׉?4ׁB!בCט  su׉׉	 7cassandra://lN3cZMnnbXZYTU9qa8N-TuXO0TiC4resttQHVhLniXc 2j`n׉	 7cassandra://WVaSza3PmMRCpA5VFMfN_SkQtppQ8LQ9emmsS4HDaeM͚f`׉	 7cassandra://JUofxmAIq9By1JdkONjC4ZluDHlunRpPgU-eYqeX-hE6` ׉	 7cassandra://i803sWeUsKhvzN50uJ6nfpInArTqPTm4KoTnuRxys9g )?͠Ea~.y=!o׈Ea~.y=!o׉E;Prime Time
C ONNEC TICUT
r
WILD TIME
S
ab
Erica Drzewiecki | Staff - Education Coordinator
Adam Marzi from the New Britain Youth Museum at
Hungerford Park teaches seniors about animals.
NOVEMBER 2021
Call the owner, Tyson,
at 860-583-1526.
Voted 2021 & 2020
Best Nursing Home!
So far, we had 0
residents w/COVID.
F
׉	 7cassandra://JUofxmAIq9By1JdkONjC4ZluDHlunRpPgU-eYqeX-hE6` a~.y=!oa~.y=!o	sבCט   su׉׉	 7cassandra://0uRhky6gtS3tW-V3UbhGfEF6Ph-ZYXCDrSrbwzj8hJI Ɔ`n׉	 7cassandra://s2XUN3ExJUZPRXhNPKKRS96x68sMiBw-zuBawz_itO0͎`׉	 7cassandra://GudDD_jcvBx6cpT_teF-WLEOo0RaeyxH4Sfra1U443s-` ׉	 7cassandra://3G4pCv0NEpn_M-EXw6LIUZN7HqQ6l_n25hrPO1ov9qU  I
͠Ea~2y=!oט  su׉׉	 7cassandra://dstYdTWmPfZQPVZ9dl-jQZk_cxb800aLIcpoPgGCTDM `n׉	 7cassandra://ncksb2lvRyoVx1K2haMJUfJs1LFxR3U1xcwIIN0QBDwͲh`׉	 7cassandra://y6sWU7k9WbasKEd40LBbN9FPk5kV6EgXRttATQsqVqc5#` ׉	 7cassandra://xeUtXVFlxLu36JQmw3_xaVLi3mNGWT3kdPBnbd6qUfY %͠Ea~2y=!oΔנa~3y=!oف ^9ׁH !http://www.bristolhearingaids.comׁׁЈנa~3y=!o؁ ]z9ׁH !http://www.starlingphysicians.comׁׁЈנa~2y=!oׁ @[9ׁHhttp://Ktelderlaw.comׁׁЈנa~2y=!oց [9ׁHhttp://ktelderlaw.comׁׁЈ׉E	INSIDE
November
Visiting, learning
about animal
friends at senior center
PAGE 6
Let our smiles be a part
of your road to recovery.
IF LAUGHTER IS THE
BEST MEDICINE
THEN A SMILE IS
PART OF THE CURE
High Quality Care is not complete without the kindness and compassion
of a dedicated staff. At our center, we strive to provide excellence in care
with the friendliest of smiles.
Our staff is committed to going the extra mile to make
your time spent with us a five-star experience.
Visit us online or call to
schedule a personal tour today!
• Physical, Occupational
and Speech Therapies
FEATURES
3 Daniel O. Tully | 4 Czepiga Daly Pope & Perri
5 Stephen Allaire | 8-9 Healthy Living
10 Datebook
Connecicut Prime Time is published monthly by Central
Connecticut Communications, LLC, One Liberty Square, P.O.
1090, New Britain 06050. Free copies are distributed throughout
Central Connecticut. For a location near you, call 860-225-4608.
Prime Time is a free newspaper and is delivered at no cost. Should
you choose to receive copies, or have delivery stopped, please call
860-225-4608.
Michael E. Schroeder
Editor and Publisher
mschroeder@centralctcommunications.com
860-225-4601
Erica Drzewiecki
Staff Writer
edrzewiecki@centralctcommunications.com
860-225-4601
Gary Curran
Advertising Director
gcurran@centralctcommunications.com
860-225-4601
Product not available in all states. Includes the Participating (in GA: Designated) Providers and Preventive Benefi ts Rider. Acceptance guaranteed for one
insurance policy/certifi cate of this type. Contact us for complete details about this insurance solicitation. This specifi c offer is not available in CO, NY; call
1-800-969-4781 or respond for similar offer. Certifi cate C250A (ID: C250E; PA: C250Q); Insurance Policy P150 (GA: P150GA; NY: P150NY; OK: P150OK; TN: P150TN).
Rider kinds: B438, B439 (GA: B439B).
6208-0721
nt
860-589-1682
61 BELLEVUE AVENUE
BRISTOL, CT 06010
www.PinesBristol.com
• Orthopedic Injuries
and Post-Surgical Care
• Respite Care
MEDICARE
5 Star
Rating
BEST OF
READERS’ POLL
2021
DENTAL Insurance
Getting back to the dentist couldn’t be easier!
CALL TODAY
1-877-578-3511
Dental50Plus.com/nbherald
Get your
FREE
Information Kit
B2 Connecticut PRIME TIME • November 2021
• Cardiac & Pulmonary
Recovery Programs
• Hospice Services
Coordination
If you’ve put off dental care, it’s easy to get back on track. Call
Physicians Mutual Insurance Company now for inexpensive dental
insurance. Get help paying for the dental care you need. Don’t wait.
90998
׉	 7cassandra://GudDD_jcvBx6cpT_teF-WLEOo0RaeyxH4Sfra1U443s-` a~.y=!o׉EColumn
Comprehensive medical care for routine eye exams,
the treatment of eye disease, and ocular surgery
When you turn your
clocks back, review
your estate plan
In November we change our clocks back
to standard time. Just as we are encouraged
to change the batteries in our smoke detectors
when we go off, or on, daylight savings
time, I’d like to encourage you to take the
time to review your estate planning documents
and to make important choices for
your legal and financial future.
