to driverless cars, as new technologies and roads are built to specifically accommodate these vehicles, their transformative potential will become apparent. 14 In short, we are on the verge of faster, safer, and cheaper travel. Add to this the twin observations that people generally are willing to commute about 30 minutes to get to work, and that (possibly as a result), urban population densities have generally been declining by about 1%/year since about 1890, and you have a strong likelihood that the cost and time savings these new modes of travel promise will result in longer distance commutes, and thus continued sprawl. In short, the easier it is to get from “Here” to “There”, the farther away from “There” people are apt to live. Moreover, this outcome is highly likely no matter how things turn out. If we enthusiastically embrace ride-sharing technology, something Americans have never done, we will all be whisked speedily to our now ever-distant places of work and sprawl continues. By contrast, if few of us ride-share and we instead use our own selfdriving cars, which is probably more likely, it would mean more cars on the road and thus slightly slower speeds than what could be achieved via mass ride-sharing and thus longer commutes. But we would all be watching TV or reading so who cares! Elliot Eisenberg, Ph.D. is President of GraphsandLaughs, LLC and can be reached at Elliot@graphsandlaughs.net. His daily 70 word economics and policy blog can be seen at www.econ70.com. ׉ 7cassandra://uFbsDlR7dG96EadxVkYzqIRpeCJZBBK5xdg8WAPr_tY2'`WWk8K׉E15 ׉ 7cassandra://Ok_IW8vTadWZKriKYKtyH8PBDkuMZ0y8ewsMUQ-7szE(`WWk8KWWk8K(בCט(u׉׉ 7cassandra://1RuQM3KbUHI5JddxQ-FAajuReaxRZxajtRhqhKES2ion`׉ 7cassandra://J4HPCb6WuKc8yraA2PVUgj2AbmGCdwhRrazVP8HU4f8͐ `s׉ 7cassandra://CAh-RRVu_OiMAwebmXobogV9GCl1I-MwBJbjrW86_xM-`׉ 7cassandra://S0notEA3N6smEQJq6PT_f7G7gzKY97Q7yRyfevqpHX4ubt͠]WWk8Kט(u׉׉ 7cassandra://nDy1YoHUowHIQuV_wWs7LnJei2ZA591CI1EPGQ0MbWM\`׉ 7cassandra://uLqsI9rJA4tYO7-zp9Wp3rvlsqMtuSaDGe2uFcgRsCIͥ`s׉ 7cassandra://sHdK_CyRpsEjb5zLW9ICrVaCB5_cXIE-r6eOlDbDg-w1)`׉ 7cassandra://Z2Z-oMer-bDZf-CL3UItvbvfbBQujFqJM9QLY8-wZkg-S͠]WWk8KנWWk8K9׉H!http://mailto:tbutler@hbaswil.orgGׁ ׁ rנWWl8K̔9ׁHhttp://www.hbaswil.orgׁ ׁ ЈנWWl8K̊9ׁHmailto:hba@hbaswil.orgׁ ׁ Ј׉E August 2016 Renewed Members Negwer Materials, Inc. Sandberg Phoenix & von Gontard PC The Fireplace Store & More Wasem Construction Remodelers Council Ambassador Floor Company Chesley Fence & Deck (NEW) Henges Interiors Srogus Construction, Inc. Green Building Council Garrett E. & Herschel E. Johnson RE & Dev Homes by Deesign Professional Women in Building Council Fulford Homes LLC JOIN THE HBA BOARD OF DIRECTORS Must be motivated, able to influence the establishment of goals and objectives, be able to attend monthly Board of Directors meetings and learn about the Association programs and initiatives. This position is a minimum 1 year term. Send an email to tbutler@hbaswil.org or call (618) 343-6331 with your nomination today! Pace Design & Construction 2419 Calico Lane Maryville, IL 62062 Phone: (618) 407-5466 Email: tim.pace@charter.net Website: www.pacedesignconst.com IBS 2017 Register by Nov. 11 & Save! The Builders’ Show is the must-attend event for thousands of building industry professionals each year. Learn why! January 10-12 - Orlando www.Buildersshow.com/top10 16 Madison County Planning & Development 157 North Main Street Edwardsville, IL 62025 Phone: (618) 296-4408 Email: mabrandmeyer@co.madison.il.us Website: www.co.madison.il.us Tim Pace August 2016 New Members Matt Brandmeyer ׉ 7cassandra://CAh-RRVu_OiMAwebmXobogV9GCl1I-MwBJbjrW86_xM-`WWk8K׉E F2017 Public Directory & Membership Directory Advertising Rate Card Unique annual publications with low cost to promote HBA members to consumers in our Public Directory and member to member direct in the Membership Directory. - The Public Directory is inserted in the Sunday, January 15, 2017 Belleville News Democrat reaching over 60,000 homeowners in St. Clair & Madison Counties. The Membership Directory is the go to phone book for all members to find other trade professionals, local municipality information and the annual calendar of events for the HBA.    