It’s easy to procrastinate on making
important decisions because
they are time consuming or tedious.
If you do procrastinate and then a
crisis arises, it may be too late to fix
the problem.
Here are some of the planning
issues you should review and resolve.
Update your Will or Trust. It
may seem obvious, but often people
delay this task even as their life
changes dramatically. If you have
had children (or grandchildren)
since your last Will or Trust was written,
then it’s time to update. If your children
have had health issues or a divorce, you
should seek legal advice about changing your
Will. If your financial situation has changed,
or if you or your spouse has had serious
health issues, then you should review this
part of your plan.
Check your beneficiary designations.
The forms for your retirement accounts,
pension plans, annuities and insurance policies
make it clear how you want these assets
to pass at your death. Please keep in mind
that your Last Will and Testament will not
control the disposition of these assets if you
designate beneficiaries. If you have on-line
access to these accounts, you may be able
to check the designations and update them
online.
Review your Durable Power of Attorney
(POA). A law went into effect October 1,
2016 regarding Powers of Attorney and your
POA may need to be revised. You should
also review your advance medical directives.
If you don’t have these tools as part
of your plan, then now is the time to get
them in place. They are your opportunity
to designate the right people to make your
financial and medical decisions for you if you
are unable to make them for yourself. The
alternative in Connecticut is court-ordered
Daniel O.
Tully
conservatorship. This process is costly and
cumbersome. If you have these tools in
place, then you should ensure that the people
you have designated as your agents are still
willing and able to serve in those positions,
and that the tools reflect current state law.
Even young adults should make their wishes
clear, especially in advance medical directives,
which include the Living Will.
Review your life insurance and
financial plan. The life insurance
review should be part of your overall
financial review. You may have
purchased life insurance as a means
to replace income to take care of
your children or spouse. Your children
may be grown and you may
have other assets that will be sufficient
to take care of your spouse.
On the other hand, if you do have
a young family or have taken on
a large mortgage, then you may need to
increase your life insurance. Life insurance
is less expensive when you are young and
healthy.
Review your other insurance policies.
Ensure that your homeowner’s policy sufficiently
covers potential losses. If you have
acquired some expensive items like art or
jewelry, then you may need separate coverage.
You may be able to save some money
on premiums by raising your deductibles on
your homeowner’s or automobile insurance.
You should also review your flood insurance
limits if you live in an area that requires
it. For extra liability protection, you should
investigate an umbrella insurance policy.
If you do not already have long-term care
insurance, then you should consider it as part
of your overall plan.
Think about the big picture. Take the
time to reassess your long-term goals and
plans. If you do this, then you can adjust
your estate and financial plan to meet your
goals.
Daniel O. Tully is a partner in the law firm
of Kilbourne & Tully, P.C., members of the
National Academy of Elder Law Attorneys
Inc., with offices at 120 Laurel St., Bristol.
Contact him at 860-583-1341. ktelderlaw.com.
Ktelderlaw.com
Alan L. Stern, MD
Corneal Surgery
Cataract & Anterior Segment Surgery
Laser Vision Correction
Patricia A. McDonald, MD
Cataract & Anterior Segment Surgery
External Diseases
Edward P. Fitzpatrick, MD
Disease & Surgery of the Retina & Vitreous
Diabetic Retinopathy
Macular Degeneration
Martin C. Seremet, MD
Cataract & Anterior Segment Surgery
Glaucoma Therapy & Surgery
Sarit M. Patel, MD
Oculoplastic &
Reconstructive Surgery
Christopher J. Russo, MD
Cataract & Anterior Segment Surgery
Dr. Charles R. Robinson, MD
Cataract & Anterior Segment Surgery
Tracey L. Asmus, OD
Routine Eye Exams
Contact Lens Exams & Fittings
Eye Center
Locations
One Lake Street, Building C, New Britain, CT 06052 • 860-826-4460
1345 Farmington Avenue, Bristol, CT 06010 • 860-585-0000
1 (800) 889-6008 • www.starlingphysicians.com
Joanne Cyr-Callaghan, BC-HIS
Board Certified Hearing Instrument Specialist
Because I Wear Hearing Aids
Myself, I Understand Hearing Loss.
VOTED BEST
BEST OF
READERS’ POLL
2021
MEDICAID
ACCEPTED
HEARING SPECIALIST
YEAR AFTER YEAR
BEST OF
READERS’ POLL
2021
860-506-3720 | 72 PINE ST., BRISTOL
www.bristolhearingaids.com
November 2021 • Connecticut PRIME TIME B3
96656
׉	 7cassandra://y6sWU7k9WbasKEd40LBbN9FPk5kV6EgXRttATQsqVqc5#` a~.y=!oa~.y=!o	sבCט   su׉׉	 7cassandra://IOqbxG0vQUgEGbLbHNcqxEY_J_pTqgDvG7zVtGz262U ^`n׉	 7cassandra://HHYlC_wNxQzuHNhn4J5GPV3JataRAFCukGR6g5BNyucͧ`׉	 7cassandra://MEVy-fktgXZZNehMk_tfJWoDdnxfAVpJjE15Yl5bmAY.` ׉	 7cassandra://MsoTzUzH-zdOj-Ln0R7mKDiG1olhzEZAXEyvawme-PM c2͠Ea~3y=!oט  su׉׉	 7cassandra://oU2QCDkwSSoOTP9jF_Z7Z9UBlrhdmMAA00417TcS7Kc &`n׉	 7cassandra://CLb9Y5f-bEPeHpxwCopOJFdaWQJw9TBNsP7Cu-iuQbcʹ)`׉	 7cassandra://7DrW0lzBJ5TIXbGAibNnPobDEo7a2RZ_emSx5lPuUjI3x` ׉	 7cassandra://KeHWSm_x4GVLyYP56u6IfY_UXNV07O_uViRwklIRZHQ ͋͠Ea~3y=!oۓנa~3y=!o \9ׁH 'http://www.Youtube.com/nutmegtelevisionׁׁЈנa~3y=!o x9ׁH $http://www.getemergencybroadband.orgׁׁЈנa~3y=!o ̵9ׁHhttp://www.allaireelderlaw.comׁׁЈ׉EColumn
How to set up a multi-generation household
By CZEPIGA DALY POPE & PERRI LLC
Once upon a time, having three
generations under one roof was common
practice. And, in some parts of
the world, it’s still a popular way of
life.
Here in the U.S., Pew Research
Center estimates that some 64 million
Americans—20% of the overall population—live
in households that include
two adult generations.
It’s a trend that appears to be on the
rise, and one that was likely influenced
by the pandemic.
Nonetheless, there are a variety of
reasons a family might consider setting
up a multi-generational household.
There can be many financial and
familial benefits to cohabitating with
multiple generations, but reaping those
benefits depends on laying the right
foundation to ensure that everyone is
both happy and protected.
Depending on the circumstance, a
multi-generational family group might
include young adult kids coming back
home after college, or middle-aged
kids who have been laid off from
work or have come home to help care
for aging parents. Conversely, many
people entering their so-called golden
years opt to move in with their grown
children, sometimes financing the
building of an in-law apartment onto
an existing home.
Regardless of the specifics, it’s
important to plan ahead, and plan
carefully. What might seem like a
simple enough idea at the outset can
become painfully complicated if unexpected
changes throw a wrench into
the works.
There are so many different scenarios,
and within each one there
are many potential opportunities for
things to go sideways, leaving some or
all family members in an uncomfortable
(or even untenable) situation.
For instance, let’s say mom finances
the addition of an in-law apartment
proceeds are divided equally among
the co-owners (unless there is another
agreement stating otherwise).
Joint Ownership: Unlike TIC, if
Metro News Service
to the home owned by her son and
daughter-in-law.
- Is she guaranteed residency for as
long as she wants?
- How will day-to-day living
expenses be covered, and by whom?
- If mom needs care, are her son and
daughter-in-law obligated to provide
that? How will that care be paid for?
- If the son and daughter-in-law
have kids, does mom automatically
become the babysitter?
- And, say mom has two other
kids—how does the money she contributed
to build the addition figure
into the inheritances of all her children?
Is it considered an advance on
the homeowner’s inheritance, a trade
for housing?
- What if the son’s company transfers
him to another state?
- What if the son and daughter-inlaw
get divorced?
As you can see, things can get messy
pretty quickly—both in terms of the
daily minutia of cohabiting and in
terms of the big picture.
B4 Connecticut PRIME TIME • November 2021
One helpful tool is a written “life
use agreement” or “caregiver contract.”
This document spells out all
the details about ownership interest,
contributions to expenses, and contingency
plans for a variety of possible
changes in circumstance.
It might feel a little awkward to
establish a legal document to define
living arrangements between parent
and adult child, but it’s a lot more
awkward if there isn’t any agreement
and things go off the rails.
One key aspect of these kinds of
agreements is to establish the type of
home ownership.
There are a number of options, each
with its own pros and cons:
Tenants in Common: In a “TIC”
arrangement, each tenant (in this case,
mom, son, and daughter-in-law) owns
a share of the property. Upon the
death of any tenant, that individual’s
share goes to whomever they name
in their Will as part of the probate
process; and if the property is sold
while all tenants are still living, all
one joint owner of a property dies,
their share automatically passes to the
other joint owners without having to
go through probate. Exactly like TIC,
any proceeds from the sale of a jointly
owned property will be divided equally
among all co-owners.
Life Estate: In a life estate, an
individual—usually the parent of an
adult child homeowner—is named
as a “life tenant,” meaning they have
the right to stay in the home until
they die. When a life tenant dies,
their ownership passes automatically
to “remainder men” (anyone the life
tenant names) equally. Like joint ownership,
this process avoids probate.
Trust: Placing a home in trust
allows for the greatest level of flexibility.
The trust can be drafted to capture
the exact preferences of the individuals
involved to a high level of detail. It
can also include contingency plans to
cover any time that the original circumstance
changes. Trusts also avoid
probate.
It’s a lot to think about, but that
shouldn’t dissuade anyone from
exploring the possibilities. There are
so many wonderful ways that living
in a multi-generational household can
improve quality of life for everyone
in the house. Being together under
one roof can not only be a financially
smart move, it can also give family
members peace of mind, make it easier
to manage care, and provide uncounted
opportunities for kids, parents, and
grandkids to share their lives.
Czepiga Daly Pope & Perri is an
estate planning, elder care, special
needs, litigation and probate law firm
with five offices in the state, including
Berlin and Simsbury. More information
is available at czepigalaw.com
׉	 7cassandra://MEVy-fktgXZZNehMk_tfJWoDdnxfAVpJjE15Yl5bmAY.` a~.y=!o׉EColumn
Do your financial plans
consider memory loss?
Memory loss can creep up over time or
be a sudden devastating hit with a stroke.
Let’s face it, it’s something we would
prefer not to think about. But we must,
because the Journal of the American
Medical Association has reported that
managing personal finances is one of
the first life activities to decline with
cognitive impairment and early stages of
memory loss. What should be done to
protect your financial plan if your
memory fails?
First, and most critical, is to
have a durable power of attorney
in place so that a trusted family
member or members can access
financial records and accounts.