All ads will be in full color Collective Marketing benefit for HBA members ONLY Only ready-to-use ads can be submitted in .jpeg or .pdf  Deadline: December 16, 2016 Rates Ad Size (vertical only) $775 $625 $525 $525 $375 $225 Public Directory (Homeowners Resource Guide) - Deadline December 16, 2016 Ad Placement Full Page (7.75”W x 9.875”H) Back Cover Full Page (7.75”W x 9.875”H) Inside Front/Back Cover Full Page (7.75”W x 9.875”H) Inside pages 1/4 Page (3.75”W x 4.875”H) Front Cover (1 spot) Half Page (7.75”W x 4.875”H) 10 positions available 1/4 Page (3.75”W x 4.875”H) 20 positions available All current HBA members will be listed by classified listing in this publication, additional advertising options and costs provided are not negotiable. Due to limited space restrictions in the Public Directory Insert, advertising reservations will be taken on a first come first serve basis within the HBA membership. Membership Directory - Deadline December 1, 2016 Rates Ad Size (vertical only) Ad Placement $425 $275 $175 $125 Full Page Full Page Full Page 1/2 Page Inside pages Inside pages Back Cover, Inside Front/Back Cover Tab pages All current HBA members will be listed by company name, classification and member name in this publication. This directory also includes contact information for HBA, HBAI, NAHB, local municipalities and a full 2017 calendar of HBA events. Public Directory Ad Purchase : Back Cover___ Inside Front/Back Cover___ Inside Full pg___ Front Cover___ Half Pg___ Quarter Pg___ Membership Directory Ad Purchase: Back Cover, Inside Front/Back Cover___ Full Tab pg___ Full pg___ Half Pg___ Company ____________________________________________________________ Contact Name __________________________________ ⌂ Invoice Company ⌂ Payment Enclosed ⌂ Charge to credit card (Visa/MasterCard ONLY) **credit card payments will include an additional 4% convenience fee Visa/Master Card# _____________________________________ Exp date: ________ Signature: __________________________ Home Builders Association of Greater Southwest Illinois 6100 West Main St., Maryville, IL 62062 Office: (618) 343-6331 - Fax: (618) 343-6335 - Email: hba@hbaswil.org www.hbaswil.org 17 Total Ad Space Purchase $____________ Email/Phone# __________________________________________ ׉ 7cassandra://sHdK_CyRpsEjb5zLW9ICrVaCB5_cXIE-r6eOlDbDg-w1)`WWk8KWWk8K(בCט(u׉׉ 7cassandra://AfYTGIWyPomCr-WXUVdBEC0n1W2YtWRNlh2LJm1B7Qo/`׉ 7cassandra://i8Hix6gbwnCTOELWY3H8rPpiDUWOAiLOGwKeZXp_4PQ͐\`s׉ 7cassandra://3uV-tfyyTCk0aL0mF4r6W6XWRsBIXBMYwzwyNGCRb6Q--`׉ 7cassandra://Y2FHy8sarNjQVj8j_aQsAiSl3h_sC8XiBjtonzNBDewh͠]WWk8Kט(u׉׉ 7cassandra://tgmXVa3tsqa-382Kb7s0xHrx473J7H21h8rIajTUK4o`׉ 7cassandra://77_1qFWnTdIROKQlSbFDUbHJ8I2pwirsVeCRfQSqgugͷ`s׉ 7cassandra://cy-JBfQ9KwmX6l31FNdPG7sVGZaLxeOcV3itGXXUGps7`׉ 7cassandra://gy-HSrKR2wB4LbuVFcuVlvp7nhIVE2_PaRxNth5hl6o͠]WWl8K’נWWl8Kg̃9ׁHhttp://www.hbaswil.orgׁ ׁ ЈנWWl8K̂9ׁHmailto:hba@hbaswil.orgׁ ׁ Ј׉E 2017 ANNUAL SPONSORSHIP PACKAGE LEVELS As an HBA Annual Sponsor, there are many benefits you will receive throughout the calendar year depending on the level you choose. Additional special benefits and recognitions for sponsors will be developed throughout the year, not to mention the increased business exposure. Recognition you cannot afford to miss out on! HOME SHOWS $6,000 (value $50,000) PLATINUM TIER $1,500 (value $3,000) GOLD TIER $1,000 (value $2,000) SILVER TIER $500 (value $1,000) BRONZE TIER $250 (value $500) All levels are negotiable with equal offerings for different events or promotions. Call the HBA office to personalize your tier.  Banner, newsletter and website logo recognition on home page, membership directory page and home show pages  Full Page Ads in Home Show Guides  Included in print ads, press releases, TV commercials for starters sharing your logo recognition with over 300,000+ consumers in our territory.  