A “durable” power of attorney
means that it is still valid, even if
you no longer are competent to
make decisions. Up until about
30 years ago, going back to colonial times,
the law presumed that if a person did not
have the power to make decisions themselves,
that person could not give a power
of attorney to someone else for a power
that they themselves no longer had. But
with people living longer the entire reason
that a power of attorney is done is in
anticipation that there may be cognitive
decline. So the law was changed and language
was put in the power of attorney
that “This Power of Attorney shall not
be affected by the subsequent disability or
incompetence of the principal or by the
lapse of time since its date of execution.”
In 2016, the law was further changed so
that all Connecticut powers of attorney
are considered durable.
That is one step. But think about this.
It is very difficult for someone else, such
as your spouse or child, to figure out
what you own and where the important
documents are. The crucial step is to
make a list of all your bank and brokerage
accounts, life insurance policies, annuity
and any other type of investments. That
should include the phone numbers, mail
addresses, email addresses and location of
the person or office you deal with.
Another step is to organize and have
important information in one place and
tell your family where that list is located.
Better yet, give your spouse and at least
one other family member a copy of that
list. It won’t do any good if you can’t
remember where it is and they don’t
know. That list should include names
and contact information for your doctors,
accountants, lawyer and financial managers.
Stephen
Allaire
Nowadays
that should include account
login information and passwords. If you
have a safe deposit box or US
Savings bonds or stock certificates
or insurance policies, list
them and where they are kept.
Are they in that little strong box
in your bedroom closet or in a
bank safe deposit box? Or somewhere
else?
A serious growing problem for
those with significant memory
loss, is that it makes people more
susceptible to the many financial scams
preying on the elderly. Some time ago a
grandfather came to me terrified that his
grandson had been kidnapped and the
phone caller demanded cash be sent. His
grandson was in college and a simple call
to the grandson’s cell phone foiled the
attempted scam.
Writing this article reminds me
that my lists are out of date, and that
my family should have an updated
copy of the financial and medical
information and contacts in their possession,
and not just tucked away in
that drawer in my desk. So like me,
compile those lists and contact information
before you put it aside and
forget to do it. And give them to your
family.
Attorney Stephen O. Allaire and Attorney
Halley C. Allaire are partners in the
law firm of Allaire Elder Law, members
of the National Academy of Elder Law
Attorneys, Inc., with offices at 271 Farmington
Ave., Bristol, 860-259-1500, or
on the web at www.allaireelderlaw.com.
If you have a question, send a written
note to either Attorney Allaire at Allaire
Elder Law, LLC, 271 Farmington Avenue,
Bristol, CT 06010, and they may
use your question in a future column.
Lost Wages, Lost Job or Furloughed Since 2020
Couple Income Under $198,000
Single Income Under $99,000
Many Other Ways to Qualify
$50 Off Your Internet Bill
$100 Towards a Computer or Tablet
www.getemergencybroadband.org
Or Your Local Library
Doug Casey
CT Commission/Ed Tech
Joanie Wedler
Nutmeg TV
Tune In For More Info.
9:00 PM On Wednesdays In November
Comcast Ch. 5 & 1070
www.Youtube.com/nutmegtelevision
November 2021 • Connecticut PRIME TIME B5
׉	 7cassandra://7DrW0lzBJ5TIXbGAibNnPobDEo7a2RZ_emSx5lPuUjI3x` a~.y=!oa~.y=!o	sבCט   su׉׉	 7cassandra://-nkqYSPd-DMfxdjMvGl4hCTarH7b9H2RUHOtCul6nJ8 .`n׉	 7cassandra://_tlhRL_xxS0DRRXoGhYGcuQLU87fAt2CxvYmIR_WXU8͏`׉	 7cassandra://CS0wTaBAAH7-kcNVOgGB3kYcr6E4Z2ghBE_e9XR-l7k/` ׉	 7cassandra://EIl3_FRpQlU4W33DE7E-vSX-bobVkbA5wCVsgrQq0OY cZ͠Ea~3y=!oט  su׉׉	 7cassandra://hjJPny4LaAEMeZ6z7aMJb0QpXKioIyFFTbFLL-oPD-w Ns`n׉	 7cassandra://aPY-bjwJp71nAEVsWqaXkwb5SCFa5MpDvUgMXaNOero͕X`׉	 7cassandra://FZEcPsMA199Tt85KwU9z5u9K0-OW2xNGl8pIcsvev9E/` ׉	 7cassandra://ynCUJRzt0x0tdjoS11KZeIO1q-kgTnTIL7ktB76LgsM پR͠Ea~3y=!oנa~3y=!o ~T9ׁHhttp://www.medicare.govׁׁЈנa~3y=!o ̝9ׁHhttp://www.mbmanor.orgׁׁЈ׉EAnimal
friends
Erica Drzewiecki | Staff
Education Coordinator Adam
Marzi from the New Britain
Youth Museum at Hungerford
Park lets Dave Egerman of
Southington touch a boa constrictor
during “Mammals, Reptiles
and Birds..Oh My!” held at
the Plainville Senior Center.
Seniors get to learn about mammals, reptiles and birds
By ERICA DRZEWIECKI
@DRZEWIECKINBH
Did you know that Connecticut
is home to both venomous and
non-venomous snakes? Or that
porcupines live up in the northern
counties, close to the Mass. border?
Dozens
of people listened keenly
to these and other facts shared
by Adam Marzi, education coordinator
with the New Britain Youth
Museum’s Hungerford Nature
Center during a recent presentation
he gave at the Plainville
Senior Center.
Entitled, “Mammals, Reptiles
and Birds...Oh My!” - the program
featured live animals who
call Hungerford home, representing
all of the aforementioned
classes of vertebrates.
“This one would grab a bird or a
mouse, wrap around it and give it
one last hug,” Marzi said as a boa
constrictor slithered down his arm
B6 Connecticut PRIME TIME • November 2021
and around his hand, seeking only
warmth, not food. “This snake is
15 years old and she is not afraid
of humans,” he explained. “She
has been to many programs with
me.”
Seniors had a chance to pet the
snake before making acquaintance
with an Eastern Box Turtle.
“He likes nothing more than
a big old strawberry,” Marzi told
them of the turtle’s diet.
The non-aquatic species is
native to Connecticut and defends
itself against predators like coyotes
and foxes by slinking underneath
its rock-hard shell.
The turtle also made its rounds
before Marzi introduced his next
guest: a hen.
“Chickens were bred not to fly,”
he said as the bird walked around
the room, pecking at bits of corn
thrown on the floor for it to eat.
“To get this body off the ground
its wings would have to be out to
׉	 7cassandra://CS0wTaBAAH7-kcNVOgGB3kYcr6E4Z2ghBE_e9XR-l7k/` a~.y=!o׉E	here,” he added, moving his hands
away at an arm’s length.
Chickens’ feet and claws are
reminiscent of extinct members of
the Earth’s Mesozoic Era.
“These feet are about as close
as you’ll get to seeing a dinosaur’s
feet,” Marzi said.
Most among the group had
never caught sight of a hedgehog
until that very day.
“If any predator comes up it will
curl up and stick its head inside
its body and become a softballsize
ball of pain,” Marzi said.
This particular hedgehog, however,
was named “Nugget” and its
familiarity with the human species
allowed people to touch it
safely.
Finally, seniors were introduced
Erica Drzewiecki | Staff
Education Coordinator Adam
Marzi from the New Britain Youth
Museum at Hungerford Park.
to a chinchilla named “Pepper”
with black and white coloring.
Native to the Andes Mountains,
this one can jump three feet into
the air, Marzi told them.
Monsignor Bojnowski Manor
Skilled Nursing Facility • 50 Pulaski St., New Britain
Call 860-229-0336 or visit www.mbmanor.org
A Compassionate Bridge to Wellness
• 24-hour skilled Nursing Care
• Physical, Occupational & Speech Therapy
• End of Life Care
• Social & Therapeutic
Programming/Activities
• Beautiful Surroundings
• Discharge Planning
• Coordination of Homecare
Services for your return home
• Respite Care
• Pastoral Care
• Short-Term Rehabilitation
& Recovery Stays
• 7 Days a week of Therapy Services
November 2021 • Connecticut PRIME TIME B7
After the animals went back
in their crates, people had the
opportunity to ask questions.
“It’s really a delightful program,”
Plainville Senior Center
Director Shawn Cohen pointed
out. “We also did it for our
Memory Cafe.”
Husband and wife Dave
and Deanna Egerman, from
Southington, loved what they saw,
heard and experienced.
“It’s fun to listen to him,”
Deanna said. “He dedicates his
life to these animals.”
“He’s learned to speak loud,
which is good because some of
us have hearing problems,” Dave
added.
Marzi and other Hungerford
staff present wildlife programming
at senior centers, schools,
libraries and other places. People
can also meet the animals at
Hungerford Park itself, located in
Kensington.

5 Star Rating
for Overall Quality Care
by Nursing Home Compare
www.medicare.gov
72960
׉	 7cassandra://FZEcPsMA199Tt85KwU9z5u9K0-OW2xNGl8pIcsvev9E/` a~.y=!oÁa~.y=!o	sבCט   su׉׉	 7cassandra://xMxJpis6VxDKGdQz2D2EZ-EEdE0jeP3Iwsbml2z6G8Q '`n׉	 7cassandra://QMIObwXKB0btbvjtLoRRMCCrHfsnxiIwaL9yWkB1U8E͝`׉	 7cassandra://f9io6rBOzPla2CnSsf1AdR5itgsKoMza2e-aqHJthxw/` ׉	 7cassandra://OVTb3YLpTRGzIUbhuKyNQ-gUE9y9hMlhZNjzpAXlC6U o:͠Ea~3y=!oט  su׉׉	 7cassandra://shxT3dIiUKVMXKctGtkyaJ5ZrO7mlfBoGsMOfZ4YSAY ``n׉	 7cassandra://cTiD7Xtwjh61ydynVCI4ZZ54hSBxH6Elqr0ui8IkNX0ͥ`׉	 7cassandra://9_O5J5SjmeJGFExA434S10xyuXAB4lRIWzVNz_0N1sQ1` ׉	 7cassandra://jb7UmG7pXQI1nv__X5CDLIBDbA7Cj1Q2NQONr-ixNMU D,>͠Ea~3y=!oנa~3y=!o 
9ׁH %https://thocc.org/services/palliativeׁׁЈנa~3y=!o 29ׁH "http://www.hartfordhealthcare.org/ׁׁЈנa~3y=!o Vh9ׁHhttp://ahead.PeׁׁЈ׉EHEALTHY LIVI NG
Mammograms can save your life
October is Breast Cancer Awareness
Month, a great reminder to get your
screening mammogram. Don’t be
tempted to put off your mammogram
this year because of the coronavirus
pandemic; it could put you at serious
risk. Take precautions now and
schedule or keep your mammogram
appointment.
A mammogram uses special x-ray
images to look for abnormal changes
in the breast. The results are recorded
directly into a computer for a radiologist
to review and interpret. A mammogram
allows the doctor to have a closer look
for changes in breast tissue that may or
may not be felt during a breast
exam. Breast changes occur
in almost all women. Most of
these changes are not cancer and
are called “benign,” but only a
doctor can know for sure.
The risk of breast cancer
increases with age. That’s
why it’s crucial for all women
45 and older to get regular
mammograms. Bristol Health
recommends that you take the actions
below, once you have reached these age
milestones:
At age 40: You have the choice to
mammography, depending on your
preferences and discussion with your
doctor;
At age 75+: Continue getting regular
mammograms if you’re in good health
Mammograms don’t prevent breast
cancer, but it can save your life by
finding breast cancer as early as possible.