Limited to non-competing HBA member companies.  Free Booth Space - Two 10x10 in the Spring and One 10x10 in the Fall and signage/banners at the Home Shows along with admission discount recognition.  Installation Banquet complimentary tickets for 2  Banner, newsletter and website logo recognition on home page and membership directory page  1/4 Page Ad in Public Directory & Full Page in Membership Directory  Touch Program Logo Sponsor  Top Level Sponsorship at Sport Clay Shoot, Golf Outing, 3D Bow Shoot and Holiday Party Event Sponsorship  Banner, newsletter and website logo recognition on home page and membership directory page  Full Page Ad in the Membership Directory  Sport Clay Shoot Station Sponsor, Golf Outing Hole Sponsor, 3D Bow Shoot, Concession Sponsor and Holiday Party Wine Tasting Sponsor  Banner, newsletter and website logo recognition  1/2 Page Ad in the Membership Directory  Sport Clay Shoot Station Sponsor, Golf Outing Hole Sponsor, 3D Bow Shoot & Holiday Party entry for two (2)  Banner, newsletter and website logo recognition and quarterly newsletter half page ad Register your commitment level: ◊ Home Show $6,000 ◊ Platinum Tier $1,500 ◊ Gold Tier $1,000 ◊Silver Tier $500 ◊Bronze Tier $250 ________________________________________________ ________________________________________________ Name Company ________________________________________________ ________________________________________________ Phone Email address Payment Options ___ Invoice Company ___ Check Enclosed ___ 3 month payment option (check or credit card) ___ Credit Card *credit card payments will include an additional 4% convenience fee ________________________________________________ Credit Card# Visa or Mastercard ONLY Exp Date _____________________________________________________________ Signature Complete and return this form by January 31, 2017 to: Home Builders Association of Greater Southwest Illinois, 6100 West Main St., Maryville, IL 62062 Office: (618) 343-6331 - Fax: (618)343-6335 - Email: hba@hbaswil.org - www.hbaswil.org 18 ׉ 7cassandra://3uV-tfyyTCk0aL0mF4r6W6XWRsBIXBMYwzwyNGCRb6Q--`WWl8K׉E$2016 HBA Home Show Corporate Sponsors OFFICERS President, Jeff Schmidt - RLP Development 1st Vice President, Dave Padgett - Padgett Building & Remodeling Co., Inc. 2nd Vice President, Joe Lanahan - Joe Lanahan Construction Services Associate Vice President, Mindy Shafer - Wells Fargo Home Mortgage 2016 Home Builders Association Platinum Annual Sponsors Secretary, Jerry Yaekel, Jr. - Yaekel & Associates, Inc. Treasurer, Robb Treat - Guaranteed Rate, Inc. Immediate Past President, Chris Jones - C.A. Jones, Inc. 2016 HBA Gold Annual Sponsors 2016 HBA Silver Annual Sponsors DIRECTORS Jason Klein - Ameren Illinois Michelle Null - Benchmark Title Company Art Stumpf- AUTCOhome Appliances Joel Keel - Custom Floors & More Robert Dee Jr. - Homes by Deesign Joe Knox - Copious Technologies Beth Jacob - Jacob Sunrooms, Exteriors & Baths Aaron Klemme - Klemme Construction Jason Huelsmann - New Tradition Homes Barbara Markham - RE/MAX Preferred, The Markham Network Mike Rathgeb - Spencer Homes Mark Vogt - Vogt Builders, Inc. 2016 HBA Bronze Annual Sponsors OFFICER REPRESENTATIVE DIRECTORS Ken Diel - Diel & Forguson Mark Fulford - Fulford Construction Chris Matteo - Fulford Homes, LLC 19 John Snapat, CAPS, CGR - Fulford Home Remodeling Ron Padgett - Padgett Building & Remodeling Norm Etling - Village of Shiloh ׉ 7cassandra://cy-JBfQ9KwmX6l31FNdPG7sVGZaLxeOcV3itGXXUGps7`WWl8KāWWl8KÁ(בCט(u׉׉ 7cassandra://zipaKGP6OlA_mD-vtF01IxICNd4Kw5IEdCZbK0gpnBsH`׉ 7cassandra://um5-Y6nFE8Qc4XLh0LTJxKi_-MG9eZ0ax9xeeOh1shQS`s׉ 7cassandra://ATGc1jSt0nFJ9ugsV690vmSqzaT_JV0QPwyy6LkpH8U`׉ 7cassandra://6b8nhT4L_-qmgP5RYBefaqIC2NWtckAeg4vt7ij0iig;:͠]WWl8KŒנWWl8K<9ׁHhttp://WWW.HBASWIL.ORGׁ ׁ ЈנWWl8Kx́̍9ׁHmailto:hba@hbaswil.orgׁ ׁ Ј׉E6100 West Main Street Maryville, IL 62062-6688 Office (618) 343-6331 Fax: (618) 343-6335 Email: hba@hbaswil.org WWW.HBASWIL.ORG 20 ׉ 7cassandra://ATGc1jSt0nFJ9ugsV690vmSqzaT_JV0QPwyy6LkpH8U`WWl8K׈EWWl8KǁWWl8KƁ(,Newsbrief September 2016WW]Tւ