Sometimes a mammogram shows
dense breast tissue. Dense breast tissue
refers to the appearance of breast tissue
on a mammogram. It’s a normal and
common finding. On a mammogram,
non-dense breast tissue appears dark
and transparent. Dense breast tissue
appears as a solid white area on a
mammogram, which makes it
difficult to see through. This
makes breast cancer screening
more difficult and it increases
the risk that cancer won’t be
detected on a mammogram.
Review your breast cancer
Rachael
Marlin
risk factors with your doctor
and consider your options
for additional breast cancer
screening tests. Other tests may
include 3-D mammogram, breast MRI,
or breast ultrasound.
It’s still important to know your body
and perform self breast exams regularly!
The risk of breast cancer increases with age. That’s
why it’s crucial for all women 45 and older to get
regular mammograms.
start annual breast screening if you wish
to do so;
By age 45: Begin yearly
mammograms;
At age 55: Get mammograms every
other year, or continue with annual
Breast self-exam, or regularly examining
your breasts on your own, can be an
important way to find breast cancer
early, when it’s more likely to be treated
successfully. Here are some tips on how
to do a self breast exam:
B8 Connecticut PRIME TIME • November 2021
Metro
News
Service
-Try to get into the habit of doing
a breast self-exam once a month to
familiarize yourself with how your
breasts normally look and feel
-Examine yourself several days after
your period ends, when your breasts are
least likely to be swollen and tender
Follow these five steps on how to
perform the exam:
Step 1: Begin by looking at your
breasts in the mirror with your
shoulders straight and your arms on
your hips. Look to make sure your
breasts are their usual shape, size and
color. Notify your doctor if you notice
any dimpling, puckering, an inverted
nipple or any redness/rash or swelling.
Step 2: Now raise your arms and look
for the same changes
Step 3: While you’re at the mirror,
looks for any signs of fluid coming out
of one or both nipples (this could be a
watery, milky, or yellow fluid or blood)
Step 4: Next, feel your breasts while
lying down, using your right hand to
feel your left breast and vice versa. Use
a firm, smooth touch with the first few
finger pads of your hand, keeping the
fingers flat and together. Use a circular
motion, about the size of a quarter.
Cover the entire breast from top to
bottom and side to side.
Step 5: Finally, feel your breasts
while you are standing or sitting. It
helps to do this in the shower when
your skin is wet and slippery. Cover
your entire breast using the same
hand movements described in step 4.
Rachael Marlin serves as the nurse navigator
at the Beekley Center for Breast
Health & Wellness at Bristol Hospital.
To schedule your mammogram, please call
(860) 585-3999. To learn more about
the Beekley Center by visiting bristolhealth.org/breast-health.
׉	 7cassandra://f9io6rBOzPla2CnSsf1AdR5itgsKoMza2e-aqHJthxw/` a~.y=!o׉EHEALTHY LIVI NG
Advanced care planning is important
Dr. RUSS GRANICH
THE HOSPITAL OF
CENTRAL CONNECTICUT
Health issues can begin to surface
at any age, but are certainly
more prominent as people advance
into their later years.
Those health issues can leave the
patient and their family with difficult
decisions to make – depending
on the severity of a disease or illness.
People
plan for all types of
things throughout their lives,
whether it’s their career, getting
married, having kids and many
other things. However, as people
get older, they really have no plans
in terms of what their care should
look like in the event they become
sick or can no longer make decisions
for themselves.
Granich says people should
consider advanced care planning
– looking ahead to their future
health and making decisions that
are right for them and their family.
People are living longer and
therefore it’s important for people
to plan ahead.People have a right
to choose what’s important to
them and what’s not.”
One part of advanced care planning
is an
advance
directive.
This
document
allows someone to name a person
who can make medical decisions
for them in the event they are
badly injured or seriously ill and
cannot make those decisions on
their own.
A living will often accompany
an advance directive and details to
your family the kind of treatments
you do and do not want to receive
in the event you can no longer
speak on your behalf. This can
include resuscitation, being on a
ventilator, feeding tube, and other
means of keeping a person alive.
These documents can be shared
with your doctor and placed within
your medical file in the event a
doctor needs to review them.
All adults should have someone
whom you trust to make decisions
for you in the event something
happens by completing an advance
directive. As you approach your
senior years or start to develop a
chronic illness, that’s when you
should probably start thinking
about a living will.
Palliative care is also part of the
advance care planning process and
additionally helps provide relief of
symptoms related to a serious illness.
Palliative
care helps patients and
their families understand treatment
plans, reduce the number of
hospital visits, control pain and
improve a person’s quality of life.
Cancer, diabetes, heart disease,
Alzheimer’s, multiple sclerosis,
People are living longer and therefore
it’s important for people to plan ahead.
and COPD are just some of the
diagnoses that can benefit from
palliative care.
We have a team of doctors and
nurses who work with your regular
doctor to provide an extra layer of
support. Palliative care is appropriate
for any person at any age who
is at any stage of a serious disease
or illness.
I will be holding a free community
education event that is virtual
and free to the public on Tuesday,
Nov. 2 from 12 to 1 p.m. about
the importance of advance care
planning.
Participants will be allowed to
ask questions.
Metro
News
Service
To enroll, call 855.442.4373 or
visit www.hartfordhealthcare.org/
virtualclasses
Dr. Russ Granich is the Regional
Medical Director for The Hospital of
Central Connecticut and MidState
Medical Center. For more information,
call 860.224.5463 or visit
https://thocc.org/services/palliativecare.
November
2021 • Connecticut PRIME TIME B9
׉	 7cassandra://9_O5J5SjmeJGFExA434S10xyuXAB4lRIWzVNz_0N1sQ1` a~.y=!oŁa~.y=!oā	sבCט   su׉׉	 7cassandra://G7JgcVE7umzRPllHL1srLgObd-zg_QYPAvqYvdV28JY \` n׉	 7cassandra://onu5QQI6pZMWUEXZ9xqrllf2nHym0rQJWhSMf3oHGAAͼ_`׉	 7cassandra://_hpMQkGvzi_9fZXK1EDdIY76_z1sMBAWOEgnVSfdluA2@` ׉	 7cassandra://jZOMGA2vY3Q8Zhkq6bN6xI69qyLw78on-MET3Tmh5ckB͠Ea~4y=!oט  su׉׉	 7cassandra://Mx29IS5X9Mtw6GmSYxTfCTn1z1BL3AfRPRj2zs1I98E x`n׉	 7cassandra://wafQPWJIMxN_flqnGFmQjczeZb0pW6Gh-_d48-9tSasͤ/`׉	 7cassandra://2fYoHQRg-Y0V3c56tCoZWDyjgWXM7Qn8HGe3a9jU9Ic:` ׉	 7cassandra://p4YJywb01vREzLNvY0vU8URpboX1nGGQIEjlklx0n9Y g͠Ea~4y=!oנa~4y=!o ̰9ׁHmailto:editor@bristolpress.comׁׁЈנa~4y=!o Nځh9ׁHhttp://bristollib.comׁׁЈנa~4y=!o :9ׁHhttp://www.TimsAuctions.comׁׁЈ׉EDAT EBOOK
Ongoing
Free Movie Tuesdays
Bristol Senior Center
shows films every Tuesday
at 12:45 p.m. in the
Dining Room. There is a 25
person capacity. You must
call
860-584-7895 to reserve a
spot. Bristol Senior Center
is located at 240 Stafford
Ave., Bristol.
Cornhole
Bristol Senior Center will
be offering Cornhole for
any Bristol Senior Center
member. Games will be
played Tuesdays from
10 to 11:30 a.m. in their
Gymnasium. They will be
capping the number of
participants at 16 per day.
Registration is required
by calling 860-584-7895.
Bristol Senior Center is
located at 240 Stafford
Ave., Bristol.
Shuffleboard
Bristol Senior Center will
be offering Shuffleboard
for
any Bristol Senior Center
member. Games will be
played Thursdays from
10 to 11:30 a.m. in their
Gymnasium. They will be
capping the number of
participants at 12 per day.
Registration is required by
calling at 860-584-7895.
Bristol Senior Center is
located at 240 Stafford
Ave., Bristol.
Pickleball
Bristol Senior Center will
be offering Pickleball for
any Bristol Senior Center
member. Games will be
played Mondays, Tuesdays,
Thursdays and Fridays from
1 to 2:30 p.m., or 2:30 to 4
p.m. in their Gymnasium.
They will be capping the
number of participants
at 12 per time slot. This
schedule will only run until
they’re able to schedule
some of our other activities
again. Registration is
required by calling 860584-7895.
Bristol Senior
Center is located at 240
Stafford Ave., Bristol.
Art Happy Hour
Art Happy Hour returns
at New Britain Museum of
American Art, 56 Lexington
St., New Britain. The event
will happen every Thursday
from 5:30 to 8 p.m.
Monday| 1
Keeping your mind sharp
In this informational 5-part
serie, a certified dementia
specialist from Hartford
HealthCare Center for
Healthy Aging will teach
participants about different
activities to keep your
mind sharp, importance of
diet, nutrition and sleep. A
Q&A with the speaker will
follow the presentation.
The event will be from 6 to
7 p.m. This program is free.
Call 1-855-442-4373.
GYN Cancer
support group
This group is open to
any woman who has
been diagnosed with
gynecological cancer.
B10 Connecticut PRIME TIME • November 2021
The group will meet at
the Hospital of Central
Connecticut, 100 Grand St.
1st floor, New Britain.
The group will meet from 6
to 7 p.m.
Tuesday| 2
Stone Temple Pilots
The band Stone Temple
Pilots will be playing at
the Webster theater in
Hartford, 31 Webster St.
The show will be from 7
p.m. to 1:30 a.m.
Election Day
Don’t forget to get out and
vote.
Thursday| 4
Women’s Club Program
The Women’s Club of New
Britain will meet at 2 p.m.
The meeting will be at
the First Congregational
Church, 830 Corbin Ave.
in New Britain. The name
of the program is “Brush
Strokes that shaped my
life” by Rosann Scalise.
Nicholes Peter Scalise
(1932-2009) was a fine
artist whose career
spanned over 50 years
during which time he
received over 200 regional
and national awards and
more than 30 solo exhibits
at galleries and museums
across the United States
and Europe. Roseann‘s
book about her father is
remarkable.
Following the program
coffee, tea and cookies
will be served. Guests are
welcome to attend for a
small fee.
Sunday| 7
Salute to Veterans
The Bristol Brass and
Wind Ensemble, Bristol’s
Community Band, musical
director, Richard Theriault,
will perform a concert to
honor veterans. There will
be a variety of patriotic
music. Guest performers,
Maria Salice, Jim Martin,
and the Buona Viva singing
ensemble-Michal Ravita,
director. This concert is
free. Masks are required.
The concert will take place
at Prospect Methodist
Church, 99 Summer St.,
Bristol. It will start at 3 p.m.
and run until 4:30 p.m.
Saturday| 20
St. Ann Craft Fair
The craft fair will be held
from 8:30 a.m. to 3 p.m. at
215 West St., Bristol.
Sunday| 21
The Band’s Visit
The musical The Band’s
.
TIM IS BUYING!
Selling Your Home?
Downsizing? Inherited an Estate?
Attic is Full? Items in Storage?
Lifetime Collections of: Gold & Silver Coins, Currency,
Jewelry, Diamonds, Stamps, Early Sports Memorabilia,
Military, Hunting, Fishing, Automobilia
Call Auctioneer Tim Chapulis
860-459-0964
www.TimsAuctions.com
Visit, a Tony Awards winner,
is coming to the Bushnell,
166 Capitol Ave., Hartford.
The show ill be from 1 to 6
p.m.
Saturday| 27
Monsters of New England
New England has a large
history of folklore and oral
histories that have been
passed down for generations.
In some of these
stories, monsters and other
terrors lurk in the shadows
and deep in the forests.
Join the Bristol Public
Library as they explore local
monsters. You can join this
event in-person at Bristol
Public Library or online via
Zoom. There is no charge.
Valid email required to
attend via Zoom option.
To RSVP visit the Reference
Department, bristollib.com
or Call 860-584-7787 extension
4. The event will take
place at 5 High St., Bristol,
from 10 to 11 a.m.
We want to hear from
you!
Send us your events
to be placed in the
Datebook!
Email them to:
editor@bristolpress.com
95446
318
׉	 7cassandra://_hpMQkGvzi_9fZXK1EDdIY76_z1sMBAWOEgnVSfdluA2@` a~.y=!o׉EW
NOVEMBER, 2021
CROSSWORD
CLUES ACROSS
1. German philosopher
6. A type of stock trading (abbr.)
9. Cincinnati ballplayers
13. Deerlike water buffaloes
14. Island
15. Jewish calendar month
16. Round Dutch cheese
17. Unstressed syllable of a
metrical foot
18. A restaurant needs one
19. Decent behaviors
21. Groans
22. Works hard
23. Upset
24. A sound made in speech
25. One point east of due south
28. Boxing’s GOAT
29. Whittles
31. Tailless amphibian
33. Surrounded
36. Doesn’t stay still
38. Copycat
39. Four-door car
41. Morally correct behavior
44. Something that is owed
45. Pasta needs it
46. Ant-Man’s last name
48. Bravo! Bravo! Bravo!
49. Small period of time (abbr.)
51. Woman (French)
52. On or around
54. Fencing swords
56. Fonts
60. A command in the name
of the court
61. Sprays with an irritant
62. Georgetown athlete
63. Dry or withered
64. Sign of injury
65. Tracts of land (abbr.)
66. 365 days
67. Physique
68. Icelandic poems
November 2021 • Connecticut PRIME TIME B11
CLUES DOWN
1. Bodily substance
2. Internal
3. Provoke or annoy
4. Type of lounge chair
5. Losses
6. Makes less severe
7. Identifies a thing close at hand
8. Group of blood disorders (abbr.)
9. Rebuilt
10. Ancient Greek City
11. American investigative
journalist
12. Partially melted snow
14. Take shape
17. Mexican beverage
20. Patti Hearst’s captors
21. Jacobs and Summers are two
23. Disfigure
25. Scientists’ tool (abbr.)
26. Ill-mannered person
27. Overhang
29. Famed rat catcher
30. Passover feast and ceremony
32. Equal to 10 meters
34. Central processing unit
35. Chinese native religion
37. Unfermented juices
40. "To the __ degree"
42. Frozen water
43. Medieval circuit courts
47. 1,000 cubic feet (abbr.)
49. Gossipy
50. Shopping is one type
52. Palmlike plant
53. Partner to "oohed"
55. Welsh name meaning "snow"
56. Popular Mexican dish
57. It helps power devices
58. Reddish-brown wildcat
59. Impertinence
61. Legal financial term (abbr.)
65. Atomic #52
your M
YOU COULD BE HERE
Call
860-225-4601
for
advertising
information
׉	 7cassandra://2fYoHQRg-Y0V3c56tCoZWDyjgWXM7Qn8HGe3a9jU9Ic:` a~.y=!oǁa~.y=!oƁ	sבCט   su׉׉	 7cassandra://tHIvE4IxZsBjQy_-2EGxmF9RDU69nGCcIIwNmKUx_X0 v`n׉	 7cassandra://OqumnknPPN1YS3l6X8Mx8kwDgfzwC8K2-QSyB9SNDrY͢`׉	 7cassandra://WbK9EqbZEFl0NqOuYN8XASfTGF5U3xx97jSV6faHl2A1Q` ׉	 7cassandra://ezPf2Qt7-xwmRdNHvDSRLOnnHTVwX5dtl1nvg1yWsDc c	͠Ea~4y=!oנa~4y=!o ̃Ӂo9ׁHhttp://www.ktelderlaw.comׁׁЈ׉EDo you have a loved one in a nursing home?
Do you want to protect your assets?
Kilbourne & Tully, P.C.,
Helping Your Loved Ones Get The Care
They Deserve While Legally Protecting
Your Family’s Home and Assets.
TOTAL CARE PLANNING for seniors combines legal
representation, asset protection and care coordination and
advocacy into a single solution that answers all of the tough
questions about your loved one’s long term care,
NOW and in the future.
It is the ultimate protection for elders and their families.
It is a customized plan of action that specifies how our team
will help you plan and coordinate every aspect of your loved
one’s care during a long-term care illness or incapacity.
Attorney Daniel O. Tully
Don’t leave your loved ones to suffer
It describes how your loved one’s medical, housing, legal and
care needs will be met until the end of life without placing
unnecessary burdens on relatives.
due to lack of planning, even if a loved one
is already ill or in a nursing home.
www.ktelderlaw.com 120 Laurel Street
BRISTOL
B12 Connecticut PRIME TIME • November 2021
GLASTONBURY
2389 Main Street
BEST OF
READERS’ POLL
2021
Call 860-583-1341
NORTH HAVEN
605 Washington Avenue
׉	 7cassandra://WbK9EqbZEFl0NqOuYN8XASfTGF5U3xx97jSV6faHl2A1Q` a~.y=!o׈Ea~.y=!oɁa~.y=!oȁ	s, %Connecticut PRIME TIME, November 2021 ~Monthly magazine, covering the topics important to seniors and their families, serving the communities of central Connecticut.a~,frJ©k